Join HSBC Premier on or before 31 August 2018 and enjoy welcome rewards worth up to HKD16,8001, plus a free online course from The Wharton School2, and a ‘Below Balance Fee’ waiver3 for the first 6 months. Your rewards include up to HKD800 of shopping coupons4 if you apply successfully for an HSBC Premier MasterCard® credit card and spend HKD10,000 or more on your card.

Reward Type Reward Conditions Reward Amount
Total Relationship Balance Offer* 6 Maintain a Total Relationship Balance of HKD1,000,000 or above HKD300
  - or -
New Fund Offer* 5 HKD1,000,000 to less than HKD3,000,000 HKD1,500
HKD3,000,000 to less than HKD5,000,000 HKD2,500
HKD5,000,000 to less than HKD8,000,000 HKD5,000
HKD8,000,000 or above HKD14,000
Investment Product Take-up Offer 7 Accumulated take-up value of HKD500,000 to less than HKD1,000,000 HKD300
Accumulated take-up value of HKD1,000,000 or above HKD600
Auto Payroll Offer 8 Set up a monthly auto payroll of HKD50,000 to less than HKD80,000 HKD800
Set up a monthly auto payroll of HKD80,000 or more HKD1,200
Junior Pack Offer Successfully apply 1 Junior Pack HKD100
Successfully apply 2 Junior Packs HKD200
HSBC Premier MasterCard ® Welcome Offer 3 Existing customers upgrade HKD500
New customers HKD800
Maximum Rewards Amount HKD16,800
Extra Offer:
> Enjoy up to 8.25% p.a. interest rate 9 on foreign currencies time deposit.
> 50% Discount 10 on First Year Premium of HomeSurance Plan

Terms and Conditions apply.
* Required to have successfully opened Premier investment account, and registered for HSBC Personal Internet Banking

Free online course from The Wharton School of The University of Pennsylvania

Additionally, eligible customers who have successfully applied or upgraded to a Premier Account between 10 July and 31 August 2018 will get a chance to enjoy a free online course11 on entrepreneurship from The Wharton School. Take this opportunity to develop an entrepreneurial mindset and hone the skills you need to develop a new enterprise, with curated content from a prestigious Ivy League university.

The Wharton School is the business school of the University of Pennsylvania. With over a hundred years of history, it is the world’s first collegiate school of business, and was ranked #1 in “Best Business Schools in America 2017” by Forbes magazine.

Eligible customers are entitled to pick any one of the four online courses12 from the Wharton Online Entrepreneurship Specialization series. After successfully completing the free course, you will receive a printed certificate from The Wharton School. You will also have the option to sign up for the remaining three courses to develop comprehensive understanding of growing and managing new enterprises.13

Click here to learn more

Have a life full of rewards

As a premier customer you are entitled to a range of preferential services, rates and benefits.

Click here to learn more

The HSBC Premier MasterCard® offers you a full range of lifestyle benefits:

  • Enjoy HKD800 rebate and extra 800 AsiaMiles for flight booking via Cathay Pacific website (www.cathaypacific.com/HSBC) with single transaction of HKD8,000 or above.
  • Enjoy 15% off hotel rooms for booking via designated Expedia website and complimentary Expedia+ Gold membership for 12 months.
  • Enjoy a one-way airport limousine service for just HKD250 to or from any of the designated airports upon conducting two single transactions of HKD800 (or its equivalent) or above each.
  • Earn 15 British Airways Avios / KrisFlyer Miles with just $1 RewardCash.
  • Buy 1 Get 1 Free dining privileges at Michelin Restaurants.
  • Enjoy the third and fourth nights for free on stays at the participating hotels of AccorHotels and Banyan Tree Hotels & Resorts throughout Asia Pacific for 4 consecutive nights booked via Flight Centre.
  • Enjoy perpetual annual fee waiver and free Pre-approved additional cards for your family members

Discover more offers and find terms and conditions here.

Join HSBC Premier today — and discover a life filled with more!

Or Call 2233 3377

Remarks:

