Getting your salary is always a thrill, but what if you could also enjoy extra rewards? New HSBC auto-payroll customers¹ who register for ‘HSBC Payroll Welcome Rewards’ via Reward+ from 1 April to 30 June 2025 can unlock the following rewards:

Welcome Stamp Reward for Payroll - Earn up to $1,800 RewardCash

How to collect stamps?

Earn up to 15 stamps for a total of $1,800 RewardCash (RC) for New HSBC auto-payroll customers¹! Every 3 stamps collected can redeem $360 RewardCash via Reward+!

🎁 Bonus: Collect 3 additional stamps ($360 RC) if you have auto-payroll for 6 months during the Designated Payroll Period²!

Monthly Payroll Amount during the Designated Payroll Period²	No. of Stamp(s) entitled per month (Maximum 3 months)	Meeting the criteria for 6 months during the Designated Payroll Period²
HK$80,000 or more	4 stamps 12 stamps (4 stamps x 3 months) = $1,440 RC ($360 RC x4)	Additional 3 stamps ($360 RC)
HK$50,000 to less than HK$80,000	3 stamps 9 stamps (3 stamps x 3 months) = $1,080 RC ($360 RC x3)
HK$30,000 to less than HK$50,000	2 stamps 6 stamps (2 stamps x 3 months) = $720 RC ($360 RC x2)
HK$10,000 to less than HK$30,000	1 stamp 3 stamps (1 stamp x 3 months) = $360 RC ($360 RC x1)

💡 To earn stamps, the Total Deposit Balance³ in your account on the last calendar day of each of the payroll months must show a net increase compared to 31 March 2025.

Register now via the HSBC Reward+ App!

Switch your Payroll to HSBC in two easy steps

Step 1: Download and fill out the 'Instruction Form for Setting up / Transfer of Salary Autopay'.

Step 2: Submit the form to your employer or HR department to change your Payroll to your HSBC account.

Additional discount on selected Qualifying Deferred Annuity Plans

Set up HSBC Payroll to enjoy Extra premium discount on selected Qualifying Deferred Annuity Plans⁴!

Apply for the selected Qualifying Deferred Annuity Plans⁴ from 1 April to 31 December 2025 (both dates inclusive) to claim tax deduction⁵ and earn extra premium discount⁶ by registering for the ‘HSBC Payroll Welcome Rewards’ via Reward+ and has at least two consecutive months of automatic payroll records to your new HSBC Payroll¹.

*Discount of premiums is not tax deductible. Terms and conditions apply.

Not yet an HSBC customer? Apply now!

All-in-one integrated account for deposits, credit cards, investment, insurance etc. You’ll have access to a comprehensive range of services, including foreign currency deposits and Renminbi services. A single, easy-to-read monthly statement helps you grasp your complete financial situation at a glance.

HSBC One

An all-in-one account that offers comprehensive digital wealth banking services and perks to help you earn more and live better.

HSBC Premier

HSBC Premier offers a range of international services and products to help you build a world for you and your family.

HSBC Premier Elite

Elite products, privileges and services that open the doors to achieving your wealth, and lifestyle ambitions.

Frequently Asked Questions

1. How to register for the ‘HSBC Payroll Welcome Rewards’ via Reward+? 1. How to register for the ‘HSBC Payroll Welcome Rewards’ via Reward+?

Step 1: Tap the ‘HSBC Payroll Welcome Rewards’ on the Home page / Offers page.

Step 2: Review the campaign offer details and select ‘Register now’ if you are interested.

Step 3: Log on to register.

Step 4: Review the details and ‘Confirm’ that you have read and agreed to the terms of this campaign.

Step 5: Select ‘Submit’ to complete the registration.

2. How to enroll in the RewardCash Programme? 2. How to enroll in the RewardCash Programme?

Step 1: Download and log on to the HSBC Reward+ App.

Step 2: Tap the ‘Be part of our RewardCash Programme’ offer banner to learn more.

Step 3: In a few steps, you’re all set!

Step 4: Your Standalone RewardCash Programme Profile would usually be ready within a day!

Remarks: Only customers who do not have a valid credit card would need to enroll in the Standalone RewardCash Programme before participating in any Reward+ stamp card campaigns.

3. How to check the progress of your stamp collection / redeemed rewards? 3. How to check the progress of your stamp collection / redeemed rewards?

Step 1: Log on to ‘Reward+’ > Tap the ‘R+’ button at the bottom navigation bar > Tap ‘Stamp cards’.

Step 2: You will see the registered stamp card offers, then tap to check the progress of your stamp collection.

Step 3: Tap ‘Redeem your rewards now’ to redeem your RewardCash.

Apple is a trademark of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play™ is a trademark of Google LLC.

