Enjoy up to HKD2,800 cash reward for each FX time deposit transaction or up to 9.8% p.a. preferential time deposit interest rates!
HSBC’s comprehensive foreign exchange services allow you to manage your FX needs at ease. If you ever need foreign currency for children studying abroad, overseas property, or just for trips, you might consider exchanging the currencies you need in advance and then placing them in time deposits to gain interest income. From today onwards, you can enjoy up to HKD2,800 cash reward for each transaction when you exchange to designated currencies and place time deposits at the same time or preferential time deposit interest rates at up to 9.8% p.a.!
Too engaged and no time to visit branches or call our phone-banking? You can enjoy up to HKD2,800 cash reward for each FX transaction and time deposit made via digital channels.
You can earn a HKD70 cash reward when you exchange at least HKD50,000 (or equivalent) into one of the designated foreign currencies and then place it into a 1-week time deposit with the exchanged fund on the same day via personal internet banking or the HSBC HK Mobile Banking app. The more you exchange, the more you earn – up to HKD2,800 cash reward for each transaction! Make as many transactions as you like! Available in 12 major currencies.
“Up to 9.8% p.a. FX - Time Deposit Preferential Interest Rates” is not applicable to this offer.
Online Useful tips
To enjoy the offer of up to HKD2,800 cash reward for each transaction, it takes only 2 steps through personal internet banking or HSBC HK Mobile Banking app – just exchange your preferred currencies and then place a time deposit. Details
Currency Exchanged from: All currencies acceptable by HSBC for currency exchange
| Currency Exchanged to (Designated Currency) |
Tenor | |
|---|---|---|
| 1 week (p.a.) | 1 month (p.a.) | |
| Pound Sterling (GBP) | 9.80% | 2.00% |
| Canadian Dollar (CAD) | 8.00% | 2.30% |
| Australian Dollar (AUD) | 8.00% | 2.20% |
| New Zealand Dollar (NZD) | 8.00% | 2.20% |
| Renminbi (RMB) | 5.50% | 3.00% |
| United States Dollar (USD) | 5.40% | 1.50% |
| Hong Kong Dollar (HKD) | 4.00% | 2.00% |
| Currency Exchanged to (Designated Currency) |
Tenor | |
|---|---|---|
| 1 week (p.a.) | 1 month (p.a.) | |
| Pound Sterling (GBP) | 9.70% | 1.90% |
| Canadian Dollar (CAD) | 7.90% | 2.20% |
| Australian Dollar (AUD) | 7.90% | 2.10% |
| New Zealand Dollar (NZD) | 7.90% | 2.10% |
| Renminbi (RMB) | 5.40% | 2.90% |
| United States Dollar (USD) | 5.30% | 1.40% |
| Hong Kong Dollar (HKD) | 3.90% | 1.90% |
| Currency Exchanged to (Designated Currency) |
Tenor | |
|---|---|---|
| 1 week (p.a.) | 1 month (p.a.) | |
| Pound Sterling (GBP) | 9.60% | 1.80% |
| Canadian Dollar (CAD) | 7.80% | 2.10% |
| Australian Dollar (AUD) | 7.80% | 2.00% |
| New Zealand Dollar (NZD) | 7.80% | 2.00% |
| Renminbi (RMB) | 5.30% | 2.80% |
| United States Dollar (USD) | 5.20% | 1.30% |
| Hong Kong Dollar (HKD) | 3.80% | 1.80% |
| Currency Exchanged to (Designated Currency) |
Tenor | |
|---|---|---|
| 1 week (p.a.) | 1 month (p.a.) | |
| Pound Sterling (GBP) | 9.50% | 1.70% |
| Canadian Dollar (CAD) | 7.70% | 2.00% |
| Australian Dollar (AUD) | 7.70% | 1.90% |
| New Zealand Dollar (NZD) | 7.70% | 1.90% |
| Renminbi (RMB) | 5.20% | 2.70% |
| United States Dollar (USD) | 5.10% | 1.20% |
| Hong Kong Dollar (HKD) | 3.70% | 1.70% |
Minimum deposit amount: HKD30,000 (or equivalent) or above
The above interest rates are indicative as of 25 March 2020 and are for reference only. They are not guaranteed and maybe subject to revision, as per prevailing market conditions.
Please visit any of our branches or via 24-hour manned phone banking services2 to exchange designated currencies and place time deposits to enjoy the offer!
Promotional period for the above offers are valid till 17 April 2020. Terms and Conditions apply
Whatever your foreign exchange and investment needs, HSBC’s comprehensive FX services – FX Order Watch, HSBC Global Transfers, Foreign Currency ATM and Foreign Currency Time Deposit, allow you to manage all your FX needs at ease.
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Tired of keeping an eye on the FX rates? Set your target exchange rate to convert funds automatically or to receive alerts when your designated rates are hit – with no extra handling fee3! |
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You can make real-time money transfers to third parties or to your self-named HSBC overseas accounts for free4 via HSBC Global Transfers. You can also get a single view of your worldwide HSBC accounts4. |
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Too busy for visiting branches to withdraw foreign currencies? Our extensive Foreign Currency ATM network, including key area in town (such as Central, Causeway Bay, Tsim Sha Tsui and airport area), supports 4 major currencies i.e. Japanese yen, US dollar, Chinese renminbi and Euro which offers 24 hour services5 to let you easily exchange and withdraw foreign currency for your immediate needs. List of Foreign Currency ATM |
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Want to get more from your foreign currencies or have an advance planning for an overseas trip? Exchange selected foreign currencies and place time deposits, you can enjoy preferential deposit rates and earn more interest income than with a savings account. |
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House views from HSBC Global Research team indicate trends in foreign currencies. Details |
Explore more at any of our branches, through personal internet banking on your HSBC HK Mobile Banking app.
Log on HSBC personal internet banking to enjoy FX Services
Download or update HSBC HK Mobile Banking App
Remarks:
Risks
Currency conversion risk - the value of your foreign currency and RMB deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency and RMB deposit to other currencies at an exchange rate that is less favourable than the exchange rate in which you made your original conversion to that foreign currency and RMB, you may suffer loss in principal.
Making available to you any advertisements, marketing or promotional materials, market information or other information relating to a product or service shall not, by itself, constitute solicitation of the sale or recommendation of any product or service.
The information in this material does not constitute a solicitation or recommendation for making any deposit or offer for the purchase or sale or investment in any products.
Issued by The Hongkong and Shanghai Banking Corporation Limited