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Check your medical insurance policy for exclusions

So you think medical insurance is all about the premium, sum insured and scope of coverage? There’s something that shouldn’t be overlooked! For your peace of mind, remember to check your policy’s exclusions.

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Disclaimer

This video contains market information that is publicly available as well as information that is known to HSBC Life as an insurance provider. Such information is for general reference only. It does not constitute any recommendation to any person, nor should it be considered a substitute for professional opinion. You should not make any decision based solely on the information contained in this video. Please refer to the relevant product leaflets, policy provisions and clauses for details.

The information contained in this video does not constitute an offer for the purchase or sale of any banking or insurance products or services. Products and services are subject to individual needs. Contact your financial planner to review your financial needs and risk acceptance level. This video should not be reproduced or further distributed to any person or entity, whether in whole or in part, for any purpose.

HSBC Life shall not be liable for any loss, damages or costs which may be incurred (directly or indirectly) due or relating to any contents in this video.

The Hongkong and Shanghai Banking Corporation Limited (“HSBC”) is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agency of the HSBC Life (International) Limited (“HSBC Life”, “the Company”) for the distribution of life insurance products in the Hong Kong Special Administrative Region. Policyholders are subject to credit risk of HSBC Life. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between HSBC and you out of the selling process or processing of the related transaction, HSBC is required to enter into a Financial Dispute Resolution Scheme process with you; however, any dispute over the contractual terms of the above insurance product should be resolved between the Company and you directly. For details and information about HSBC Life products, please visit the insurance-related pages at HSBC’s website or visit our branch. HSBC Life is a registered VHIS provider (Registration no.: 00042, effective date: 29 May 2020)

All the information in the article is updated as of August 2021

Issued by HSBC Life (International) Limited (Incorporated in Bermuda with limited liability)

© Copyright. HSBC Life (International) Limited. All rights reserved.

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