Research shows that over 95% of Hong Kong people often feel unwell even without symptoms of a health problem. They have sub-optimal health, a state that is in between good health and bad. What can be done?
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Stress could cause critical illness. If we are unprepared, we might have to use up our savings to pay for limited treatment options. How can insurance help minimise the financial impact of a serious illness?
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There are clinics all over Hong Kong, so most people may not see the need for telemedicine. But this service has been introduced during the pandemic. Who is it for? What are the protocols? Let’s ask Dr Chan.
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You can reach several life stages at the same time: starting a new job, moving into a new home, getting married or even becoming a parent. What’s the best way to tailor your protection to your changing needs?
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Many employees count on their companies’ medical insurance for protection against the unexpected. In fact, group medical coverage typically offers only limited protection. Given our stressful lifestyles and the threat of critical illness, how can we make use of Voluntary Health Insurance Scheme (“VHIS”) to our advantage?
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After last year’s disruptions, students are looking forward to the new school year. But parents have to think much further ahead. How can they open their children’s minds with extra learning opportunities?
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You’re familiar with smart networks. What about smart hospitals? According to Dr Fung, smart hospitals are human-centric, using technology to support medical professionals and ensure better care for patients.
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When we’re applying for an insurance policy, we will normally go through a series of health questionnaire as part of the underwriting process. But what is underwriting? Is there a simplified version?
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So you think medical insurance is all about the premium, sum insured and scope of coverage? There’s something that shouldn’t be overlooked! For your peace of mind, remember to check your policy’s exclusions.
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