When applying for a mortgage loan, you may notice there are HIBOR-based, prime-based and fixed-rate plans. What are the differences, and how do you choose between them to suit your budget and save interest? What are the key points to consider in a changing economic environment?
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With a deposit-linked mortgage repayment plan, home owners can earn higher deposit interest to offset part of their mortgage interest expense. Do you know that, along with borrowers, other related parties can be qualified to enjoy a higher deposit as well?
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Home owners can take advantage of property value appreciation to cash out money. This article provides some tips on how to cash out wisely using lower interest rates.
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Wonder how much of a down payment is needed to buy your desired property? Here we will explain the loan-to-value (LTV) ratio and debt-to-income (DTI) using different scenarios, with analysis on the points to note for different income types.
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8 steps to help you through the process of buying a property and applying for a mortgage
Learn moreRead our checklist for documents required for your mortgage application.
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