Mortgage Know It All

Mortgage Solution: Gist of Asset-based Lending

Asset-based mortgages offer a path to home ownership for people who could not provide regular income proof, and have to rely on their net worth to demonstrate their repayment ability. This article explains key points to note when applying for an asset-based mortgage, and when preparing a budget for buying a home.

#Mortgage #MortgageApplication #Affordability #BuyingAHome #StampDuty #MortgageAssessment

Decoding Home Ownership: Understanding High Loan-to-value Ratio Mortgages

Confused about the requirements for a high loan-to-value ratio mortgage? Can double pay, bonuses and commissions be counted as income? How can we plan the budget? Let the mortgage experts answer these questions for you!

#Mortgage #LoanToValue #LTV #MIP #MortgageInsurance #HomePurchase #ApplyMortgage

New Property: Key factors to note when buying first-hand property

What are the implications of a cash payment plan versus stage payment plan when buying a first-hand property? What are the risks of buying an uncompleted property? Watch this video to understand the key considerations you need to keep in mind when making decision.

#FirstHandProperty #Mortgage #BorrowingCapacity #LoanToValue #LTV #MortgageAssessment

At a Glance: Understanding the Different Obligations of Mortgagor, Borrower and Guarantor

When applying for a mortgage, in addition to the owner, other parties can take up the role of borrowers or guarantors. This article covers the dierent obligations of each role and the impact on their future borrowing capacity.

#Mortgage #ApplyMortgage #BorrowingCapacity #Mortgagor #Borrower #Guarantor

Decoding Mortgage Interest Rates: "H-based", "P-based" and Fixed Rate Plans

When applying for a mortgage loan, you may notice there are HIBOR-based, prime-based and fixed-rate plans. What are the differences, and how do you choose between them to suit your budget and save interest? What are the key points to consider in a changing economic environment?

#HIBOR #Prime #FixedRate #Mortgage #ApplyMortgage #InterestSaving

Interest Saving Tips: Earn High Interest with Your Mortgage and Offset Interest Expenses

With a deposit-linked mortgage repayment plan, home owners can earn higher deposit interest to offset part of their mortgage interest expense. Do you know that, along with borrowers, other related parties can be qualified to enjoy a higher deposit as well?

#DepositLinkedMortgage #InterestSaving #Mortgage #ApplyMortgage

Smart Tips on Cash-out Refinancing

Home owners can take advantage of property value appreciation to cash out money. This article provides some tips on how to cash out wisely using lower interest rates.

#Mortgage #HomePurchase #InterestSaving #LoanToValue #LTV #CashOut #Refinancing #TopUp

The Key to a Home Purchase: Budgeting for Down Payments and Understanding LTV & DTI

Wonder how much of a down payment is needed to buy your desired property? Here we will explain the loan-to-value (LTV) ratio and debt-to-income (DTI) using different scenarios, with analysis on the points to note for different income types.

#Mortgage #HomePurchase #InterestSaving #LoanToValue #LTV #BorrowingCapacity

Instant Mortgage Assessment

Content related to #Mortgage

Mortgage Know It All

Instant Mortgage Assessment

Mortgage Solution: Gist of Asset-based Lending

Decoding Home Ownership: Understanding High Loan-to-value Ratio Mortgages

New Property: Key factors to note when buying first-hand property

At a Glance: Understanding the Different Obligations of Mortgagor, Borrower and Guarantor

Decoding Mortgage Interest Rates: "H-based", "P-based" and Fixed Rate Plans

Interest Saving Tips: Earn High Interest with Your Mortgage and Offset Interest Expenses

Smart Tips on Cash-out Refinancing

The Key to a Home Purchase: Budgeting for Down Payments and Understanding LTV & DTI

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