Remarks:

1. Designated Credit Cards include HSBC Visa Signature Card, HSBC Visa Platinum Card, HSBC Visa Gold Card, HSBC Pulse UnionPay Dual Currency Diamond Credit Card (former name: HSBC UnionPay Dual Currency Diamond Credit Card) and HSBC UnionPay Dual Currency Credit Card. HSBC Visa Signature Card applicants are required to meet an annual income of HK$360,000 or assets of HK$400,000 or above. Assets include deposits and investments; properties are excluded.
2. No welcome offer will be given to customers who have cancelled any of the personal primary credit card issued by the Bank on or after 1 January 2019. The welcome offer does not apply to applications for additional cards. Plus, each Eligible Cardholder is entitled to receive only ONE welcome offer even if he/she applies for more than one Eligible Credit Card during the Promotional Period and uses more than one Eligible Credit Card to fulfil the Spending Requirement. Each successful card applicant who fulfils the below Spending Requirement is entitled to receive the following welcome gift:
   

   Spending Requirement (Cumulative net spending within first 60 calendar days from the issuance of credit card)	Welcome Gift for New Credit Card Customers	Welcome Gift for Existing Credit Card Customers
   HK$/RMB6,000 or above	$800 RewardCash	$400 RewardCash

   * The conversion rate of HK$ and RMB in the above table is 1:1.
3. Customers who have not logged onto Reward+ App on or after 1 January 2019 and before the issuance of the eligible credit card, and successfully settle its card statement or transaction via “Pay with RC” function in Reward+ App within the first 60 calendar days from the card issuance, will get extra $100 RewardCash. For quick tips on the “Pay with RC” function, please visit www.hsbc.com.hk/creditcard and select "Key Function" under the "HSBC Reward+ App" tab.
4. The promotion ends on 31 December 2020. HSBC Visa Signature Card cardholders are entitled to extra 1.2% RewardCash automatically for all eligible transactions under all spending categories of “Red Hot Rewards of Your Choice”. Terms and conditions apply, please visit www.hsbc.com.hk/rewards for details. This offer is applicable to both primary and additional cardholders.
5. Cardholders earn a basic $1 RewardCash for every HK$250 spent. The promotional period of “Red Hot Rewards of Your Choice” ends on 31 December 2020, and registration is required on or before 31 October 2020. Assuming a registered cardholder has allocated extra 2% RewardCash rebate to one single spending category under “Red Hot Rewards of Your Choice”, 2.4% RewardCash rebate including the basic 0.4% RewardCash rebate can be earned under the RewardCash Programme. Terms and conditions apply. For registration and details, please visit www.hsbc.com.hk/rewards.
6. Cardholders are entitled to receive an extra 2% RewardCash rebate with respect to eligible online and overseas transactions. The promotional period is divided into phases and ends on 31 December 2020. Registration is required. Terms and conditions apply. For registration and details, please visit www.hsbc.com.hk/creditcard.
7. Different participating merchants may have different promotional periods and 30% off is only applicable to selected participating merchants. For details, please refer to www.hsbc.com.hk/creditcard. Terms and conditions apply.
8. The offer is applicable to HSBC Visa Signature cardholders and available on a first-come-first-served basis. Advance booking is required. The offer is provided by participating merchants and terms and conditions apply, the latest offer details are designated by the relevant participating merchants’ webpages. Please visit www.visa.com.hk/signature for details.
9. The offer is applicable to HSBC Visa Signature cardholders. Cardholders are required to settle the payment with an Eligible Credit Card via mobile payment or Visa contactless payment and present a valid same-day boarding pass with the same Cardholder's name upon payment for verification purposes. Each Cardholder can only enjoy the offer once per day. Terms and conditions apply. For details, please visit www.hsbc.com.hk/creditcard.
10. Cardholders can enjoy an instant discount of HK$30 for single transactions of HK$300 or above made with HSBC Visa Card via mobile payment or Visa contactless payment function; each cardholder can only enjoy the Offer once per day. Terms and conditions apply. For details, please visit www.hsbc.com.hk/creditcard.
11. Private Label cards are not applicable to HSBC Pulse UnionPay Dual Currency Diamond credit card (former name: HSBC UnionPay Dual Currency Diamond credit card) and HSBC Dual Currency credit card. city'super card and HARVEY NICHOLS card are exclusive for HSBC Visa Signature Card and HSBC Visa Platinum Card cardholders only. Terms and conditions apply, please refer to www.hsbc.com.hk/privatelabelcard for details.
12. The offer is applicable to HSBC Visa Signature cardholders. The cinema ticket offers are applicable to payment via mobile payment or Visa contactless payment at Emperor Cinemas box office counter, and purchases at Emperor Cinemas ticketing kiosk, website and mobile app. Terms and conditions apply. For details, please visit www.hsbc.com.hk/creditcard.
13. The offer is applicable to HSBC Pulse UnionPay Dual Currency Diamond credit card (former name: HSBC UnionPay Dual Currency Diamond credit card). The offer is provided by participating merchants and terms and conditions apply, the latest offer details are designated by the relevant participating merchants’ webpages. For details, please visit www.unionpaypremium.com.hk/#entertainment.
14. Cardholders can enjoy HK$300 spending rebate for single transactions of HK$3,000 or above made via Apple Pay. Only applicable to the flight tickets that are originated and issued in Hong Kong. Each cardholder is only entitled to receive a maximum of HK$300 spending rebate for each month during the promotional period. Terms and conditions apply. For details, please visit www.hsbc.com.hk/creditcard.
15. The offer is applicable to HSBC Visa Signature cardholders. Bookings must be made via designated Agoda website (www.agoda.com/hsbcvshk) or by accessing the Agoda mobile app through the designated Agoda website. Terms and conditions apply. For details, please visit www.hsbc.com.hk/creditcard.
16. The offer is applicable to HSBC Visa Signature cardholders. Cardholders are required to present both their HSBC Visa Signature Card and the original printed merchant receipt / credit card pay slip at the reception counter for verification purpose. Terms and conditions apply. For details, please visit www.hsbc.com.hk/creditcard.

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Reference Number: Y9-U8-CMAS0102