Annual benefit limit of HKD5 million (Bronze Plan),
Average monthly premium for the first year after 65% off: HKD846
(HKD50,000 annual deductible)
For sum insured of HKD1 million,
Average monthly premium for the first year after discount: HKD117
For sum insured of HKD100,000,
Average monthly premium for the first year after discount: HKD1459
Remarks
Disclaimer
HSBC VHIS Flexi Plan is an individual indemnity hospital insurance plan certified under the Voluntary Health Insurance Scheme. HSBC Life is a registered VHIS Provider (Registration no.: 00042, effective date: 29 May 2020).
HSBC Swift Guard Critical Illness Plan is a critical illness plan with 101% of the total premiums paid refundable at the 10th Policy Year (if no claim has been paid or become payable under the policy during the entire policy term), policyholders are subject to early surrender loss.
HSBC Family Protector is a term life insurance plan with no savings element.
The above life insurance plans are underwritten by HSBC Life (International) Limited ("HSBC Life") which are authorised and regulated by the Insurance Authority (IA) of the Hong Kong SAR, and are intended only for sale in the Hong Kong SAR. It is not equivalent or similar to any kind of bank deposit or bank savings plan. The Hongkong and Shanghai Banking Corporation Limited (“HSBC”) is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an agency of HSBC Life for the distribution of life insurance products in the HKSAR. Policyholders will be subject to the credit risk of HSBC Life and your premiums paid will form part of HSBC Life's assets. You do not have any rights or ownership over any of these assets. Your recourse is against HSBC Life only.
In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between HSBC and you out of the selling process or processing of the related transaction, HSBC is required to enter into a Financial Dispute Resolution Scheme process with you; however, any dispute over the contractual terms of the above insurance product should be resolved between HSBC Life and you directly. Please refer to the respective product brochure for detailed features and the policy provisions for the detailed terms and conditions.