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LIFE Talk

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High Protection ILAS Smart Simulator

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Catch the Future Explorer, plan your future better!

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Articles related to #VHIS

Learn more about High Protection ILAS via our Smart Simulator

Start Now

LIFE Talk

Uphold the promises to you and your loved ones with tips on how to protect yourself and your finances.

High Protection ILAS Smart Simulator

See how the plan can give you the protection in a fluctuating market.

Start Now

Catch the Future Explorer, plan your future better!

10, 9, 8, 7⋯⋯
Your financial plan is ready for lift-off!

Boarding Now

Six things to know before buying a VHIS plan

There is a wide variety of medical insurance products in Hong Kong with many similarities and differences, yet some VHIS plan features are not found in traditional plans. Learn more and be a smart consumer.

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Learn about private hospital charges before choosing a VHIS plan

When it comes to choosing between public and private hospitals, most people would prefer the latter. But affordability is the biggest issue. Acquiring medical insurance is a long-term solution. How should you plan to make sure your needs will be met?

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VHIS plan – Why pay a deductible?

When you buy medical insurance, you’re buying the peace of mind of knowing that you’re shielded from unexpected medical expenses. But some VHIS plans include a self-paid deductible. What are the benefits?

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Privileged healthcare services for those who demand more

To excel at anything, you need good health; so when it comes to healthcare, you shouldn’t settle for second best. Can you get one-stop protection and healthcare services too? Yes. Read on for the latest info.

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Choose the right QDAP and VHIS tax-saving combo

The tax season is around the corner. What’s the best way to plan your post-retirement income and medical protection while enjoying tax savings? Look into QDAP and VHIS for solutions that may be right for you

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Apply online for the same comprehensive services

Have you gotten used to staying at home? Forgotten all about regular exercise? Now you can even apply for insurance online, so it’s equally convenient wherever you do it - at home or outside, it’s your call.

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Is your group medical coverage all you need to cope with a critical illness?

Many employees count on their companies’ medical insurance for protection against the unexpected. In fact, group medical coverage typically offers only limited protection. Given our stressful lifestyles and the threat of critical illness, how can we make use of Voluntary Health Insurance Scheme (“VHIS”) to our advantage?

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What is underwriting?

When we’re applying for an insurance policy, we will normally go through a series of health questionnaire as part of the underwriting process. But what is underwriting? Is there a simplified version?

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Check your medical insurance policy for exclusions

So you think medical insurance is all about the premium, sum insured and scope of coverage? There’s something that shouldn’t be overlooked! For your peace of mind, remember to check your policy’s exclusions.

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