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A long term life insurance plan with potential tax benefits
By purchasing a Qualifying Deferred Annuity Policy certified by Insurance Authority (‘’IA”), in addition to the protection and saving benefits, you are also able to enjoy potential income tax deduction both as an individual taxpayer or as taxpaying couple.
HSBC Income Goal Deferred Annuity Plan
A deft combination of payment and annuity options that empower you to enjoy your senior years on your terms
The above supplementary benefit and annuity plan are long term life insurance plans underwritten by HSBC Life (International) Limited (“HSBC Life”). They are not equivalent or similar to any kind of deposit. If the policyholder discontinues and / or surrenders the insurance plan in the early policy years, the amount of the benefit he / she will get back may be considerably less than the amount of the premium he / she has paid.
Policyholders are subject to the credit risk of HSBC Life. Your premiums paid will form part of HSBC Life's assets. You do not have any rights or ownership over any of those assets. Your recourse is against HSBC Life only. This product is a product of HSBC Life but not The Hongkong and Shanghai Banking Corporation Limited (“HSBC”) and it is intended only for sale in the Hong Kong SAR.
The information shown in this video is for general reference only and is not intended to constitute a recommendation or advice to any person or to be the basis for any financial decision. No person should act on any information in the video without seeking professional advice.
The information contained in this video does not constitute an offer for the purchase or sale of any banking or insurance products or services. Products and services are subject to an individual’s needs. Contact your financial planner to review your financial needs and risk acceptance level.
This video should not be reproduced or further distributed to any person or entities, whether in whole or in part, for any purpose.
HSBC Life has based this video on information obtained from sources it believes to be reliable, but which it has not independently verified. HSBC Life or HSBC makes no guarantees, representations or warranties and accepts no responsibility or liability as to its accuracy or completeness. Information in this video is subject to change without notice.
HSBC Life is authorised and regulated by the Insurance Authority (“IA”) to carry on long-term insurance business in the Hong Kong SAR. HSBC Life is incorporated in Bermuda with limited liability, and is one of the HSBC Group‘s insurance underwriting subsidiaries. Insurance products provided by HSBC Life are only intended for sale through HSBC in the Hong Kong SAR. Policyholders are subject to credit risk of HSBC Life and for monetary disputes arising between HSBC and you out of the selling process or processing of the related transaction, HSBC will enter into a Financial Dispute Resolution Scheme process with you; however any dispute over the contractual terms of the product should be resolved between HSBC Life and you directly.
All information in the video is updated as of October 2019
Issued by HSBC Life (International) Limited
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