Many employees count on their companies’ medical insurance for protection against the unexpected. In fact, group medical coverage typically offers only limited protection. Given our stressful lifestyles and the threat of critical illness, how can we make use of Voluntary Health Insurance Scheme (“VHIS”) to our advantage?
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When we’re applying for an insurance policy, we will normally go through a series of health questionnaire as part of the underwriting process. But what is underwriting? Is there a simplified version?
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General medical insurance, critical illness plans, VHIS. Can you tell them apart? The more you know about different medical insurance products, the better the choices you can make for yourself and your family.
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