College of Insuranceology – decoding insurance terms
Does your mind always go blank when you’re reading an insurance policy? Policyholder, life insured, insurable interest, insured amount . . . can’t even tell them apart? Watch the video tutorial to find out!
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Disclaimer
The information shown in this video is for general reference only and is not intended to constitute a recommendation or advice to any person or to be the basis for any financial decision, nor should it be regarded as a substitute for professional advice. No person should act on any information in the video without seeking professional advice.
The information contained in this video does not constitute an offer for the purchase or sale of any banking or insurance products or services. Products and services are subject to an individual’s needs. Contact your financial planner to review your financial needs and risk acceptance level.
This video should not be reproduced or further distributed to any person or entities, whether in whole or in part, for any purpose.
HSBC Life (International) Limited (incorporated in Bermuda with limited liability) (“HSBC Life”) is authorised and regulated by the Insurance Authority of the Hong Kong SAR to carry on long-term insurance business in the Hong Kong SAR. Policyholders are subject to credit risk of HSBC Life. For monetary disputes arising between The Hongkong and Shanghai Banking Corporation Limited (“HSBC”) and you out of the selling process or processing of the related transaction, HSBC will enter into a Financial Dispute Resolution Scheme process with you; however any dispute over the contractual terms of the product should be resolved between HSBC Life and you directly. If you want to learn more about the product details, please refer to the terms and conditions of relevant brochures. HSBC Life will be responsible for providing your insurance coverage and handling claims under your life insurance policy. HSBC is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agent of HSBC Life for the distribution of life insurance products in the Hong Kong SAR. The life insurance plans are underwritten by HSBC Life and are only intended for sale through HSBC in the Hong Kong SAR. For product details and related charges, please refer to the relevant brochures and policy provisions or contact HSBC’s branch staff.
The above examples are hypothetical cases for reference only. You should not make any decisions based on the examples and information provided herein. If you are in doubt about the examples or any of the above content, you should seek independent professional advice.
All information in the video is update up to August 2020
Issued by HSBC Life (International) Limited (Incorporated in Bermuda with limited liability)
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