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HSBC HK

Easy Invest

Reward+

PayMe

HSBC HK Mobile Banking app

The all-in-one banking app that enables you to perform bill payments, fund transfer and bank account management.

Mobile Security Key and Biometric Authentication

Quickly log on and confirm transactions with one touch or a smile. A physical security device is no longer needed.

Account Overview & eStatement

Stay up-to-date with your account information and transaction history. View your eStatement to save the HK$20 Paper Statement Annual Service Fee.

Fund Transfer & Bill Payment

Make fund transfer and pay your bills anytime, around the clock. You can even set future payment up to 45 days in advance to avoid deferring payment.

HSBC HK Easy Invest

An investment platform tailor-made to your needs, making trading faster and more secure.

	Tap and trade in a matter of seconds Log on with Biometric Authentication^{^} and use Quick Buy to pre-fill order details so you can trade quickly.
	Interact with stock charts View stock performances and trade directly from charts with just a long press or 3D touch.
	See market performance Use the Sector Heat Map for an overview of sector performances in Hong Kong, China and the US.
	Read your personalised news feed Tailor your news feed by filtering AAStocks and Thomson Reuters news articles related to the stocks you hold.

Important:

The HSBC HK Easy Invest App (“Easy Invest”) and the contents of this material/correspondence are provided by The Hongkong and Shanghai Banking Corporation Limited (“HSBC HK”) for the use of existing HSBC HK customers only. You should download Easy Invest only if you are an existing HSBC HK customer. Easy Invest is not intended for download, or use, by any person in any jurisdiction where such download or use would be contrary to any law or regulation of such jurisdiction or where HSBC HK is not licensed or authorized to provide Easy Invest and/or any of the Services.

^{^}Requires download of the HSBC Mobile Banking app and activation of Biometric Authentication.
Biometric Authentication is supported on iPhone 5s devices or above and selected Android phone models.

HSBC Reward+

Be it dining, shopping or entertainment, you’ll never miss another offer! You can even check your transaction history and offset your purchases with RewardCash.

	Pay credit card transactions with RewardCash Settle any of your purchases or card statement, offset HK$1 spend with $1 RewardCash, simple and easy.
	Manage your credit card accounts Review your card transactions and the history of earnings, redemptions and expiry dates of RewardCash.
	Discover & Register credit card offers Search and register Red Hot Offers, and save your favourite ones with expiry reminders.
	Set up Travel Plan and Overseas Spending Cap Leave travel worries behind by simply setting up your travel plan before your trip. Card-present transactions conducted outside of Hong Kong and your destination(s) will not be accepted. Manage your monthly overseas spending by setting up monthly spending cap.

PayMe from HSBC

The easiest way to pay friends, no matter which bank they’re with.

Get started in seconds

Simply sign up and log in with your Facebook account or mobile number to start using.

Pay and Request Money

No more awkward conversations – pay and get paid with just a few taps.

Pay anyone with any Bank

Pay your friends regardless of which Hong Kong bank they use, without asking for an account number.

Note:

The screen displays and the images of the website are for reference and illustration purposes only.
Apple, the Apple logo, iPhone, Touch ID and Face ID are trademarks of Apple Inc., registered or in the process of being registered in the US and other countries.
App Store is a service mark of Apple Inc.

Google Play™ is a trademark of Google LLC. Android™ is a trademark of Google LLC.

HSBC adopts the latest internet security measure with the adoption of EV SSL Certificate (Extended Validation SSL Certificate). With this verification certificate in place, you can instantly know you’re on a genuine HSBC website. We suggest customer to check the digital certificate with a desktop computer. For more tips on internet security, please visit here.

Touch ID is currently available on Apple iPhone 5s or later models and only when your device and the HSBC HK Mobile banking app has Mobile Security Key activated.

Face ID is currently available only on iPhone X. You can enable Face ID to log on and confirm transactions if you have the latest HSBC HK Mobile banking app installed with Mobile Security Key activated on the device.

*For compatible devices only, details of which can be found at here.

SVF license number: SVFB002
To borrow or not to borrow? Borrow only if you can repay!

