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In support of the "Yahoo Finance Youth Program", we aim to help young people to jump-start their investment journey.
Earn up to HKD850 cash rewards when you open an account with your mobile. Act now!

Want to have a say in your future? Learn to invest now. By supporting the "Yahoo Finance Youth Program" organised by Yahoo, HSBC helps youngsters aged 18 to 25 to solidify their financial foundation and build long-term diversified portfolios. Want to enhance your knowledge in stock investing? Watch out for this space for more tips.

To encourage more young people to start investing, new customers who open an HSBC One account, join HSBC Trade25 and make a stock transaction will be rewarded.

Say goodbye to "Wealth A0", take the first step to join HSBC One and earn up to HKD850 cash rewards

Offer 1: Open your HSBC One account with your mobile phone for up to HKD400 cash rewards

It takes only five minutes1 to open an HSBC One account using the HSBC HK App. With HSBC One, you will have the ease to access and manage your finances from anywhere, anytime. Customers aged 18 to 25 are entitled to the below offers:

  • New customers can earn HKD400 cash rewards2

  • Existing customers can earn HKD200 cash rewards2

Tips:

  • Download the HSBC HK App and open your HSBC One and investment account simultaneously

  • Follow the guides on the app to trade stocks or complete other mobile banking transactions and instructions three times12 to earn your reward!

Download HSBC HK App

12Please refer to the "Important risk warning" section below before making an investment decision.

Offer 2: Start your investment journey, earn up to HKD450 cash rewards12

HSBC Trade253 is designed especially for the young stock traders aged 18-25. For just HKD25 per month, you can enjoy $0 commission4 trading on Hong Kong, U.S and China A shares with $0 platform fee and no hidden fees.
Now, through the HSBC HK Easy Invest App:

  • Join HSBC Trade25 to enjoy HKD50 cash rewards5

  • After joining HSBC Trade25, make a stock transaction via mobile or online channels to enjoy HKD400 cash rewards5

Tips:

  • Head to the "Investment" page within the HSBC HK App and open your investment account in six simple steps

  • Download the HSBC HK Easy Invest App and join HSBC Trade25 by selecting "Trade25" under the "Menu" located at the top left corner after you log on

  • Stay ahead of market trends by learning more about the Top 10 stocks that HSBC's top 5% performing traders are trading on HSBC TradeTrack

Download HSBC HK Easy Invest App

12Please refer to the "Important risk warning" section below before making an investment decision.

Refer friends and earn up to HKD150 cash rewards each

Refer friends and earn up to HKD150 each with no limit on eligible rewards

When you see a great offer, the utmost priority is ensuring those closest to you can leverage it together. When you successfully refer a new customer aged 18-25 to open an account and join HSBC Trade25, you and your referral will both be eligible for up to HKD150 cash rewards. Your friend can even earn up to HKD850 cash rewards2,5! The best part? The more people you refer, the more rewards you earn; there is no limit.

You can become a Referrer if you are a HSBC sole or principal bank account holder, refer friends aged 18 to 25 now:

  • New customers who open an HSBC One account via HSBC HK App and earn HKD100 cash rewards each6

  • Join HSBC Trade25 and earn HKD50 cash rewards each6

Tips:

  • The Referrer: submit the "Friends Referral Offer Registration Form" and share the customised referral code generated from the form to friends aged 18-25; or share the referral code sent by the Bank via email to friends aged 18-25. Both customised referral code and the referral code sent by the Bank will be eligible to use.

  • The Referee: submit the "Friends Referral Offer Registration Form" and input his/her referrer's referral code upon successfully opened an HSBC One account or joined HSBC Trade25. Once the Referee has successfully opened the account, he/she becomes eligible as a Referrer.

