Our Critical Illness Support Team is here to help you become more knowledgeable in critical illness and protection solutions.
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Dynamic duo dedicated to delivering exceptional!
November 2023
4 min
Critical illness & medical protection policies are both medical insurance, but have notable differences. Critical Illness insurance can be subdivided into return of premium and term plans. Let us take a look!
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Apply online for HSBC Swift Guard Critical Illness Plan with the promo code "SAVE15" to enjoy 15% off first-year premium discount.
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Offer ends 30 June 2024. T&Cs apply.
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Disclaimer:
The information contained in this article is for general reference only and is not intended to constitute a recommendation or advice to any person or to be the basis for any health or financial decision. No person should act on any information in the article without seeking professional advice. HSBC Life (International) Limited ("HSBC Life") assumes no responsibility for any potential health problems or losses that such information may give rise to. Then opinions expressed are the interviewee’s own and do not represent the views of HSBC Life or HSBC Group.
All information is provided for reference only. You should not make any decision based on this article alone. If you are in doubt about any content in this booklet, you should seek independent professional advice. HSBC Life does not undertake any obligation to make available to you any further information or update the contents of this video, and such contents are subject to change at any time without notice. All information is provided for general information purposes only and does not constitute any tax, insurance and/or other advice or recommendation. Under any and all circumstances, HSBC Life and/or HSBC Group shall not be liable for any damages, losses or liabilities, including but not limited to direct or indirect, special, incidental, consequential damages, losses or liabilities, in connection with your or any third party’s use of this article or your reliance on or use of or inability to use the information contained in this article. Notwithstanding anything stated herein, HSBC Life shall have the absolute right (and discretion) to determine, amend and update its underwriting policy, procedures and requirements from time to time.
Underwriting requirement and decision will be based on actual health condition of each client that declared to us where further medical evidence maybe required. Conditions that are not included in this article will be considered individually at Underwriting’s own discretion.
Under any and all circumstances, the contents of this video shall not be reproduced in whole or in part or made available to any persons or entities.
All the information in the article is updated as of September 2022.
Issued by HSBC Life (International) Limited (Incorporated in Bermuda with limited liability)
© Copyright. HSBC Life (International) Limited. All rights reserved.
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