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Open an HSBC One account via HSBC HK App in just 5 minutes2 to enjoy up to 3.675% p.a. bonus HKD savings rate, plus Flash Friday ✌🏻 exciting offers up for grabs🎁!
Open an HSBC One account via HSBC HK App in just 5 minutes2 to enjoy up to 3.675% p.a. bonus HKD savings rate, plus Flash Friday ✌🏻 exciting offers up for grabs🎁!
Open an Account
Open an Account
Just as phones get annual upgrades, HSBC One has been upgraded too. HSBC One 2.0, an all-in-one account that offers comprehensive digital banking services with exclusive benefits such as the new Flash Friday ✌🏻 rewards, auto payroll set-up and savings rates offers, designed to elevate your banking experience and lifestyle. Additionally, maintain a total relationship balance of HKD500,000 or above with us to access exclusive upgraded benefits!
Flash Friday✌🏻 | Savings | Investment & Insurance | HKD500k+ Upgraded Rewards | Debit Card & Credit Card | Mobile Banking

Where Life Meets Style - Flash Friday✌🏻 Lifestyle Rewards

Thought only credit cardholders get rewards? Banking customers do too! Get a chance to unlock exciting rewards for travel, entertainment and health — tune in every second Friday of the month.

Proudly presenting December’s Flash Friday✌🏻 : Win 2 Movie Tickets at Emperor Cinemas (valued at HKD280), with 2 tickets x 2,500 sets up for grab. Mark your calendar on 13 December 2024 at 11am to grab yours! Reminder: you’ll need to complete a minimum of 2 transactions of any one of the eligible activities in previous month.
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  • Giveaway of travel, entertainment, and health rewards on every second Friday of the month at 11am. Just submit the registration form to grab your reward and enjoy your happy Friday!
  • Rewards are on first-come, first-served basis.
UpgradeConsolidate to upgrade – Priority pass: get early access to start grabbing at 10am before everyone else >

Terms and conditions apply.

Let interest grow

Why let your salary just sit idle when it can be working harder for you? Simply complete these 3 challenges - (1) deposit new funds, then (2) set up auto-payroll, and (3) exchange foreign currencies, to enjoy up to a total of 4.05% p.a. HKD savings rate for new HSBC One customers; and up to a total of 3.55% p.a. HKD savings rate for existing HSBC One customers.
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  • New HSBC One customer: Complete the 3 challenges above to enjoy up to a total of 4.05% p.a. HKD savings rate (3.675% p.a. bonus HKD savings rate + 0.375% p.a. basic HKD savings rate1)!
    Learn more
  • Existing HSBC One customer: Maintain an average total relationship balance of HKD500,000 or above with us in previous 2 months, register and complete the 3 challenges above to enjoy up to a total of 3.55% p.a. HKD savings rate (3.175% p.a. bonus HKD savings rate + 0.375% p.a. basic HKD savings rate1)!
    Register for offer

Get Wealth, Get Health. Rewarding

While you invest and insure, HSBC One 2.0 brings you even more perks right now!
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  • HSBC VHIS Flexi Plan
    Apply online with promo code “MEDI30” to enjoy a 30% off discount on your first-year premium
    Terms and conditions apply.
  • HSBC Swift Guard Critical Illness Plan
    Apply online with promo code “SAVE15” to enjoy up to 15% off discount on your first-year premium
    Terms and conditions apply.
  • HSBC Family Protector Term Life
    Apply online with promo code “SAVE8M” to enjoy 8-month premium waiver for the first year
    Terms and conditions apply.
  • New HSBC One customers can enjoy free cancer coverage of HKD100,000
    Terms and conditions apply.
  • HSBC One 2.0 “Investment Start Up”
    When investment newbie meets AI. Could this be your investment level up? In just 2 minutes, you'll understand how rate cuts may impact you!
# For details, please visit our HSBC Trade25 offer website.
@ For details, please visit our HSBC Top Trader Club offer website.
Upgrade

Funds in, rewards up

Maintain an average Total Relationship Balance of HKD500,000 or above with us in previous 2 months to access exclusive upgraded benefits.
Learn more

 

Lifestyle rewards Flash Friday✌🏻 With your priority pass, get early access to exclusive reward starting at 10am before everyone else.
Terms and conditions apply.
Savings rewards Savings Rate Existing HSBC One customers who completed designated challenges can register to enjoy 3.175% p.a. bonus HKD savings rate for three months.
Terms and conditions apply.
Investment rewards Currency Exchange New currency exchange customer* can enjoy an HKD108 cash rebate by performing currency exchange transactions^ within the promotional period.
Terms and conditions apply.
HSBC Trade25 Join and get an additional reward of HKD400 Apple Store Gift Card by completing 4 more eligible HK/US/China A stock trades in any amount.#
Terms and conditions apply.
HSBC Top Trader Club Get an extra cash reward of HKD400 upon Top Trader Club sign-up and completion of 4 additional eligible HK/US/China A stock trades.@
Terms and conditions apply.
Insurance rewards HSBC VHIS Flexi Plan Apply online with promo code“ONE50”to enjoy a 50% off discount on your first-year premium.
Terms and conditions apply.
HSBC Swift Guard Critical Illness Plan Apply online with promo code“ONE60”to enjoy a 60% off discount on your first-year premium. (applicable to 5-year premium payment period only)
Terms and conditions apply.
HSBC Family Protector Term Life Apply online with promo code“ONE10M”to enjoy 10-month premium waiver for the first year.
Terms and conditions apply.
Loan rewards Personal Instalment Loan Earn a HKD500 cash rebate for a successful loan application with an approved amount of HKD100,000 or above.
Terms and conditions apply.
*A new currency exchange customer is a customer who has not made any currency exchange transactions with HSBC from 1 May 2024 to 31 October 2024 (both dates inclusive).
^ Accumulate eligible currency exchange transactions of HKD100,000 (or its equivalent) via HSBC Personal Internet Banking / Mobile Banking, HSBC Mastercard® Debit Card or Branch / Phone banking.
# For details, please visit our HSBC Trade25 offer website.
@ For details, please visit our HSBC Top Trader Club offer website.
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Debit or credit, reward as you spend

Discover the hottest year-round offers with HSBC credit cards and Mastercard® Debit Card. Enjoy exclusive benefits at over 10,000 merchant outlets!
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5 minutes mobile account opening – banking made easy

Manage your everyday banking, right in the palm of your hand. Experience it today—open an HSBC One account via HSBC HK App in just 5 minutes2! Updates are underway, stay tuned!
Remarks
Terms and conditions apply. To borrow or not to borrow? Borrow only if you can repay! This information and offers are intended for persons in Hong Kong.
Investment involves risks.
Currency conversion risk - the value of your foreign currency and RMB deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency and RMB deposit to other currencies at an exchange rate that is less favourable than the exchange rate in which you made your original conversion to that foreign currency and RMB, you may suffer loss in principal.
1Board Rate is only applicable to HKD Saving Account(s). Board Rate stated above are for reference only and are not guaranteed. The aforesaid rate is subject to change from time to time and at the Bank’s sole and absolute discretion. For the latest Board Rate, please visit HSBC website > Banking > Savings accounts > Find out more > Interest rates.
2Actual time may differ depending on individual circumstances.

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