Invest with FlexInvest and earn up to HKD100 cash rewards12

To build a long-term diversified portfolio, apart from stock investment, you may also consider to invest in funds. Take the stress out of building your portfolio with fast, easy and low-cost subscription of index and multi-asset funds. With FlexInvest, you can choose from our ready-made portfolios or mix-and-match index funds based on your risk appetite with as low as HKD100. Take your first step now:

Enjoy HKD100 cash rewards when you invest HKD5,000 or above with FlexInvest7

Learn more

12Please refer to the "Important risk warning" section below before making an investment decision.

Even more offers for students, earn extra $800 RewardCash

Proper investing is one half of the equation, and smart spending is the other half. With a credit card from HSBC, you can earn RewardCash with ease for all your transactions. You can now earn extra RewardCash by opening an HSBC Visa Gold Card for Students and spending with the card:

  • Successfully apply for the HSBC Visa Gold Card for Students to earn up to $400 RewardCash of welcome offer8

  • Earn up to $400 RewardCash7 rebate on tuition fee payment9

  • Up to 2.4% RewardCash rebate on dining10 and up to 4.4% when you order food delivery online11

Apply now

"Yahoo Finance Youth Program" – Opportunity to produce video content with HSBC or become the anchor of Yahoo TV financial program

The "Yahoo Finance Youth Program" organised by Yahoo Finance and supported by HSBC is now accepting applications. Youngsters aged 18 to 25 can form teams (between two to four members) and join. Deliverables include:

  • 3-week virtual investment challenge and investment strategy proposal design

  • The 15 teams with highest scores will do a 8-minute speech on their investment strategy proposal

  • The top three teams will compete in a 4-week stock trading challenge in real life

The top three teams from 4-week stock trading challenge will have a chance to get up to HKD15,000 cash rewards given by Yahoo. They will also have the opportunity to produce video content with HSBC or become the anchor of Yahoo TV financial program, to kick start their investment journey!

Want to learn more about investment? Watch out this space for more tips.

Learn More / Register Now

To borrow or not to borrow? Borrow only if you can repay!

