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Mortgage Know It All

Learn all about mortgages and how to confidently prepare for home ownership​

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Instant assessment of affordability and home budget to help you prepare for home ownership

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Content related to #HomePurchase

Mortgage Know It All

Learn all about mortgages and how to confidently prepare for home ownership​

Instant Mortgage Assessment

Instant assessment of affordability and home budget to help you prepare for home ownership

Get assessment

Decoding Home Ownership: Understanding High Loan-to-value Ratio Mortgages

Confused about the requirements for a high loan-to-value ratio mortgage? Can double pay, bonuses and commissions be counted as income? How can we plan the budget? Let the mortgage experts answer these questions for you!

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The Home Purchase Journey at a Glance

Home purchasing made simple for first-time buyers – here is a roadmap outlining the key steps to purchasing a home. You can find everything from budgeting, site visits and signing the provisional agreement to applying for a mortgage, receiving the keys and taking possession of the property, along with tips on the documents and funds required.

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Smart Tips on Cash-out Refinancing

Home owners can take advantage of property value appreciation to cash out money. This article provides some tips on how to cash out wisely using lower interest rates.

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The Key to a Home Purchase: Budgeting for Down Payments and Understanding LTV & DTI

Wonder how much of a down payment is needed to buy your desired property? Here we will explain the loan-to-value (LTV) ratio and debt-to-income (DTI) using different scenarios, with analysis on the points to note for different income types.

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HSBC mortgage plans

See our comprehensive mortgage plans to suit your needs

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Instant Mortgage Assessment

Assess affordability and home budgeting​

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Property valuation

Estimate the current value of a flat in major estates of Hong Kong

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Home purchase and mortgage process

8 steps to help you through the process of buying a property and applying for a mortgage

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Mortgage application documents checklist

Read our checklist for documents required for your mortgage application.

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