From now until 19 February 2020, successfully apply for a designated HSBC Credit Card1 online to enjoy up to $900 RewardCash and a first two-year annual waiver.

To apply now, please visit www.hsbc.com.hk/credit-cards.

Successfully apply online to enjoy up to
$900 RewardCash

Welcome Offers:

Download and explore more with HSBC Reward+Download and explore more with HSBC Reward+
  • Settle card statement or purchases with “Pay with RC” function

  • Review card transactions, earnings history and expiry dates of RewardCash

  • Search and register for Red Hot Offers

  • Earn RewardCash by using Table Booking Service

Key functions of HSBC Reward+

Keep the rewards coming all year long

You can enjoy up to 5.6% RewardCash rebate (equivalent to as low as HK$1.8 per air mile) by registering for our year-round rewards programmes. Click here to view an example of the best way to enjoy rewards with the programmes listed below:

Explore Credit Cards

HSBC Premier MasterCard® credit card

  • For HSBC Premier customers only.
  • Enjoy up to 6.4% RewardCash rebate on overseas spending by counting in all rewards offers.
  • Perpetual annual fee waiver for both primary and additional cards.
  • For more amazing offers including HK$800 rebate and 800 AsiaMiles for Cathay Pacific flight ticket booking offer, exclusive travel privileges and 1-for-1 offer at designated Michelin restaurants, please click here for details.

HSBC Visa Signature Card

  • Annual income of HK$360,000 or assets of HK$400,000 or above.
  • Enjoy an extra 1.2% RewardCash rebate4 on your spending in all spending categories of "Red Hot Rewards of Your Choice" without registration.
  • One-for-one dinner buffet at Tiffin, Grand Hyatt Hong Kong8.
  • Enjoy exclusive offers including up to 15% off hotel bookings at Agoda, cinema ticket offers at Emperor Cinemas and complimentary access service at Plaza Premium Lounge, please click here for details.

HSBC Visa Platinum Card

  • Annual income of HK$150,000 or assets of HK$100,000 or above.
  • Earn RewardCash when you pay bills online with HSBC Visa Platinum Card7.
  • Earn up to 2.4% RewardCash rebate (equivalent to HK$4.17 for 1 mile) by allocating extra RewardCash to your favourite spending categories under "Red Hot Rewards of Your Choice“5.

HSBC UnionPay Dual Currency Credit Card

  • Dual Currency Credit Card applicants are required to have an annual income of HK$60,000 or above; Dual Currency Diamond Credit Card applicants are required to have an annual income of HK$150,000 or above.
  • Buy 1 get 1 free movie ticket on Friday and Saturday at all Cinema City outlets9.
  • Complimentary Wi-Fi package for free (worth of HK$120) and year-round extra 20% off at Wifi BB10.
  • Up to three visits to participating airport lounges11.
  • Enjoy Airport Limousine Transfers12 in Hong Kong, Shanghai, Beijing and Cross border to Shenzhen Airport, at privileged rate of HK$250.

HSBC Visa Gold Card/HSBC Visa Gold Card for Students

  • Visa Gold Card applicants are required to have an annual income of HK$60,000 or above; Visa Gold Card for Students applicants are required to be designated Universities/Tertiary Institutions full-time students13, income proof is not required.
  • Earn up to 2.4% RewardCash rebate (equivalent to HK$4.17 for 1 mile) by allocating extra RewardCash to your favourite spending categories under "Red Hot Rewards of Your Choice"5.
  • Earn 2.4% RewardCash rebate for online tuition fee payment to designated education institutions through HSBC Personal Internet Banking or the HSBC HK Mobile Banking App with Visa Gold Card for Students14.

Practical tips on spending with your HSBC Credit Card

Private Label cards – Enjoy exclusive discounts and privileges at designated merchants Private Label cards – Enjoy exclusive discounts and privileges at designated merchants

  • Our Private Label cards are exclusive for designated HSBC Visa credit cardholders and give you privileges at a wide range of retailers.
  • Private Label cards include city' super card15, CODE card, Dickson card and HARVEY NICHOLS card15. For more details, go to www.hsbc.com.hk/plc_e

city' super card15

  • 5% discount on food items at city' super, LOG-ON and cookedDeli.
  • 10% discount on non-food items at city' super and LOG-ON.
  • Receive up to HK$1,000 of shopping vouchers upon spending designated amount in a year.

