HSBC Life | Mid-year Delights

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Staying No.1🏆 – celebrating with a wonderful surprise for you✨

HSBC Life has been No.1 in market share¹ for 2 consecutive years! To thank all our existing insurance customers² for their trust and support, we have prepared a series of exclusive offers and rewards. Are you ready for a wonderful surprise?

From 19 to 31 August, apply online with the exclusive promo code ‘THANKYOU’ for the following term life, medical or critical illness insurance plans, and enjoy up to 83% off³ on your first year premium. This is the perfect opportunity to level up the protection for yourself and your loved ones! Apply now and get yourself a complimentary Godiva ice cream/drink³ too. Surprises don’t come any sweeter than that! ❤️

No.1 level-up rewards^{3, 4}

🎁First-year premium discount:

【 Family Protector 】

83% off
term life coverage

【 HSBC VHIS Flexi Plan 】

Up to 65% off
full medical coverage

【 HSBC Swift Guard
Critical Illness Plan 】

55% off
critical illness coverage

Complimentary Godiva soft serve/drink

Complimentary
Godiva soft serve/drink

🏥Full medical coverage: up to 65% off⁴!

Upgrade to even more comprehensive medical protection! HSBC VHIS Flexi Plan gives you full medical coverage⁵ worth HKD5 million or more, with no sub-limits on hospitalisation or surgery. That means you won’t need to worry about hidden expenses. Apply online with the promo code ‘THANKYOU’ today to get 55% off your first-year premium, up to 65% off if you apply with a family member⁴!

Annual benefit limit of HKD5 million (Bronze Plan),
Average monthly premium for the first year after 65% off: HKD84⁶
(HKD50,000 annual deductible)

Get a quote now Get a quote now

☂️Term life coverage: 83% off³!

Lower premium, greater peace of mind! HSBC Family Protector gives you the flexibility to top up your coverage with additional benefits such as critical illness and hospital cash. Apply with the promo code ‘THANKYOU’ and enjoy a 10-month premium waiver for the first year, equivalent to 83% off³!

For sum insured of HKD1 million,
Average monthly premium for the first year after discount: HKD11⁷

Get a quote now Get a quote now

🧘Comprehensive critical illness coverage: 55% off³

Level up your critical illness protection, worry-free! HSBC Swift Guard Critical Illness Plan offers comprehensive coverage plus a guaranteed full premium refund if no claims have been made at the end of the policy term⁸. So it protects not only you, but your money too! Apply with the promo code ‘THANKYOU’ to enjoy 55% off³ (applicable to 5-year premium payment period only).

For sum insured of HKD100,000,
Average monthly premium for the first year after discount: HKD145⁹

Get a quote now Get a quote now

Don’t miss our special insurance offers, act now and let us continue to be your No.1 life planning partner! 🥳

Remarks

According to the provisional statistics of the Hong Kong insurance industry released by the Insurance Authority, HSBC Life ranks first in Hong Kong for individual life New Business Premiums in 2022 and 2023.
Existing HSBC insurance customers – those who hold any existing in-force HSBC life insurance or selected general insurance policy, or hold a Single Trip TravelSurance issued on selected period. Please refer to T&Cs for details.
Offer is subject to terms and conditions.
Enjoy an extra 10% off when you apply with your family members. Offer is subject to terms and conditions.
Full coverage refers to the actual amount of eligible expenses and other expenses charged and payable in accordance to the terms and benefits of the VHIS Flexi policy.
The above example is based on HSBC VHIS Flexi Plan (Bronze), aged 30 with an annual deductible of HKD50,000. This figure is subject to rounding adjustment. The actual amount of the premium is decided at the discretion of HSBC Life. The age refers to the age you were on your last birthday.
Based on a non-smoking male aged 31 and a sum insured of HKD1 million. This figure is subject to rounding adjustment. The actual amount of the premium is decided at the discretion of HSBC Life. The age refers to the age the insured person or policyholder, whichever is applicable, will be on their next birthday.
Swift Guard Critical Illness Plan is a premium refundable plan with premiums refundable at the 10th Policy Year (if no claim has been paid or become payable under the policy during the entire policy term). The total premiums paid refers to the total amount of premiums due and paid for the basic plan as of the policy termination date, subject to the terms of the policy. It is for the calculation of the death benefit and net cash value. It excludes any aggregate premium balance and non-guaranteed interest accumulated under the policy unless and until such part of the premium is actually due and paid on that date.
Based on a non-smoking male aged 31 and a sum insured of HKD100,000. This figure is subject to rounding adjustment. The actual amount of the premium is decided at the discretion of HSBC Life. The age refers to the age the insured person or policyholder, whichever is applicable, will be on their next birthday.

Disclaimer

HSBC VHIS Flexi Plan is an individual indemnity hospital insurance plan certified under the Voluntary Health Insurance Scheme. HSBC Life is a registered VHIS Provider (Registration no.: 00042, effective date: 29 May 2020).

HSBC Swift Guard Critical Illness Plan is a critical illness plan with 101% of the total premiums paid refundable at the 10th Policy Year (if no claim has been paid or become payable under the policy during the entire policy term), policyholders are subject to early surrender loss.

HSBC Family Protector is a term life insurance plan with no savings element.

The above life insurance plans are underwritten by HSBC Life (International) Limited ("HSBC Life") which are authorised and regulated by the Insurance Authority (IA) of the Hong Kong SAR, and are intended only for sale in the Hong Kong SAR. It is not equivalent or similar to any kind of bank deposit or bank savings plan. The Hongkong and Shanghai Banking Corporation Limited (“HSBC”) is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an agency of HSBC Life for the distribution of life insurance products in the HKSAR. Policyholders will be subject to the credit risk of HSBC Life and your premiums paid will form part of HSBC Life's assets. You do not have any rights or ownership over any of these assets. Your recourse is against HSBC Life only.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between HSBC and you out of the selling process or processing of the related transaction, HSBC is required to enter into a Financial Dispute Resolution Scheme process with you; however, any dispute over the contractual terms of the above insurance product should be resolved between HSBC Life and you directly. Please refer to the respective product brochure for detailed features and the policy provisions for the detailed terms and conditions.