NotesNotes

“New HSBC auto-payroll customers” refers to customers who do not have any payroll record under any account of The Hong Kong and Shanghai Banking Corporation Limited, Hong Kong (and its successors and assigns) (“the Bank”, “We”) from 1 October 2024 to 31 March 2025.
The Designated Payroll Period is from the registration month to the subsequent 6 months.
“Total Deposit Balance” refers to the balance across all of the HKD, Renminbi (“RMB”) and/or foreign currency (“FCY”) deposit balances in selected current account(s) and/or savings account(s) and/or time deposit account (“In-scope Accounts”). To determine the Total Deposit Balance of an Eligible Customer, the In-scope Accounts applicable balances of all personal sole account(s) and joint account(s) (where the same Eligible Customer is the principal accountholder) under the same name and identity document number of the Eligible Customer will be included in the calculation. For any non-HKD denominated deposit balance, the deposit balance would be converted into HKD based on the relevant prevailing foreign exchange rate determined by the Bank for the calculation of the Offer entitlement. All related deposit balance shall be based on the Bank’s record.
“QDAPs plan” include HSBC Income Goal Deferred Annuity Plan and HSBC EarlyIncome Deferred Annuity Plan.
Each taxpayer is allowed to claim a tax deduction for his or her qualifying deferred annuity premiums up to a maximum limit of HKD60,000 per tax assessment year, which is an aggregate of qualifying deferred annuity premiums and Mandatory Provident Fund (MPF) tax-deductible voluntary contributions.
If payroll is not deposited 1) via autopay, and 2) into his/her same-name HKD savings or current account with the Bank (during the Premium Discount Promotional Period), then we reserve the right to subsequently revoke any product discount successfully applied for. If any Eligible HSBC Customers cancelled any applications which were submitted or effected on or before the start date of the Premium Discount Promotional Period and apply for selected life insurance plans during the Premium Discount Promotional Period, the new life insurance application is ineligible for enjoying this discount offer. For the latest premium discount rate and other details, please refer to Premium Discount Offer for HSBC Income Goal Deferred Annuity Plan or HSBC EarlyIncome Deferred Annuity Plan Terms and Conditions.

Terms and Conditions apply. For details, please refer to

Terms and Conditions for HSBC Payroll Welcome Rewards

Terms and Conditions for Welcome Stamp Reward for Payroll

Terms and Conditions for Premium Discount Offer on Selected Qualifying Deferred Annuity Plans

Tax Implications
Qualifying Deferred Annuity Policy(“QDAP”): The certification status of the above QDAPs do not automatically guarantee that you will be eligible for a tax deduction for QDAP premiums you have paid. The certification status of the QDAPs is based on the features of the product as well as their compliance with the criteria set out in the guideline issued by the Insurance Authority (“IA”); not necessarily matters regarding other tax related criteria or your personal situation. Before claiming any tax deductions, you must meet all eligibility requirements set out in the provisions under the Inland Revenue Ordinance, while following the guidance issued by the Inland Revenue Department (“IRD”) of the Hong Kong SAR. Please note that the actual tax benefits of these policies would depend on your personal tax position and there might not be tax deductions benefits if you are not subject to salaries tax and personal assessment in the relevant year of assessment. You should refer to the website of the IRD (www.ird.gov.hk) or contact the IRD directly for any tax related enquiries.

Disclaimer:
The life insurance plans are underwritten by HSBC Life, which is authorised and regulated by the Insurance Authority of the Hong Kong SAR to carry on long-term insurance business in the Hong Kong SAR and is incorporated in Bermuda with limited liability. HSBC Life will be responsible for providing your insurance coverage and handling claims under your life insurance policy. The Bank is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agency of HSBC Life for the distribution of life insurance products in the Hong Kong SAR. The above products are products of HSBC Life but not the Bank and they are intended only for sale in the Hong Kong SAR. They are not a bank deposit or bank savings plan. If the policyholder discontinues and / or surrenders the insurance plan in the early policy years, the amount of the benefit he / she will get back may be considerably less than the amount of the premium he / she has paid. Your benefit is subject to the credit risk of HSBC Life. Your premiums paid will form part of HSBC Life's assets. You do not have any rights or ownership over any of those assets. Your recourse is against HSBC Life only.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between HSBC and you out of the selling process or processing of the related transaction, HSBC is required to enter into a Financial Dispute Resolution Scheme process with you; however, any dispute over the contractual terms of the above insurance product should be resolved between HSBC Life and you directly. For product details, cooling off period and related charges, please refer to the relevant brochures and policy provisions.

To borrow or not to borrow? Borrow only if you can repay! T&Cs apply.
Reference number: R25-BS-DEP0102 / Y25-U5-DEPO0101