Remarks

  1. Actual time may differ depending on individual circumstances.
  2. The promotional period is from 22 August 2022 to 17 October 2022 (both dates inclusive). The offer is applicable to HSBC new/existing customers aged 18-25 (inclusive) who successfully open an HSBC One account via HSBC HK App, complete any combination of 3 designated mobile banking transactions/activities and fulfil the requirements of Mobile Account Opening Offer. Terms and conditions apply. Please refer to the Promotional Terms and Conditions of Mobile Account Opening Offer – Up to HKD400 cash rewards for further details.
  3. To join HSBC Trade25, you must be aged 18 to 25 (inclusive), be the sole or primary account holder of an eligible Investment Account and join through HSBC HK Easy Invest App. Please refer to the relevant Conditions for further details.
  4. $0 commission applies to the first HKD250,000 cumulative monthly trading volume. A monthly fee of HKD25 will be charged if you have traded or held stocks during the calendar month. Conditions apply. Please refer to this page for further details: www.hsbc.com.hk/trade25.
  5. The promotional period is from 22 August 2022 to 17 October 2022 (both dates inclusive). The offer is applicable to HSBC new/existing customers aged 18-25 (inclusive) who join HSBC Trade25 via HSBC HK Easy Invest app and/or execute a stock transaction ("Eligible Transaction") and fulfil the requirements of Investment Offer can enjoy HKD50 and/or HKD400 cash rewards. Terms and conditions apply. Please refer to the Promotional Terms and Conditions of HKD450 Investment Offer for further details.
  6. The promotional period is from 22 August 2022 to 17 October 2022 (both dates inclusive). Existing HSBC customers (the "Referrer") must use a dedicated referral code sent by the Bank via email or create a customised referral code and successfully refer a new HSBC customer aged 18-25 (the "Referee") to open an HSBC One account via HSBC HK App, both Referrer and Referee will receive HKD100 cash rewards each. If the Referee joins HSBC Trade25 via HSBC Easy Invest App during promotional period, both Referrer and Referee will receive HKD50 cash rewards each. There is no limit on the number of Referrals. Terms and conditions apply. Please refer to the Promotional Terms and Conditions of Friends Referral Offer – Up to HKD150 cash rewards for further details.
  7. The promotional period is from 1 January 2022 to 31 December 2022 (both dates inclusive). The Offer is applicable to HSBC customers who have not previously invested through FlexInvest and during the promotional period make either: (i) a subscription order of HKD5,000 or above; or (ii) a contribution of HKD5,000 or above in one monthly investment plan in FlexInvest. Terms and conditions apply. Please refer to the Terms and Conditions of FlexInvest Offer for further details.
  8. The promotional period is from 1 August 2022 to 31 October 2022 (both dates inclusive). Customers who successfully open an HSBC Visa Gold Card for Students ("Eligible Credit Card") can enjoy: (i) $300 RewardCash when you use the Eligible Credit Card to make Eligible Transaction of HKD2,000 or above within the first 60 calendar days after card insurance; or (ii) receive extra $100 RewardCash when you make at least one Eligible Transaction via Mobile Payment within the first 30 calendar days after card insurance. Terms and conditions apply. Please refer to www.hsbc.com.hk/studentcard for further details.
  9. The promotion is divided into 2 phases: (1) 1 April 2022 to 30 September 2022 (2) 1 October 2022 to 31 March 2023. The maximum amount of RewardCash to be awarded to each cardholder for each phase is $200 RewardCash and for the entire Promotion Period (which comprises 2 Phases) is $400 RewardCash. Terms and conditions apply. Please refer to www.hsbc.com.hk/studentcard for further details.
  10. The promotional period ends on 31 December 2022. Registration is required on or before 31 October 2022. Terms and conditions apply. Please refer to www.hsbc.com.hk/studentcard for details.
  11. You only need to register once during the promotional period (in any of the phases). Accumulate eligible transactions of HKD5,000 or above in each phase, and earn a maximum of $300 RewardCash, which comes to a total of $1,200 RewardCash across four phases. The 4 phase are: Phase 1 - 1 January to 31 March 2022; Phase 2 - 1 April to 30 June 2022; Phase 3 - 1 July to 30 September 2022; Phase 4 - 1 October to 31 December 2022. Please refer Promotional Terms and Conditions for Red Hot Online and Overseas Spending Rewards.
  12. Please refer to the "Important risk warning“ section below before making an investment decision.

 

Stocks may be considered as part of a healthy, diversified portfolio.

Investment involves risk. You should carefully consider whether any investment products or services mentioned herein are appropriate for you in view of your investment experience, objectives, financial resources and relevant circumstances. The price of stocks may move up or down. Losses may be incurred as well as profits made as a result of buying and selling stocks. Frequent trading in stocks will incur greater fees, in terms of brokerage and associated trading costs, notwithstanding the offer of preferential rates, and this may impact your investment returns from trading. The information above is neither a recommendation, an offer to sell, no solicitation of an offer to purchase any investment. The Bank does not provide investment advice.

Stocks

  • Investment involves risk. You should carefully consider whether any investment products or services mentioned herein are appropriate for you in view of your investment experience, objectives, financial resources and relevant circumstances. The price of stocks may move up or down. Losses may be incurred as well as profits made as a result of buying and selling stocks.
  • The Bank does not provide investment advice. Investment involves risk. The price of stocks may move up or down. Losses may be incurred as well as profit made as a result of buying and selling stocks.

China A Shares

  • Investment in China A Shares through Shanghai-Hong Kong and Shenzhen-Hong Kong Stock Connect involves risks. You should carefully consider whether any investment products or services mentioned herein are appropriate for you in view of your investment experience, objectives, financial resources and relevant circumstances. The price of securities may move up or down. Losses may be incurred and profits may be made as a result of buying and selling securities.

Pre-Trade Checking

  • You must ensure that there are sufficient available shares in your account to cover any proposed sell order under Shanghai-Hong Kong and Shenzhen-Hong Kong Stock Connect. Otherwise, your sell order may be rejected.

