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Mortgage Know It All

Learn all about mortgages and how to confidently prepare for home ownership​

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Instant assessment of affordability and home budget to help you prepare for home ownership

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Content related to #BorrowingCapacity

Mortgage Know It All

Learn all about mortgages and how to confidently prepare for home ownership​

Instant Mortgage Assessment

Instant assessment of affordability and home budget to help you prepare for home ownership

Get assessment

New Property: Key factors to note when buying first-hand property

What are the implications of a cash payment plan versus stage payment plan when buying a first-hand property? What are the risks of buying an uncompleted property? Watch this video to understand the key considerations you need to keep in mind when making decision.

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At a Glance: Understanding the Different Obligations of Mortgagor, Borrower and Guarantor

When applying for a mortgage, in addition to the owner, other parties can take up the role of borrowers or guarantors. This article covers the dierent obligations of each role and the impact on their future borrowing capacity.

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The Key to a Home Purchase: Budgeting for Down Payments and Understanding LTV & DTI

Wonder how much of a down payment is needed to buy your desired property? Here we will explain the loan-to-value (LTV) ratio and debt-to-income (DTI) using different scenarios, with analysis on the points to note for different income types.

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HSBC mortgage plans

See our comprehensive mortgage plans to suit your needs

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Instant Mortgage Assessment

Assess affordability and home budgeting​

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Property valuation

Estimate the current value of a flat in major estates of Hong Kong

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Home purchase and mortgage process

8 steps to help you through the process of buying a property and applying for a mortgage

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Mortgage application documents checklist

Read our checklist for documents required for your mortgage application.

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