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Assess participating policies with fulfillment ratios
When your participating policy matures, will the non-guaranteed benefits you have received be the same as what the insurance proposal has projected? Learn how to calculate fulfilment ratios, and it’ll be easy to find out!
VIDEO
DISCLAIMERS:
The above examples, scenarios and the figures shown in the illustrative example are hypothetical and for illustrative purposes only.
The information contained in this video is for general reference only and is not intended to constitute a recommendation or advice to any person or to be the basis for any financial decision. No person should act on any information in the article video without seeking professional advice. There are certain assumptions that are used in the above scenarios and/or illustrations. Details will need to be considered on a case-by-case basis, subject to the terms of the relevant policy.
The information contained in this video does not constitute an offer for the purchase or sale of any banking or insurance products or services. Products and services are subject to individual needs. Contact your Wealth Planning Specialist to review your financial needs and risk acceptance level. Under any and all circumstances, HSBC Life and/or HSBC Group shall not be liable for any damages, losses or liabilities, including but not limited to direct or indirect, special, incidental, consequential damages, losses or liabilities, in connection with your or any third party’s use of this article video or your reliance on or use of or inability to use the information contained in this articlevideo. This article video should not be reproduced or further distributed to any person or entity, whether in whole or in part, for any purpose.
HSBC Life (International) Limited, Macau Branch (“HSBC Life”) is authorised and regulated by the Autoridade Monetária de Macau to carry on long-term insurance business in the Macau SAR. HSBC Life is incorporated in Bermuda with limited liability, and is one of the HSBC Group’s insurance underwriting subsidiaries. Insurance products provided by HSBC Life are only intended for sale through HSBC in the Macau SAR. Policyholders are subject to credit risk of HSBC Life. In respect of an eligible dispute (as defined in the admissibility scope in the Mediation Scheme for Financial Consumption Disputes) arising between HSBC Life and you out of the selling process or processing of the related transaction, HSBC Life is required to enter into a Financial Consumption Dispute Mediation process with you; however, any dispute over the contractual terms of the above insurance product should be resolved between the Company and you directly. For details and information about HSBC Life products, please visit the insurance-related pages at HSBC’s website or visit our branch.
All the information in the video is updated as of May 2023
Issued by HSBC Life (International) Limited, Macau Branch (Incorporated in Bermuda with limited liability)
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