To better understand the perspectives and needs of the middle class regarding overseas education for their children, HSBC Premier conducted an online survey in 2025. The survey engaged over 1,300 parents aged 24 to 64, each holding at least HKD 1 million in liquid assets and with children aged 6 to 22. Findings reveal that nearly 70% of respondents view Hong Kong as a global centre for further education, while 30% have started planning their children’s international education from primary school onwards.
Hong Kong's attractiveness is attributed to its top-ranked universities, internationally recognised degrees, diverse cultural environment, and significant global exposure. The widespread acceptance of the Hong Kong Diploma of Secondary Education (HKDSE) further strengthens its position, enabling students to pursue higher education opportunities both in Mainland China and abroad.
Parents estimate an average education budget of
HKD
2.2 million
Actual spending often reaches approximately
HKD
2.8 million
a shortfall of
more than
20%
72 % rely on investment returns as a primary funding source,
while more than half tap into retirement savings or existing reserves.
Many are also adjusting their personal spending to redirect funds toward their children’s education.
Let HSBC Premier guide you through every step in preparing for your global education journey with a comprehensive suite of solutions and global support.
We understand that preparing for your children’s overseas study requires early and comprehensive planning, and uncertain variables may exist througout the journey. With HSBC Premier’s wide range of global support, you can open overseas accounts and conduct global transfers easily in advance, and make wiser decisions on studying abroad. To help you make informed choices, we are delighted to present you with the first-in-town Chief Education Officer, enabling you to plan better for your children’s overseas study.
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