Stress could cause critical illness. If we are unprepared, we might have to use up our savings to pay for limited treatment options. How can insurance help minimise the financial impact of a serious illness?
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When we’re applying for an insurance policy, we will normally go through a series of health questionnaire as part of the underwriting process. But what is underwriting? Is there a simplified version?
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So you think medical insurance is all about the premium, sum insured and scope of coverage? There’s something that shouldn’t be overlooked! For your peace of mind, remember to check your policy’s exclusions.
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