Confused about the requirements for a high loan-to-value ratio mortgage? Can double pay, bonuses and commissions be counted as income? How can we plan the budget? Let the mortgage experts answer these questions for you!
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Home purchasing made simple for first-time buyers – here is a roadmap outlining the key steps to purchasing a home. You can find everything from budgeting, site visits and signing the provisional agreement to applying for a mortgage, receiving the keys and taking possession of the property, along with tips on the documents and funds required.
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When applying for a mortgage, in addition to the owner, other parties can take up the role of borrowers or guarantors. This article covers the dierent obligations of each role and the impact on their future borrowing capacity.
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When applying for a mortgage loan, you may notice there are HIBOR-based, prime-based and fixed-rate plans. What are the differences, and how do you choose between them to suit your budget and save interest? What are the key points to consider in a changing economic environment?
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With a deposit-linked mortgage repayment plan, home owners can earn higher deposit interest to offset part of their mortgage interest expense. Do you know that, along with borrowers, other related parties can be qualified to enjoy a higher deposit as well?
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8 steps to help you through the process of buying a property and applying for a mortgage
Learn moreRead our checklist for documents required for your mortgage application.
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