Settlement

  • Northbound trades will follow the A share settlement cycle of the relevant Mainland market, where settlement of shares will occur on T day free of payment, and settlement of funds will be effected on T+1 day.
  • Although the transfer of shares precedes the transfer of cash under Shanghai-Hong Kong and Shenzhen-Hong Kong Stock Connect, title to the shares will not be released until receipt of confirmation of payment (normally on T+1 day). Where the purchase is pre-funded (by way of a debit of cash in your account and a corresponding cash prepayment by the Bank to HKSCC), shares may be released on T day.

Quota Restrictions

  • As at May 2018, the Daily Quota (which limits the net value of Northbound buy trades on each trading day) is set at RMB 52 billion for each China A Share market. The Aggregate Quota and/or the Daily Quota may be revised by the PRC authorities from time to time without prior notice.
  • As a result of the quota restrictions, there is no assurance that a buy order can be successfully placed through Shanghai-Hong Kong and Shenzhen-Hong Kong Stock Connect.

Restriction on Day Trading

  • If you buy shares on T day, you may be able to sell only on or after settlement of the buy trade has been completed (normally on T+1 day).

Disclosure of Interests

  • If you hold or control 5% or more* of the issued shares of a PRC listed company, you must disclose such interest.
  • If there is any change in your shareholding of 5% or more*, or if a change results in your shareholding falling below 5%, you also have disclosure obligations.

Short Swing Profit Rule

  • If you own 5% or more* of the issued shares of a PRC listed company, you must return to the company any profit made from a sale of shares within six months of the purchase thereof (or vice versa).

Foreign Ownership Limits

  • A single foreign investor's shareholding in a PRC listed company must not exceed 10%. The aggregate of all foreign investors' shareholding in a PRC listed company must not exceed 30%. The foreign ownership limits may have an adverse effect on the liquidity and performance of an investment in China A Shares. As a result, you may suffer losses through your trading or investment in China A Shares.
  • Calculated on an aggregate basis, i.e., across both domestically and overseas issued shares of the PRC listed company, whether the relevant holdings are through Shanghai-Hong Kong and Shenzhen-Hong Kong Stock Connect, QFII/RQFII regime or other investment channels.

Renminbi related products Risk Disclosure

  • There may be exchange rate risks if you choose to convert payments made on securities/bonds/CDs to your home currency.
  • RMB products may suffer significant losses in liquidating the underlying investments if such investments do not have an active secondary market and their prices have large bid/offer spreads.
  • In general, RMB equity products are exposed to the usual kind of default risks that might be associated with equity products denominated in other currencies.

This document does not set out all the key risks to Shanghai-Hong Kong and Shenzhen-Hong Kong Stock Connect. For further information, you should refer to the risk disclosures and other terms set out in (i) China A Shares Service Factsheet - Shanghai-Hong Kong and Shenzhen-Hong Kong Stock Connect Product Fact Sheet and (ii) the China Connect / Shanghai-Hong Kong and Shenzhen-Hong Kong Stock Connect Terms and Conditions.
The information contained in this material has not been reviewed by the Securities and Futures Commission of Hong Kong or any regulatory authority in Hong Kong.
The information in this material does not constitute a solicitation for making any deposit or an offer for the purchase or sale or investment in any products.

