Say 520 with a lasting promise

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This 520, safeguard your loved ones’ future💕

Don’t delay! Love can’t wait! This year, say 520 to someone special with a lasting promise! From 20 to 24 May, new insurance customers who have never held an HSBC Life policy before¹ can apply online for the term life, medical or critical illness insurance plans below with the promo code ‘520’ and unlock a first-year premium discount of over 90%². Make a lasting promise to the people you love!

Promise of Health🤝🏻

Stay healthy, and enjoy life to the full with the people you love. HSBC Life VHIS Flexi Plan gives you and your loved ones full medical coverage worth HKD5 million or more, with no sub-limits on hospitalisation and surgical costs, so you’ll have no worries about unexpected expenses³. Now you can get 60% off your first-year premium, 70% off if you apply together with a family member.

Annual benefit limit of HKD5 million (Bronze Plan)
First-year premium on average HKD72⁵/month
after 70% discount
(HKD 50,000 annual deductible)

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Promise of Security💝

Whatever the future brings, no worries! HSBC Family Protector is a term life insurance plan that offers you the flexibility to extend your coverage by adding critical illness, hospital cash and other optional benefits. Now you can enjoy an 11-month premium waiver (discount of over 90%)².

For sum insured: HKD1 million,
First-year premium on average HKD6⁶/month
after discount

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Promise of Peace of Mind😄

Together, you and your loved ones can take on the world! HSBC Swift Guard Critical Illness Plan provides comprehensive critical illness protection and a guaranteed refund of total premium paid if you haven’t made any claims7. So it protects you and your money too! Now you can enjoy a first-year premium discount of 60% (applicable to 5-year premium payment period only)⁸.

For sum insured HKD 100,000,
First-year premium on average HKD129⁹/month
after discount

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✨Apply online now and say 520 to someone special with a lasting promise. Offers valid for 5 days only. Act now!

Remarks

Eligible new insurance customers - those who have never had any issued insurance policy with HSBC Life before 1 May 2024. T&Cs apply.
Enjoy 11-month first-year premium waiver (discount of over 90% off) on HSBC Family Protector. Offer valid from 20 to 24 May, and subject to terms and conditions.
Full coverage refers to the actual amount of eligible expenses and other expenses charged and payable in accordance to the terms and benefits of the VHIS Flexi policy.
Offer valid from 20 to 24 May, and subject to terms and conditions.
The above example is based on HSBC VHIS Flexi Plan (Bronze), aged 30 with an annual deductible of HKD50,000. This figure is subject to rounding adjustment. The actual amount of the premium is decided at the discretion of HSBC Life. The age refers to the age you were on your last birthday.
Based on a non-smoking male aged 31 for a sum insured of HKD1 million. This figure is subject to rounding adjustment. The actual amount of the premium is decided at the discretion of HSBC Life. The age refers to the age the insured person or policyholder, whichever is applicable, will be on their next birthday.
Swift Guard Critical Illness Plan is a premium refundable plan with premiums refundable at the 10th Policy Year (if no claim has been paid or become payable under the policy during the entire policy term). The total premiums paid refers to the total amount of premiums due and paid for the basic plan as of the policy termination date, subject to the terms of the policy. It is for the calculation of the death benefit and net cash value. It excludes any aggregate premium balance and non-guaranteed interest accumulated under the policy unless and until such part of the premium is actually due and paid on that date.
Offer valid from 20 to 24 May, and subject to terms and conditions.
Based on a non-smoking male aged 31 for a sum insured of HKD100,000. This figure is subject to rounding adjustment. The actual amount of the premium is decided at the discretion of HSBC Life. The age refers to the age the insured person or policyholder, whichever is applicable, will be on their next birthday.

Disclaimer:

HSBC VHIS Flexi Plan is an individual indemnity hospital insurance plan certified under the Voluntary Health Insurance Scheme. HSBC Life is a registered VHIS Provider (Registration no.: 00042, effective date: 29 May 2020).

HSBC Swift Guard Critical Illness Plan is a critical illness plan with 101% of the total premiums paid refundable at the 10th Policy Year (if no claim has been paid or become payable under the policy during the entire policy term) , policyholders are subject to early surrender loss.

HSBC Family Protector is a term life insurance plan with no savings element.

The above life insurance plans are underwritten by HSBC Life (International) Limited ("HSBC Life") which are authorised and regulated by the Insurance Authority (IA) of the Hong Kong SAR, and are intended only for sale in the Hong Kong SAR. It is not equivalent or similar to any kind of bank deposit or bank savings plan. The Hongkong and Shanghai Banking Corporation Limited (“HSBC”) is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an agency of HSBC Life for the distribution of life insurance products in the HKSAR. Policyholders will be subject to the credit risk of HSBC Life and your premiums paid will form part of HSBC Life's assets. You do not have any rights or ownership over any of these assets. Your recourse is against HSBC Life only.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between HSBC and you out of the selling process or processing of the related transaction, HSBC is required to enter into a Financial Dispute Resolution Scheme process with you; however, any dispute over the contractual terms of the above insurance product should be resolved between HSBC Life and you directly. Please refer to the respective product brochure for detailed features and the policy provisions for the detailed terms and conditions.