Term Life and Whole Life Insurance – what is the difference?

A life insurance policy is one of the most important purchases you could ever make. For a start, the two most common types are term life and whole life plans, with very different scopes of coverage. What factors should you consider when choosing a life policy to ensure the best protection for your current life stage?

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How do you recover from sub-optimal health?

Constant stress caused by work and interpersonal relationships, and bad lifestyle habits such as irregular eating, lack of sleep and exercise can all contribute to sub-optimal health.

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Stress causes cancer? How can insurance protect you?

Stress could cause critical illness. If we are unprepared, we might have to use up our savings to pay for limited treatment options. How can insurance help minimise the financial impact of a serious illness?

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New ideas in education for the new school year

Students are looking forward to the new school year. But parents have to think much further ahead. How can they open their children’s minds with extra learning opportunities?

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What is underwriting?

When we’re applying for an insurance policy, we will normally go through a series of health questionnaire as part of the underwriting process. But what is underwriting? Is there a simplified version?

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Check your medical insurance policy for exclusions

So you think medical insurance is all about the premium, sum insured and scope of coverage? There’s something that shouldn’t be overlooked! For your peace of mind, remember to check your policy’s exclusions.

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Parenting insights from a psychologist

How should we spend time with our kids during COVID-19? When are they ready to study overseas? Should kids be taught differently at home than at school? Clinical psychologist Charlotte Tang shares her thoughts.

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Which type of insurance should you buy first?

Savings or critical illness plan? If it’s right for you, one policy is all you need. Find out the differences between having and not having insurance protection, and how it can help you in times of illness.

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Stay in, work out!

Working from home can help lower the risk of infection, but working out is important too. That’s why we’ve prepared a series of simple exercises to help everyone maintain their physical and mental health.

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