Critical illness & medical protection policies are both medical insurance, but have notable differences. Critical Illness insurance can be subdivided into return of premium and term plans. Let us take a look!
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How do medical experts define long COVID? To give you a better understanding, Professor Benny Zee outlines the symptoms and sheds light on how to assess the risk with Automatic Retinal Image Analysis (ARIA).
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A critical illness plan can pay for your treatment when a disease strikes, and cover living expenses for you and your family. But to ensure you’ll have an adequate protection level, learn the basics first.
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How would a critical illness impact you, your family and your life plans? Trends showing critical illness patients are getting younger. To avoid sudden medical expenses, early planning is a solution.
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Stress could cause critical illness. If we are unprepared, we might have to use up our savings to pay for limited treatment options. How can insurance help minimise the financial impact of a serious illness?
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There are clinics all over Hong Kong, so most people may not see the need for telemedicine. But this service has been introduced during the pandemic. Who is it for? What are the protocols? Let’s ask Dr Chan.
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You can reach several life stages at the same time: starting a new job, moving into a new home, getting married or even becoming a parent. What’s the best way to tailor your protection to your changing needs?
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You’re familiar with smart networks. What about smart hospitals? According to Dr Fung, smart hospitals are human-centric, using technology to support medical professionals and ensure better care for patients.
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So you think medical insurance is all about the premium, sum insured and scope of coverage? There’s something that shouldn’t be overlooked! For your peace of mind, remember to check your policy’s exclusions.
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