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Member + member, happy together!​

Make a buddy happy! Tell a friend or family member about our designated HSBC Life insurance plans. Whether the referee makes an in-branch or online application, both of you will get fabulous rewards!

Register as a referrer now

Exclusive referral rewards

Visit any branch and apply for a designated life insurance plan1

Referrer’s reward for each successful referral2

Reward for new customer/referee

Learn more
Apply for any designated life insurance plan online

Referrer’s reward for each successful referral2

Reward for new customer/referee

400 RewardCash3

HSBC Family Protector
10-month premium waiver on the first-year
(referral code required)

HSBC VHIS Flexi Plan
40% off first-year premium
(referral code required)

HSBC Swift Guard Critical Illness Plan
15% off first-year premium
(referral code required)

HSBC Swift Save Insurance Plan
400 RewardCash

Learn more

Keep in mind when sharing this promotion

You can share your application and claim experiences with your friends. During the referral process, you should not make any suggestion, representation, implication, guarantee or confirmation that would constitute a solicitation or recommendation to purchase the relevant HSBC insurance plan or any other products or services. The decision to purchase or not purchase an insurance plan should be made by your friend alone. Your friend is welcome to contact us or browse the HSBC website for product details.


Any person who is interested in buying insurance should discuss with licensed insurance staff (licensed insurance intermediary) regarding insurance or any insurance product features; and no reliance should be placed on any customer or person who is not a licensed insurance intermediary.

This promotion is subject to terms and conditions. A referral is deemed successful where the Referee introduced by the Referrer has successfully applied for any of the selected life insurance plans during the promotional period, with policies being issued within the period specified in Terms and Conditions and the Referee does not hold any in-force life insurance policy with HSBC Life or having any pending policy application(s) with HSBC Life at the time of application. The Referee is required to quote the Referrer’s full name and his/her life insurance policy number at the time of application.



  • For details on the eligible insurance plans, please refer to promotion terms and conditions.
  • Referrer’s offer is subject to a limited quota.
  • If a customer holds more than one HSBC credit card, the RewardCash will be credited to the credit card in the following priority: HSBC Premier MasterCard®, HSBC Advance Visa Platinum Card, HSBC Visa Signature Card, HSBC EveryMile Credit Card, HSBC Visa Platinum Card, HSBC Red MasterCard, HSBC Pulse UnionPay Dual Currency Diamond Card, HSBC Visa Gold Card, HSBC Visa Card, HSBC UnionPay Dual Currency Card, HSBC Gold MasterCard, HSBC MasterCard.​



The selected life insurance plans mentioned above are underwritten by HSBC Life (International) Limited (“HSBC Life”) and are only intended for sale through The Hongkong and Shanghai Banking Corporation Limited (“HSBC”) in the Hong Kong SAR. HSBC Life is authorised by the Insurance Authority of the Hong Kong SAR to carry on long-term insurance business in the Hong Kong SAR and policyholders are subject to its credit risk. HSBC Life is incorporated in Bermuda with limited liability, and is one of HSBC Group’s insurance underwriting subsidiaries. HSBC is an insurance agent of HSBC Life. Please refer to the respective product brochure for detailed features of the plans and the policy provisions for detailed terms and conditions.