Have you ever thought about how much you will need to retire comfortably? With the cost of living rising year on year, the amount you will probably need may surprise you. A recent survey indicated that up to 37% of working people feel they are not saving enough to retire comfortably^*. But that’s where we can help. The fact is the earlier you start saving, the easier you can take advantage of the effect of compound interest. So why not move retirement up a little on your to-do-list now and let’s work out a plan together.

* Source: HSBC "The Future of Retirement: Shifting Sands" Hong Kong Report.

HSBC Insurance offers a series of retirement protection plans, including the Income Goal Insurance Plan, EarlyIncome Annuity Plan, and the newly launched HSBC Wealth Goal Insurance Plan.

HSBC Wealth Goal Insurance Plan <NEW>

• A comprehensive whole of life insurance plan with a savings element with guaranteed cash value built up as well as non-guaranteed special bonus. Policy Value Management Option lets you lock-in a portion of the plan’s net cash value. It provides an opportunity for long term capital growth for wealth accumulation and retirement.
  
  
  

Income Goal Insurance Plan

• Designed to build up your savings and help you meet your personal aspirations. It accumulates wealth during the accumulation period of 10 or 15 years, then pays a monthly annuity payment during the annuity period and boost your savings with a non-guaranteed special bonus.
  
  
  

EarlyIncome Annuity Plan

• With a premium payment period of 3 years, it offers regular monthly annuity payment as early as one year after policy commencement for 20 years, or the option to leave the monthly annuity payments in the plan to accumulate with interest, plus life cover and extra protection against accidental death, terminal illness and unemployment.
  
  
  

Please refer to the respective product brochure, fact sheet and policy provision for details of the above product features, benefits and risks which are subject to terms and conditions.