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Time deposits

Place a time deposit of the designated tenor to get higher interest rates for selected foreign currencies

  • Conveniently place your time deposits through HSBC Online Banking or the HSBC HK App
  • The same offer also applies at branches or phone banking
  • Choice of renewal options upon maturity

Place a 3-month designated currency time deposit with Eligible New Fund Amount to enjoy preferential time deposit rates of up to 2.10%p.a.:

Designated Currency Interest rates (p.a.)
United States Dollar (USD) 0.15%
Renminbi (RMB) 2.10%
Australian Dollar (AUD)/ New Zealand Dollar (NZD)/ Pound Sterling (GBP)/ Canadian Dollar (CAD) 0.15%

Remark: Terms and Conditions apply. The above interest rates are indicative as of 1 January 2022 and are indicative only. They are not guaranteed and maybe subject to revision, as per prevailing market conditions.

Terms & Conditions – Online offer
Terms & Conditions – Branch/ phone-banking offer

Risk Disclosure

Currency conversion risk – the value of your foreign currency and RMB deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency and RMB deposit to other currencies at an exchange rate that is less favourable than the exchange rate in which you made your original conversion to that foreign currency and RMB, you may suffer loss in principal.