  • Unit Trusts, Bonds, structured products (including Equity Linked Investments, Structured Notes, Deposit Plus, Structured Investment Deposits and Capital Protected Investment Deposits) are investment products. Together with Certificates of Deposit (CDs), they are NOT equivalent to time deposits. Some Unit Trusts and Structured Products may involve derivatives. The investment decision is yours but you should not invest unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.
  • The price of products may move up or down and may become valueless. Losses may be incurred as well as profits made as a result of buying and selling the products.
  • In the worst case scenario, the value of the products may be worth substantially less than the original amount you invested (and in an extreme case could be worth nothing).
  • Issuer’s Risk – Bonds, CDs, structured products are subject to both the actual and perceived measures of credit worthiness of the issuer. There is no assurance of protection against a default by the issuer in respect of the repayment obligations. In the worst case scenario, you might not be able to recover the principal and interest/coupon if the issuer defaults on the Bonds, CDs and Structured Products.
  • Investors should not make investment decisions based on this material alone.
  • Investment involves risks. Past performance of products is no guide to future performance. For details of the products, the related fees and charges and risk factors, please refer to the individual product materials and/or offering materials.
  • Currency conversion risk – the value of your foreign currency and RMB products will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency and RMB products to other currencies at an exchange rate that is less favourable than that exchange rate in which you made your original conversion to foreign currency and RMB, you may suffer loss in principal/investment.
  • RMB denominated products are subject to liquidity risk as there may be no regular trading and active secondary market for RMB Income Instruments. The bid and offer spread of the price of RMB Income Instruments may be large, so investors may incur significant trading and realisation costs and may suffer losses accordingly.
  • Warrants and CBBCs are non-collateralised products. The price of the Warrants/CBBCs may fall in value as rapidly as it may rise and investors may sustain a total loss of their investment. Prospective investors should ensure that they understand the nature and risks and seek for professional advice where applicable.
  • Additional risks are disclosed in the “Risk Disclosure” section. Please refer to "Risk Disclosure" section for details.

Investors should read the terms and conditions contained in the relevant offering documents in particular "Important Risk Warning" and "Risk Disclosure". Content of "Important Risk Warning" and "Risk Disclosure" is updated on a regular basis. For details of individual investment products, please refer to the relevant individual product materials.
Structured Investment Deposits, Deposit Plus, Capital Protected Investment Deposits and CDs are not protected deposits and are not protected by the Deposit Protection Scheme in Hong Kong. Deposit Plus is NOT principal protected.

  • Unit Trusts are investment products and some may involve derivatives. The investment decision is yours but you should not invest in the Unit Trusts unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.
  • Unit Trusts are NOT equivalent to time deposits.
  • In the worst case scenario, the value of the unit trusts may be worth substantially less than the original amount you have invested.
  • The information shown in this website is neither a recommendation, an offer, nor a solicitation for any investment product or service. Investment involves risk. You should carefully consider whether any investment product or service mentioned herein is appropriate for you in view of your personal circumstances. Past performance is no guide to future performance. Investors should refer to the individual product explanatory memorandum or offering document for further details and risks involved. The price of investment products may move up or down. Losses may be incurred as well as profits made as a result of buying and selling investment products.
  • The information contained on this website is intended for Hong Kong residents only and should not be construed as a distribution, an offer to sell, or a solicitation to buy any securities in any jurisdiction where such activities would be unlawful under the laws of such jurisdiction, in particular the United States of America.
  • The contents of this page have not been reviewed by the Securities and Futures Commission.

The HSBC HK Easy Invest App ("Easy Invest") and the contents of this material/correspondence are provided by The Hongkong and Shanghai Banking Corporation Limited ("HSBC HK") for the use of existing HSBC HK customers only. You should download Easy Invest only if you are an existing HSBC HK customer. Easy Invest is not intended for download, or use, by any person in any jurisdiction where such download or use would be contrary to any law or regulation of such jurisdiction or where HSBC HK is not licensed or authorized to provide Easy Invest and/or any of the Services.

The HSBC HK Reward+ Mobile App ("Reward+") and the content of this material/correspondence are provided by The Hongkong and Shanghai Banking Corporation Limited ("HSBC HK"). Reward+ is intended for download and use by the public of Hong Kong. It is not intended for download, or use by, any person in any jurisdiction where such download or use would be contrary to any law or regulation of such jurisdiction or where we are not licensed or authorised to provide Reward+ and/or any of its services, functions or features.