  1. The welcome rewards worth up to HKD16,800 comprises the sum of up to HKD16,000 cash rebate under the HSBC Premier Welcome Offer, and up to HKD800 worth of shopping coupons under the HSBC Premier MasterCard® Welcome Offer. Terms and conditions apply. Please refer to the promotional materials or contact our staff for details.
  2. Eligible customers who have successfully applied for or upgraded to a Premier Account between 10 July and 31 August 2018 will get a chance to enjoy a free online course on entrepreneurship from the Wharton School. Please refer to the terms and conditions for details.
  3. Customers after upgraded their account to Premier are required to maintain an average daily TRB for 3 consecutive months at HKD1 million or above, or a monthly below balance fee of HKD380 will apply after the 6-month Fee Waiver Offer ends.
  4. Terms and Conditions apply. Please refer to the HSBC Premier Welcome Rewards - Promotional Terms and Conditions for full details.
  5. This offer is only for Eligible Customers who (i) successfully open/convert an account to a Premier Account during the promotional period, and (ii) have successfully opened and maintained a valid Premier investment account, and have successfully registered for/or maintained HSBC Personal Internet Banking as at the last day of the first calendar month after the month of account opening/conversion and have successfully logged in Personal Internet Banking at least once on or before such date, and (iii) place New Funds of at least HKD1,000,000 in the Premier Account on or before the last day of the first calendar month after the month of account opening/conversion, and (iv) maintain the New Funds for the second and third calendar months after the month of account opening/conversion. Please refer to the HSBC Premier Welcome Rewards - Promotional Terms and Conditions for the definition of “Average Daily Total Relationship Balance” and “New Funds”.
  6. If Customer cannot meet the below New Fund Offer requirements, but can meet (i) successfully open/convert an account to a Premier Account during the promotional period, and (ii) have successfully opened and maintained a valid Premier investment account, and have successfully registered for/or maintained HSBC Personal Internet Banking as at the last day of the first calendar month after the month of account opening/conversion and have successfully logged in Personal Internet Banking at least once on or before such date, and (iii) maintain at least HKD1,000,000 for the second and third calendar months after the month of account opening/conversion, Customer can enjoy the TRB Offer. Please refer to the HSBC Premier Welcome Rewards - Promotional Terms and Conditions for details.
  7. The offer is only applicable to Eligible Customers who successfully take up wealth management product(s) under any of the following product categories and reached a specified accumulated amount: (i) lump sum subscription of Unit Trusts including transfer-in or deposit from a non-HSBC account (excluding Unit Trusts Monthly Investment Plans and switching of Unit Trusts), (ii) purchase of Bonds/Certificates of Deposit (excluding bonds in respect of initial public offering), (iii) subscription of Structured Investment Products, (iv) placement of Renminbi (“RMB”)/ foreign currency time deposits with New Funds, and (v) purchases of securities (all types of stocks). To enjoy the offer, any such transaction must be executed via a Premier investment account during the period from the date of account opening/conversion to the last day of the calendar month following the month of account opening/conversion (for the transfer-in or deposit of Unit Trust from a non-HSBC account, such period can be extended to the last day of the second calendar month following the month of account opening/conversion). Please refer to the HSBC Premier Welcome Rewards - Promotional Terms and Conditions for details.
  8. An Eligible Customer who has auto payroll records with the Bank during the 6 months prior to the first deposit of monthly payroll amount made and received by the Bank under this promotion, will not qualify for the Payroll Offer. The monthly auto payroll amount appearing in the Bank’s records shall be final and conclusive. Please refer to the HSBC Premier Welcome Rewards - Promotional Terms and Conditions for details.
  9. The above interest rate is indicative as of 29 May 2018 and tenor of 1 month. It is not guaranteed and subject to revision, as per prevailing market conditions. Terms and conditions apply.
  10. This Offer is applicable to HSBC Premier customers who apply for a HomeSurance Plan C. Please refer to the HSBC Premier Welcome Rewards - Promotional Terms and Conditions for details.
  11. The registration and the delivery of the courses will be in English only.
  12. To qualify for this offer, the customers must provide a valid email address according to the Bank’s record.
  13. Customers have to pay USD300 if they opt to sign up for the remaining three courses.

To borrow or not to borrow?
Borrow only if you can repay!

Important Risk Warning

  • Some of the investment products are structured products which may involve derivatives. The investment decision is yours but you should not invest unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.
  • The price of securities/structured products may move up or down. Losses may be incurred as well as profits made as a result of buying and selling securities/structured products.
  • Investors should not base on this marketing material alone to make investment decisions.
  • Investment involves risk and past performance is not indicative of future performance. Please refer to the offering documents for further details, including fees and charges and risk factors.
  • Issuer's Risk – you rely on the issuer's creditworthiness. Bonds are subject to both the actual and perceived measures of creditworthiness of the issuer. There is no assurance of protection against a default by the issuer in respect of the repayment obligations. In the worst case scenario (eg insolvency of the issuer), you might not be able to recover the principal and interest/coupon, if applicable, and the potential maximum loss could be 100% of invested amount and no coupon received.
  • In the worst case scenario (eg insolvency of the issuer), you might not be able to recover the principal and interest/coupon, if applicable, and the potential maximum loss could be 100% of the investment amount and no coupon received.
  • Currency conversion risk – the value of your foreign currency and RMB deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency and RMB deposit to other currencies at an exchange rate that is less favourable than the exchange rate in which you made your original conversion to that foreign currency and RMB, you may suffer loss in principal.
  • RMB denominated products are subject to liquidity risk as there may be no regular trading and active secondary market for RMB Income Instruments. The bid and offer spread of the price of RMB Income Instruments may be large, so investors may incur significant trading and realisation costs and may suffer losses accordingly.
  • Deposit Plus and Structured Investment Deposit are not available for customers who are US citizen / with US nationality, are US resident or US tax payer, or have a US address (e.g. primary mailing, residence or business address in the US).

* Only applicable to existing HSBC Advance/Personal Integrated Account holders who fulfil the minimum Total Relationship Balance. Click here for a step-by-step guide on online upgrade.

HSBC adopts the latest internet security measure with the adoption of EV SSL Certificate (Extended Validation SSL Certificate). With this verification certificate in place, you will instantly know you're on a genuine HSBC website. We suggest checking the digital certificate on a desktop computer. For more tips on internet security, please click here.