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Well done, you’re doing better than your peers. Keep it up.

You’re up there with your peers. Keep it up.

You’re behind your peers. Let’s see how we can get you doing better.

Your score isOut of 100

Your score in context

Let’s see how your score stands against others in your peer group and against HK as a whole.

Your score:

Your peer group’s average score:

HK average:

What your score says about you

We calculate your score according to four main pillars - Financial habits; Financial knowledge; Financial planning and Cyber security & safety.

This helps us understand and identify areas where you need improvements the most.

Improving

Thriving

Progressing Well

Financial Habits

Your Score
Average

Well done. You’re doing great, keep it up!

Well done. You’re doing great, keep it up!

It’s time to change your habits. Making simple changes in daily habits can make a big difference!

Actions you can take

  • You’ve adapted good habits in managing your finances. You can also use HSBC HK App “Budget” to keep track of your spending automatically.
  • Keep at least 6 months’ rainy-day money on hand to cover you if unexpected circumstances happen. Consider saving or investing to set side some of your money to build a safety net for your future.
  • Manage your spending to avoid late payments that can damage your credit rating. And try to free up cash to boost your savings and set financial goals.
  • Start investing early to achieve your financial goals by leveraging investment returns long-term. Get started here.
  • Keep an eye on your spending patterns to avoid overspending. Use HSBC HK App “Budget” to keep track of your spending automatically and develop better saving habits.

Tips to improve

Improving

Thriving

Progressing Well

Financial Knowledge

Your Score
Average

Looking good! You're right on track.

Looking good! You're right on track.

Financial knowledge is evolving everyday, the more you know, the easier it is to achieve your financial goals.

Actions you can take

  • Build on what you know and stay up-to-date with the latest investment trends and insights to help maximise your wealth potential.
  • Get more resources from our wealth planning website or speak to your Relationship Manager or a Wealth Coach* via ‘Live Chat’ on our website or ‘Chat with us’ on the HSBC HK App.
  • Get wise with investment by building your financial knowledge from our Investment Platform Guide.
  • The better you understand options for managing your money, the better choices you’ll make to match your needs at different stages of your life.
  • Log on HSBC Personal Internet Banking and take a few minutes to complete the Risk Profiling Questionnaire to understand your latest investment needs and risk appetite.

Tips to improve

Improving

Thriving

Progressing Well

Financial Planning

Your Score
Average

You're in decent shape. Keep it up!

You're in decent shape. Keep it up!

It’s never too late to start planning. We can help you get started!

Actions you can take

  • Forecast your future finances with our Future Planner so you can better plan ahead with confidence and ease.
  • Review your financial plans at least once a year, then forecast your future finances with our Future Planner so you can better plan ahead with confidence.
  • Got questions about investments? Speak to your Relationship Manager or a Wealth Coach* via 'Live Chat' on our website or 'Chat with us' on the HSBC HK App.
  • Keep yourself and your family protected for a greater peace of mind. Why not take a closer look at our protection plans?
  • Start planning for your ideal retirement. Our retirement tools help you set financial goals for the retirement you’re looking forward to.

Tips to improve

Improving

Thriving

Progressing Well

Cyber Security & Safety

Your Score
Average

Well done. You’re doing great, keep it up!

Well done. You’re doing great, keep it up!

Your online security & safety is extremely important. Let’s see how we can help you tighten it up even more.

Actions you can take

  • Make sure your user information’s secure whenever you’re online. Be aware of hidden terms & conditions when you buy anything online. Learn more.
  • Don’t get the nasty surprise of finding fraudulent charges or unrecognised transactions. Everything’s laid out clearly in your monthly statement, so be sure to check.
  • Your passwords are the key to online security. Always, always, always keep your passwords safe and change them regularly.
  • Shop only at secure and trustworthy websites. Make sure the website address starts with 'https' and that there's a padlock icon in the address bar. Learn more.

Tips to improve

Risk disclosure
Investment involves risk. You should carefully consider whether any investment products or services mentioned herein are appropriate for you in view of your investment experience, objectives, financial resources and relevant circumstances. Please refer to the 'Disclaimer and risk warning' section for details.

Remarks:
*For HSBC Premier customers, please speak to your Relationship Manager. For HSBC One customers, please connect to a Wealth Coach. If you’re not yet an HSBC customer, join us now to enjoy our full suite of wealth services. Simply download the HSBC HK Mobile Banking app and open an HSBC One account in minutes#.
#Actual time may differ depending on individual circumstances.

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