How FinFit are you?
Just answer 15 simple questions and you’ll know how healthy your finances are in a few minutes. Detailed reports are available to help you understand your performance in different areas, so as to work out what steps to take to become more financially fit and achieve your goals easily.
The FinFit test is suitable for anyone aged 18 and above.
These sentences describe different people’s financial situation and habits. Do they match yours?
These sentences describe different people’s understanding of financial products and how they find out information. Again, are these a match for you?
These are descriptions of people’s financial planning habits. Do they mirror yours?
Below are some people’s approaches to handling financial security. Do you do the same?
Your name is
Hello, !
Even if you had no income, you could afford to cover your basic living expenses for 6 months with savings.
In the past 6 months, you have ever forgotten to pay bills by their due dates (eg utilities expenses, gas bills, phone bills, etc.)
In the past 6 months, you have used financial products (e.g. time deposit, stock, insurance) to increase the value of your assets or fight against inflation.
That's encouraging ! 
Let's help you make a few improvements!
Don't worry ! 
We can look at ways to start.
Over the past 6 months, you have an income-and-expenditure budget in place that uses digital tools (including Microsoft Excel, or online tools/apps) to monitor and analyse expenditure, and to understand personal financial status.
You know which financial products can help you to achieve your financial goals.
Before purchasing financial products, you would first understand the product features, benefits and potential risks.
That's great ! 
Let's help you keep things that way!
That's OK Let's see how we can help you improve!
Before purchasing financial products, you would first compare different products before making a decision.
In the past 12 months, you’ve had your risk tolerance level assessed or updated.
You regularly review your financial plan, at least once a year.
You ask financial advisers, insurance brokers or bank staff for professional advice whenever necessary (either face-to-face or by phone or online consultation), or you make decisions based on the information or tools provided by the bank or financial tool.
You are well prepared/have adequate protection for healthcare costs or unpredictable medical expenses for yourself and your family.
You understand your various life goals (such as starting a new business, buying a house, getting married, studying overseas, retirement), and make a financial plan accordingly.
Good work ! Regular review is a good practice.
Don't worry ! We can look at ways to start.
You check your transaction records regularly (e.g. bank account, credit card statement etc.) to see if there are any misappropriation/ suspicious transactions.
That's great ! Let's help you keep things that way!
That's OK . 
Let's find out how we can help.
You carefully keep your banking credentials such as user name, password, and one time password (OTP) and prevent others from seeing you enter your password.
In the last 6 months, you have ever provided credit card information on unknown or unfamiliar online shopping sites.
Your age range
The FinFit test is suitable for anyone aged 18 and above.
What’s the current value of your personal liquid assets in Hong Kong?this includes cash, bank deposits (HKD, RMB, foreign currency savings, time deposits and current accounts) and liquid investments, eg HK, China and overseas stocks, funds, bonds, etc. purchased in HK, but excludes property investments, mortgages and MPF/ORSO.
Tell us about yourself and your family