Returns may vary with different payment mode and application channel. Please refer to the Product Brochure for details.
Whether you hope to see the world or buy a piece of it, let us help you make your dreams come true with our HSBC FirstSave Insurance Plan.
Receive 108% to 112%1 of the total premiums you’ve paid at maturity, depending on whether you're pre-paying2, or paying monthly or annually
Spread your payments over 2 years
Pay using an HSBC HKD bank account or HSBC credit card if you apply online
Protect your loved ones while meeting your saving goals
HSBC FirstSave Insurance Plan is a life insurance plan with a savings element. It’s not equivalent or similar to any kind of deposit, and is underwritten by HSBC Life (International) Limited.
See how HSBC FirstSave helps Jenny save while protecting loved ones
Saving is the first step to keeping your promise
“On my way to becoming a professional singer, I was determined to keep a promise I made to my mum – to inspire others with my music. So I scrimped, saved and travelled the world, busking wherever I went and touching the lives of those who heard me. Thanks to HSBC FirstSave, these days it's easier to save, so we can all achieve the goals we have for tomorrow." Kimman Wong – Singer-songwriter and TV host
You may be also eligible for the following additional benefits, with no additional premiums required.
Please note, 'you' refers to either the life insured or policyholder of the plan.
To apply, you need to:
For detailed product features, please refer to product summary of product brochure.
Please note, for online applications, your premium payments will be made in HKD and your policy will be issued in USD. Hence, fluctuating exchange rates may affect your policy.
Please note, the maximum sum per life insured via online application is USD100,000. Multiple policies can be taken via different application channels provided that the total sum insured for each life insured by FirstSave does not exceed USD1,625,000.
HSBC FirstSave Insurance Plan Product Brochure (PDF, 342KB)
See product summary, important notes and key risks in the product brochure
HSBC FirstSave Insurance Plan Policy Provisions (PDF, 247KB)
See detailed Terms and Conditions in Policy Provisions
Unemployment benefit6(PDF, 266KB)
See Terms and Conditions for each supplementary benefit.
The above information is intended as a general summary. Please refer to the Policy Provisions for exact terms and conditions and details of the exclusions.