CODE card

  • 20% discount at marimekko® (limited to homeware) and 10% discount on brands operated by Sidefame Limited, including 45R, ANTEPRIMA and ATSURO TAYAMA, etc.
  • Special birthday coupon.

Dickson card

  • 10% discount on selected brands at Dickson Watch & Jewellery, S.T. Dupont and Chopard, and 5% discount at Christofle.
  • Receive a HK$500 shopping voucher upon spending designated amounts in a year.
  • Special birthday shopping discount.

HARVEY NICHOLS card15

  • 10% discount on participating brands at Harvey Nichols.
  • Birthday coupon and invitations to special sales promotion and events.
Red Hot Rewards – Earn RewardCash easily and enjoy gratifying rewards Red Hot Rewards – Earn RewardCash easily and enjoy gratifying rewards

  • Apart from the basic $1 RewardCash you can earn for every HK$250 you spend on your credit card, participate in "Red Hot Rewards of Your Choice" and you can enjoy up to 6X RewardCash on designated spending categories. Together with other various Red Hot Offers, you may also earn even more RewardCash. For more details please check "ways to maximise your RewardCash" and the RewardCash Calculator.

  • What kind of exciting rewards can you redeem using RewardCash?

    • Shop with RewardCash to buy your favourite items at the RewardCash e-Shop.
    • Participate in the Mileage Programme to convert your RewardCash into air miles.
    • Enrol in the RewardCash Certificate Scheme to exchange your RewardCash for cash coupons at selected merchants. Your RewardCash Certificate(s) will be mailed to you every quarter.
    • Use RewardCash to offset your spending at participating merchants.

Call 2233 3777
Visit www.hsbc.com.hk/newcardoffer

Terms and conditions apply.
View our credit card Key Facts Statement.

To borrow or not to borrow? Borrow only if you can repay!

Remarks:

