There is a wide variety of medical insurance products in Hong Kong with many similarities and differences, yet some VHIS plan features are not found in traditional plans. Learn more and be a smart consumer.
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When it comes to choosing between public and private hospitals, most people would prefer the latter. But affordability is the biggest issue. Acquiring medical insurance is a long-term solution. How should you plan to make sure your needs will be met?
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When you buy medical insurance, you’re buying the peace of mind of knowing that you’re shielded from unexpected medical expenses. But some VHIS plans include a self-paid deductible. What are the benefits?
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Many employees count on their companies’ medical insurance for protection against the unexpected. In fact, group medical coverage typically offers only limited protection. Given our stressful lifestyles and the threat of critical illness, how can we make use of Voluntary Health Insurance Scheme (“VHIS”) to our advantage?
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When we’re applying for an insurance policy, we will normally go through a series of health questionnaire as part of the underwriting process. But what is underwriting? Is there a simplified version?
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So you think medical insurance is all about the premium, sum insured and scope of coverage? There’s something that shouldn’t be overlooked! For your peace of mind, remember to check your policy’s exclusions.
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There are three categories of life insurance: term, whole life and savings. What are the differences? Learn more about them so you can choose the most suitable protection for yourself.
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General medical insurance, critical illness plans, VHIS. Can you tell them apart? The more you know about different medical insurance products, the better the choices you can make for yourself and your family.
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