Risk Disclosure Risk Disclosure

Stocks

Investment involves risk. You should carefully consider whether any investment products or services mentioned herein are appropriate for you in view of your investment experience, objectives, financial resources and relevant circumstances. The price of stocks may move up or down. Losses may be incurred as well as profits made as a result of buying and selling stocks.
The Bank does not provide investment advice. Investment involves risk. The price of stocks may move up or down. Losses may be incurred as well as profit made as a result of buying and selling stocks.

China A Shares

Investment in China A Shares through Shanghai-Hong Kong and Shenzhen-Hong Kong Stock Connect involves risks. You should carefully consider whether any investment products or services mentioned herein are appropriate for you in view of your investment experience, objectives, financial resources and relevant circumstances. The price of securities may move up or down. Losses may be incurred and profits may be made as a result of buying and selling securities.

Pre-Trade Checking

You must ensure that there are sufficient available shares in your account to cover any proposed sell order under Shanghai-Hong Kong and Shenzhen-Hong Kong Stock Connect. Otherwise, your sell order may be rejected.

Settlement

Northbound trades will follow the A share settlement cycle of the relevant Mainland market, where settlement of shares will occur on T day free of payment, and settlement of funds will be effected on T+1 day.
Although the transfer of shares precedes the transfer of cash under Shanghai-Hong Kong and Shenzhen-Hong Kong Stock Connect, title to the shares will not be released until receipt of confirmation of payment (normally on T+1 day). Where the purchase is pre-funded (by way of a debit of cash in your account and a corresponding cash prepayment by the Bank to HKSCC), shares may be released on T day.

Quota Restrictions

As at May 2018, the Daily Quota (which limits the net value of Northbound buy trades on each trading day) is set at RMB 52 billion for each China A Share market. The Aggregate Quota and/or the Daily Quota may be revised by the PRC authorities from time to time without prior notice.
As a result of the quota restrictions, there is no assurance that a buy order can be successfully placed through Shanghai- Hong Kong and Shenzhen-Hong Kong Stock Connect.

Restriction on Day Trading

If you buy shares on T day, you may be able to sell only on or after settlement of the buy trade has been completed (normally on T+1 day).

Disclosure of Interests

If you hold or control 5% or more* of the issued shares of a PRC listed company, you must disclose such interest. If there is any change in your shareholding of 5% or more*, or if a change results in your shareholding falling below 5%, you also have disclosure obligations.

Short Swing Profit Rule

If you own 5% or more* of the issued shares of a PRC listed company, you must return to the company any profit made from a sale of shares within six months of the purchase thereof (or vice versa).

Foreign Ownership Limits

A single foreign investor’s shareholding in a PRC listed company must not exceed 10%. The aggregate of all foreign investors’ shareholding in a PRC listed company must not exceed 30%. The foreign ownership limits may have an adverse effect on the liquidity and performance of an investment in China A Shares. As a result, you may suffer losses through your trading or investment in China A Shares.

*Calculated on an aggregate basis, i.e., across both domestically and overseas issued shares of the PRC listed company, whether the relevant holdings are through Shanghai-Hong Kong and Shenzhen-Hong Kong Stock Connect, QFII/RQFII regime or other investment channels.

Renminbi related products Risk Disclosure

There may be exchange rate risks if you choose to convert payments made on securities/bonds/CDs to your home currency.
RMB products may suffer significant losses in liquidating the underlying investments if such investments do not have an active secondary market and their prices have large bid/offer spreads.
In general, RMB equity products are exposed to the usual kind of default risks that might be associated with equity products denominated in other currencies.

This document does not set out all the key risks to Shanghai-Hong Kong and Shenzhen-Hong Kong Stock Connect. For further information, you should refer to the risk disclosures and other terms set out in (i) China A Shares Service Factsheet - Shanghai-Hong Kong and Shenzhen-Hong Kong Stock Connect Product Fact Sheet and (ii) the China Connect / Shanghai-Hong Kong and Shenzhen-Hong Kong Stock Connect Terms and Conditions.

The information contained in this material has not been reviewed by the Securities and Futures Commission of Hong Kong or any regulatory authority in Hong Kong.

Making available to you any advertisements, marketing or promotional materials, market information or other information relating to a product or service shall not, by itself, constitute solicitation of the sale or recommendation of any product or service.

The information in this material does not constitute a solicitation or recommendation for making any deposit or an offer for the purchase or sale or investment in any products.