Retirement Plans

At HSBC Life, we provide insurance plans with life protection for you to plan ahead for retirement according to your needs.

Customer insight

Live Your Fulfilling Retirement Life

Early Income Annuity Plan

Life insurance that enables you to pay in to your early retirement plan for a short period when your earning power is at its peak.

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HSBC Wealth Goal Insurance Plan

Offers long-term wealth savings with life protection coverage.

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Income Goal Insurance Plan

Helps you accumulate your savings, provides life protection and creates a steady stream of income for the future.

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HSBC Health Goal Insurance Plan

Life often asks us to choose one option over another; opting for suitable insurance plans do the same. Now you can have a plan that offers both lifetime financial protection, and covers your health costs.

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Please refer to the respective product brochures, fact sheets and policy provisions for details of the above products, and the benefits and risks which are subject to the terms and conditions.

For enquiry, please contact your relationship manager.

The above life insurance plans are not equivalent or similar to any kind of deposit. If the policyholder discontinues and / or surrenders the insurance plan in the early policy years, the amount of the benefit he / she will get back may be considerably less than the amount of the premium he / she has paid.

You are subject to the credit risk of HSBC Life (International) Limited. Your premiums paid will form part of the Company's assets. You do not have any rights or ownership over any of those assets. Your recourse is against the Company only. This product is a product of the Company but not HSBC and it is intended only for sale in the Hong Kong SAR.

HSBC Life (International) Limited is incorporated in Bermuda with limited liability, and is one of the HSBC Group’s insurance underwriting subsidiaries.

The above life insurance plans are underwritten by HSBC Life (International) Limited (“HSBC Life”), which is authorised and regulated by the Insurance Authority of the Hong Kong SAR to carry on long-term insurance business in the Hong Kong SAR. HSBC Life will be responsible for providing your insurance coverage and handling claims under your life insurance policy. The Hongkong and Shanghai Banking Corporation Limited (“the Bank”) is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agent of HSBC Life for the distribution of life insurance products in the Hong Kong SAR. The above products are products of HSBC Life but not the Bank and they are intended only for sale in the Hong Kong SAR. For product details and related charges, please refer to the relevant brochures and policy provisions.