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College of Insuranceology – pre-policy assessments
Why do we need to answer so many questions before purchasing insurance? What are Risk Profiling Questionnaire, Financial Needs Analysis, Financial Health Check for? Watch the video to find out more.
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Disclaimer
The information shown in this video is for general reference only and is not intended to constitute a recommendation or advice to any person or to be the basis for any financial decision, nor should it be regarded as a substitute for professional advice. No person should act on any information in the video without seeking professional advice. HSBC Life shall not be liable for any loss, damage or costs which may be incurred (directly or indirectly) due to or in relation to anything or information contained in this video.
The information contained in this video does not constitute an offer for the purchase or sale of any banking or insurance products or services. Products and services are subject to an individual’s needs. Contact your financial planner to review your financial needs and risk acceptance level. This video should not be reproduced or further distributed to any person or entities, whether in whole or in part, for any purpose.
HSBC Life (International) Limited (“HSBC Life” or “the Company” or “we” or “us”) is authorised and regulated by the Insurance Authority (IA) to carry on long-term insurance business in the Hong Kong SAR. Policyholders are subject to credit risk of HSBC Life.
In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between HSBC and you out of the selling process or processing of the related transaction, HSBC is required to enter into a Financial Dispute Resolution Scheme process with you; however, any dispute over the contractual terms of the above insurance products should be resolved between the Company and you directly.
If you want to learn more about the product details, please refer to the terms and conditions of relevant brochures. HSBC Life will be responsible for providing your insurance coverage and handling claims under your life insurance policy.
The Hongkong and Shanghai Banking Corporation Limited (“HSBC”) is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agency of the Company for the distribution of life insurance products in the Hong Kong SAR. The life insurance plans are underwritten by HSBC Life and are only intended for sale through HSBC in the Hong Kong SAR. For product details and related charges, please refer to the relevant brochures and policy provisions or contact HSBC’s branch staff.
The above examples are hypothetical cases for reference only. You should not make any decisions based on the examples and information provided herein. If you are in doubt about the examples or any of the above content, you should seek independent professional advice.
All information in the video is update up to March 2021.
Issued by HSBC Life (International) Limited (Incorporated in Bermuda with limited liability)
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