  1. Designated Credit Cards include HSBC Visa Signature Card, HSBC Visa Platinum Card, HSBC Visa Gold Card, HSBC UnionPay Dual Currency Diamond Credit Card and HSBC UnionPay Dual Currency Credit Card. HSBC Visa Signature Card applicants are required to meet an annual income of HK$360,000 or assets of HK$400,000 or above. Assets include deposits and investments; properties are excluded.
  2. No welcome offer will be given to customers who have cancelled any of the personal primary credit card issued by the Bank on or after 1 January 2019. The welcome offer does not apply to applications for additional cards. Plus, each Eligible Cardholder is entitled to receive only ONE welcome offer even if he/she applies for more than one Eligible Credit Card during the Promotional Period and uses more than one Eligible Credit Card to fulfil the Spending Requirement. Each successful card applicant who fulfils the below Spending Requirement is entitled to receive the following welcome gift:
    Spending Requirement
    (Cumulative net spending within first 60 calendar days from the issuance of credit card)
    Welcome Gift for New Credit Card Customers Welcome Gift for Existing Credit Card Customers
    HK$/RMB6,000 or above $800 RewardCash $400 RewardCash
    * The conversion rate of HK$ and RMB in the above table is 1:1.
  3. Customers who have not logged onto Reward+ App on or after 1 January 2019 and before the issuance of the eligible credit card, and successfully settle its card statement or transaction via “Pay with RC” function in Reward+ App within the first 60 calendar days from the card issuance, will get extra $100 RewardCash. For quick tips on the “Pay with RC” function, please visit www.hsbc.com.hk/creditcard and select "Key Function" under the "HSBC Reward+ App" tab.
  4. The promotion ends on 31 December 2019. HSBC Visa Signature Card cardholders are entitled to extra 1.2% RewardCash automatically for all eligible transactions under all spending categories of “Red Hot Rewards of Your Choice”. Terms and conditions apply, please visit www.hsbc.com.hk/rewards for details. This offer is applicable to both primary and additional cardholders.
  5. Cardholders earn a basic $1 RewardCash for every HK$250 spent. The promotional period of “Red Hot Rewards of Your Choice” ends on 31 December 2019, and registration is required on or before 31 October 2019. Assuming a registered cardholder has allocated extra 2% RewardCash rebate to one single spending category under “Red Hot Rewards of Your Choice”, 2.4% RewardCash rebate including the basic 0.4% RewardCash rebate can be earned under the RewardCash Programme. Terms and conditions apply. For registration and details, please visit www.hsbc.com.hk/rewards.
  6. Cardholders are entitled to receive an extra 2% RewardCash rebate with respect to eligible online and overseas transactions. The promotional period is divided into phases and ends on 31 December 2019. Registration is required. Terms and conditions apply. For registration and details, please visit www.hsbc.com.hk/creditcard.
  7. Excluding tax payments.
  8. “One-for-one buffet offer” is available on a first-come-first-served basis. Advance booking is required. The offer is provided by participating merchants and terms and conditions apply, the latest offer details are designated by the relevant participating merchants’ webpages. Please visit www.visa.com.hk/signature for details.
  9. The offer is provided by participating merchants and terms and conditions apply, the latest offer details are designated by the relevant participating merchants’ webpages. For details, please visit www.unionpaypremium.com.hk/#entertainment.
  10. The offer is provided by participating merchants and terms and conditions apply, the latest offer details are designated by the relevant participating merchants’ webpages. For details, please visit www.unionpaypremium.com.hk/#travel.
  11. HSBC UnionPay Dual Currency Diamond Credit Cardholders can enjoy 3 complimentary visits to LoungeKey airport lounges with an accumulated spending of HK$12,000 or more within 2 consecutive months. Prior redemption at UnionPay’s designated website is required. Terms and conditions apply. The promotional period and latest offer details are designated by the relevant webpage and are subject to change from time to time. Please visit https://www.unionpaypremium.com.hk/ for details.
  12. Customers are required to meet the spending requirement as specified on the relevant webpage in order to enjoy a privileged rate of HK$250 per trip. Reservation must be made in advance. Terms and conditions apply. The latest offer details are designated by the relevant webpage and are subject to change from time to time. Please visit https://www.unionpaypremium.com.hk/ for details.
  13. The designated educational institutions including The Chinese University of Hong Kong / The Chinese University of Hong Kong – School of Continuing and Professional Studies (CUSCS) / Chu Hai College of Higher Education / City University of Hong Kong / City University of Hong Kong – School of Continuing and Professional Education / Community College of City University / The Education University of Hong Kong / The Hang Seng University of Hong Kong / Hong Kong Baptist University / Hong Kong Baptist University College of International Education / School of Continuing Education Hong Kong Baptist University / The University of Hong Kong / HKU SPACE / Centennial College / The Hong Kong University of Science & Technology / Lingnan Institute of Further Education / Lingnan University / The Open University of Hong Kong / The Hong Kong Polytechnic University / Hong Kong Community College / School of Professional Education and Executive Development, Hong Kong Polytechnic University (PolyU SPEED) / Hong Kong Shue Yan University.
  14. Promotion period is divided into 2 phases: (1) 1 July 2019 to 31 December 2019 and (2) 1 January 2020 to 2 March 2020. Eligible cardholders can earn up to $200 RewardCash each phase and up to $400 RewardCash for the entire Promotion Period. Designated Merchants of Education Institution include: The Chinese University of Hong Kong / Chu Hai College of Higher Education / City University of Hong Kong* / Community College of City University / The Education University of Hong Kong / The Hang Seng University of Hong Kong (formerly known as the Hang Seng Management College) / Hong Kong Baptist University* / The University of Hong Kong / The Hong Kong University of Science & Technology / Lingnan University* / The Open University of Hong Kong / The Hong Kong Polytechnic University*.
    * According to the bank record as of 29 January 2019, i) the recipient of tuition fee payment for City University of Hong Kong – School of Continuing and Professional Education is City University of Hong Kong; ii) the recipient of tuition fee payment for Hong Kong Baptist University College of International Education & School of Continuing Education Hong Kong Baptist University is Hong Kong Baptist University; iii) the recipient of tuition fee payment for Lingnan Institute of Further Education is Lingnan University; iv) the recipient of tuition fee payment of Hong Kong Community College and School of Professional Education and Executive Development is The Hong Kong Polytechnic University.
  15. Exclusive for HSBC Visa Signature Card and HSBC Visa Platinum Card cardholders only.

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Reference Number: Y9-U8-CMAS0102