Make every exchange count for more

Get more, enjoy more with HSBC’s Cost Price FX offer

Whether you’re organising a family trip, planning your children’s overseas studies, or setting your investment strategy, we want you and your loved ones to get more out of your money by purchasing foreign currencies at HSBC’s Cost Price*.

HSBC’s Cost Price FX offer*

If you have not conducted any FX transaction through HSBC digital banking on or after 8 July 2018, you can purchase any of the 9 foreign currencies at the Bank’s Cost Price. (Promotional Period: 9 January – 12 April 2019)

Download or update HSBC HK Mobile Banking App to enjoy HSBC’s Cost Price offer#.


#New customers are required to set up Integrated Account and purchase foreign currencies through any HSBC branch in Hong Kong.

*This offer is applicable to selected customers only. Selected customers are entitled to purchase 9 designated foreign currencies with HKD; there are no administration fees and limits on the number of transactions. Selected existing customers are required to purchase foreign currencies through HSBC mobile banking. Selected existing customers are those 1) who did not perform foreign currencies exchange at HSBC on or after 8 July 2018 in which case they can enjoy this offer for any transaction amount;  OR 2) who performed foreign currencies exchange only through HSBC branch or phone banking on or after 8 July 2018 in which case they can only enjoy this offer if the transaction does not exceed HKD30,000. Terms & Conditions apply.

Extensive foreign currency ATM network

Enjoy the convenience of our 24-hour foreign currency withdrawal service. Our wide network of foreign currency ATMs1 support 4 major currencies: Renminbi, Japanese Yen, US Dollar and Euro. View the list of Foreign Currency ATMs

24-hour foreign exchange services

Trade currencies with the benefit of real-time tradable rates2 at anytime, anywhere.

Global views and global transfers3

Manage all your personal HSBC bank accounts with one single log-in and enjoy near real-time money transfers between your self-named accounts, with zero processing fee for Premier customers. 

Streamlined overseas transfer process

Quickly choose your payee’s bank details with the “Bank Search” function, and add regular payees to your registered transfer account for easier transfers in the future. 

FX insights 

Take advantage of daily market updates and analysis provided by our FX investment experts to keep abreast of market trends. 

What is HSBC’s Cost Price? 

Cost Price is the exchange rate of a transaction without the sales margin normally charged by a bank (other mark-up applied in the exchange rate for operational reasons is not waived), so you can buy your foreign currency at a lower price and save more. HSBC’s Cost Price will automatically be applied to the exchange rate when you make a transaction, so you know exactly what you’re paying – and you can exchange as often as you like with no handling fees. 

Download or update HSBC HK Mobile Banking App to enjoy HSBC’s Cost Price offer.

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  1. Selected customers have to purchase the foreign currencies from HKD via HSBC Mobile Banking to enjoy the Bank‘s Cost Price offer. The offer is not applicable to banknote exchange directly conducted at Foreign Currency ATMs.
  2. The transaction will be processed on the transfer date as specified in your instruction subject to the following:
    If you wish to process a transfer (exclude USD / CombiNation Passbook Savings) on the same day you place it, please submit the instruction from Monday 5am to Saturday 4:59am or Saturday 8am to 4:30pm. If you wish to process a transfer to USD / CombiNation Passbook Savings accounts on the same day you place it, please submit the instruction from Monday to Friday 8am to 7pm or Saturday 8am to 4:30pm. Please note that same day transfer cannot be processed on 1 January, 25 December, 12 midnight to 7:59 am on 26 December and 2 January. 
     If your forward-dated instruction falls on a business day on which the Black Rainstorm Warning Signal or Typhoon #8 or above Signal is hoisted, your said instruction may be processed on the same day or the next business day depending on whether the Signal is lowered that day and if so, at what hours. Please always check your HSBC personal internet banking email box for the status of your transaction. The reference to "business day" means a day, other than a Sunday or public holiday, on which banks are open for general business in Hong Kong.
  3. These services are available in selective countries only and will be rolled out to more countries later on. The usage of Global View Service is available to HSBC Premier and HSBC Advance customers only. The usage of Global Transfers Service is free of charge exclusively provided to HSBC Premier customers only. Please contact our branch staff for details.

Risk disclosure

Currency conversion risk - the value of your foreign currency and RMB deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency and RMB deposit to other currencies at an exchange rate that is less favourable than the exchange rate in which you made your original conversion to that foreign currency and RMB, you may suffer loss in principal.

Making available to you any advertisements, marketing or promotional materials, market information or other information relating to a product or service shall not, by itself, constitute solicitation of the sale or recommendation of any product or service.

The information in this material does not constitute a solicitation or recommendation for making any deposit or an offer for the purchase or sale or investment in any products.