Skip to :
HSBC

Your HSBC credit card not only makes daily spending easy, it can also take care of your financial needs. Apply for our Cash Instalment Plan between 7 September 2022 to 11 October 2022 to withdraw cash directly from the card or repay the outstanding balances of other credit cards with repayment periods of up to 60 months2 to reduce your interest expenses.

 


Personalised
monthly handling fee
as low as 0.16%1
Successful application offer
up to HK$1,000
spending credit3

Personalised
monthly handling
fee as low as
0.16%1

Successful application offer
up to HK$1,000
spending credit3
  • HK$100 spending credit for income proof submission3
  • Call our application hotline or log on to HSBC Internet Banking to enquire your personalised monthly handling fee1 and annualised percentage rate
  • Same day disbursement4 upon approval

 

Want to know the monthly repayment and other details of your Cash Instalment Plan?

Repayment Calculator

 

Application channel:

Apply online4
Download the application form, complete and return it to us by post with the required document(s)

 

Or you can apply through the channels below with instant application result5:

Call our 24-hour application hotline4 2233 3051
Log on4 to HSBC HK App (applicable to Personal Internet Banking users)

View the application screens reference

Download and apply via HSBC HK App now:

Apple and the Apple logo are trademarks of Apple Inc., registered in the US and other countries. App Store is a service mark of Apple Inc.
Google Play and the Google Play logo are trademarks of Google LLC. Android is a trademark of Google LLC.

 

Monthly handling fee as low as

0.16%1

APPLY NOW

 

RemarksRemarks

 

  1. The 0.16% personalised monthly handling fee is applicable to selected customers and the approved withdrawal amount has to reach the specific requirement, and is for reference only. The handling fee is to be determined by HSBC from time to time for individual promotion. The annualised percentage rate (“APR”) of 0.16% monthly handling fee are as follows: 3.33% for 6 months, 3.58% for 12 months, 3.67% for 18 months, 3.71% for 24 months, 3.72% for 30 months, 3.73% for 36 months, 3.74% for 42 months, 3.74% for 48 months, 3.73% for 54 months, 3.73% for 60 months. The APR is calculated using method specified in relevant guidelines issued by The Hong Kong Association of Banks, and is rounded up or down to the nearest two decimal places. An APR is a reference rate, which includes all applicable interest rates, fees and charges of the product, expressed as an annualised rate. Terms and conditions apply. Please refer to the terms and conditions below. The monthly handling fee and annualised percentage rate differ depending on individual customer eligibility. Please call our application hotline or log on to HSBC Internet Banking to enquire your monthly handling fee and annualised percentage rate. The minimum withdrawal amount is HKD2,000 and the maximum withdrawal amount is 100% of the credit limit of the cardholder's designated HSBC credit card account.
  2. Options of 6, 12, 18, 24, 30, 36, 42, 48, 54, 60 months tenor are available. Please log on to HSBC Internet Banking or call our hotline for details on other repayment periods.
  3. Terms and conditions apply, please refer to Promotional Terms and Conditions for Cash Instalment Plan for details.
  4. Applicable to applications of which the entire approved amount will be disbursed to a HSBC personal bank account.
  5. Your applications will be processed in real-time by our system during the following periods: Monday to Friday: 09:00 to 20:00; Saturdays: 09:00 to 17:00; Sundays and public holidays: 09:00 to 24:00.
Promotional Terms and Conditions for Cash Instalment PlanPromotional Terms and Conditions for Cash Instalment Plan

 

When can you enjoy the offer
  1. The promotional period for the offer is from 7 September 2022 to 11 October 2022.
What is the offer
  1. During the promotional period, you can:
    1. receive up to HK$1,000 spending credit for successful Cash Instalment Plan application approved during the promotional period. For approved withdrawal amount from HK$30,000 to less than HK$100,000, the Eligible Cardholder is entitled to HK$200 spending credit. For approved withdrawal amount from HK$100,000 to less than HK$200,000, the Eligible Cardholder is entitled to HK$500 spending credit. For approved withdrawal amount from HK$200,000 to less than HK$300,000, the Eligible Cardholder is entitled to HK$700 spending credit. For approved withdrawal amount equal to or above HK$300,000, the Eligible Cardholder is entitled to HK$1,000 spending credit; and
    2. receive HK$100 spending credit for successful submission of valid copy(ies) of income proof required by HSBC and Cash Instalment Plan application with approved withdrawal amount of HK$30,000 or above during the promotional period; and
  2. Each Eligible Cardholder is entitled to each of the above offers once only during the promotional period.
How can you enjoy the offer
  1. You can enjoy the offer if you submit an application for the Cash Instalment Plan to HSBC with successful approval during the promotional period and fulfil the specified requirements mentioned under Term 2.
  2. You cannot exchange the offer for cash, withdrawn as a cash advance and is not transferable.
  3. Spending credit will be credited to an Eligible Cardholder’s HSBC credit card account within 4 months from the transfer date. If an Eligible Cardholder makes early repayment of the withdrawal amount or cancels the Cash Instalment Plan before the spending credit fulfilment, no spending credit will be offered. If an Eligible Cardholder makes early repayment of the withdrawal amount or cancels the Cash Instalment Plan after the spending credit fulfilment, we can debit the same spending credit amount from the Eligible Cardholder’s HSBC credit card account.
Read before you enjoy the offer
  1. We can amend these terms and conditions or terminate/suspend the offers, and have the final decision on all matters and disputes arising out of the offers.
  2. In case of dispute arising out of this promotion, our decision shall be final and conclusive.
  3. We write the terms and conditions of the offer under Hong Kong laws. In the event of any discrepancy or inconsistency between the English version and the Chinese version of these terms and conditions, the English version shall apply and prevail.
What these terms mean
  1. "Cash Instalment Plan" means the credit card cash instalment plan offered by The Hongkong and Shanghai Banking Corporation Limited, Hong Kong (and its successors and assigns) from time to time.
  2. "Eligible Cardholder" means a customer who submits an application for the Cash Instalment Plan with successful approval during the Promotional Period and fulfils the specified requirements mentioned above is eligible for the offers under this promotion.

Terms and Conditions of Cash Instalment Plan

Key Facts Statement of Cash Instalment Plan

 

To borrow or not to borrow? Borrow only if you can repay!

 

For any enquiries, please call our Credit Card Offers Hotline on 2748 8033.

Reference number: Y22-U8-CAMH4008

Last update on 7 September 2022

 

© Copyright.The Hongkong and Shanghai Banking Corporation Limited
2002-2023. All rights reserved

This website is designed for use in Hong Kong. Cross-border disclosure