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Mortgage Know It All

Learn all about mortgages and how to confidently prepare for home ownership​

Instant Mortgage Assessment

Instant assessment of affordability and home budget to help you prepare for home ownership

Get assessment

Mortgage Know It All

Learn all about mortgages and how to confidently prepare for home ownership​

Instant Mortgage Assessment

Instant assessment of affordability and home budget to help you prepare for home ownership

Get assessment

New Property: Key factors to note when buying first-hand property

What are the implications of a cash payment plan versus stage payment plan when buying a first-hand property? What are the risks of buying an uncompleted property? Watch this video to understand the key considerations you need to keep in mind when making decision.

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Demystifying Loan-to-value Ratio and Loan Tenor under the Second-hand Home Ownership Scheme

Learn how to budget a purchase of second-hand HOS flat with unpaid land premium, and understand the relationship between building age, Loan-to-value (LTV) ratio and mortgage loan tenor.

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Decoding Home Ownership: Understanding High Loan-to-value Ratio Mortgages

Confused about the requirements for a high loan-to-value ratio mortgage? Can double pay, bonuses and commissions be counted as income? How can we plan the budget? Let the mortgage experts answer these questions for you!

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HSBC mortgage plans

See our comprehensive mortgage plans to suit your needs

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Instant Mortgage Assessment

Assess affordability and home budgeting​

Get assessment

Property valuation

Estimate the current value of a flat in major estates of Hong Kong

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Home purchase and mortgage process

8 steps to help you through the process of buying a property and applying for a mortgage

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Mortgage application documents checklist

Read our checklist for documents required for your mortgage application.

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