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How FinFit are you?

Just answer 15 simple questions and you’ll know how healthy your finances are in a few minutes. Detailed reports are available to help you understand your performance in different areas, so as to work out what steps to take to become more financially fit and achieve your goals easily.

The FinFit test is suitable for anyone aged 18 and above.

Financial Habits

These sentences describe different people’s financial situation and habits. Do they match yours?

Financial Knowledge

These sentences describe different people’s understanding of financial products and how they find out information. Again, are these a match for you?

Financial Planning

These are descriptions of people’s financial planning habits. Do they mirror yours?

Cyber Security & Safety

Below are some people’s approaches to handling financial security. Do you do the same?

Basic Information

Your name is

Hello, !

Even if you had no income, you could afford to cover your basic living expenses for 6 months with savings.

In the past 6 months, you have ever forgotten to pay bills by their due dates (eg utilities expenses, gas bills, phone bills, etc.)

In the past 6 months, you have utilized financial products (eg time deposit, stock, insurance) to increase the value of your assets.

That's encouraging ! Let's help you make a few improvements!

Don't worry ! We can look at ways to start.

You monitor your expenses every month to prevent overspending.

You’re confident enough to choose financial products that suit your needs.

Before purchasing financial products, you would first understand the product features, benefits and potential risks.

That's great ! Let's help you keep things that way!

That's OK Let's see how we can help you improve!

Before purchasing financial products, you would first compare different products before making decision.

In the past 12 months, you’ve had your risk tolerance level assessed or updated.

You regularly review your financial plan, at least once a year.

You ask financial advisers, insurance brokers and bank staff for professional advice whenever necessary (including face-to-face, phone or online consultation).

You are well prepared/ have adequate protection for the health care costs or unpredictable medical expenses.

You have a comprehensive financial plan for retirement.

Good work ! Regular review is a good practice.

Don't worry ! We can look at ways to start.

You check your bank account and credit card monthly statements every month and confirm the transaction records to discover if there are any misappropriation/ suspicious transactions.

That's great ! Let's help you keep things that way!

That's OK . Let's find out how we can help.

You carefully keep your bank account login information and prevent others from seeing you enter your password.

In the last 6 months, you have ever provided credit card information on unknown or unfamiliar online shopping sites.

Your age range

The FinFit test is suitable for anyone aged 18 and above.

What’s the current value of your personal liquid assets in Hong Kong?this includes cash, bank deposits (HKD, RMB, foreign currency savings, time deposits and current accounts) and liquid investments, eg HK, China and overseas stocks, funds, bonds, etc. purchased in HK, but excludes property investments, mortgages and MPF/ORSO.

Tell us about yourself and your family