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Critical Illness 101: 6 Key Facts You Need to Know

Why should I have critical illness insurance? What’s the application process? What’s not typically covered by a critical illness policy? The videos may help.

2. What’s the application process?

3. What is a Critical Illness policy?

4. How does critical illness cover work?

5. What’s not typically covered by a critical illness policy?

6. What happens if I need to make a claim?

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Disclaimer

The above examples and scenarios are hypothetical and for illustrative purposes only. The information contained in this video is for general reference only and is not intended to constitute a recommendation or advice to any person or to be the basis for any financial decision. No person should act on any information in the video without seeking professional advice. Details will need to be considered on a case-by-case basis, subject to the terms of the relevant policy.

The information contained in this video does not constitute an offer for the purchase or sale of any banking or insurance products or services. Products and services are subject to individual needs and circumstances. Contact your financial planner to review your financial and protection needs. Under any and all circumstances, HSBC Life (International) Limited and/or the HSBC Group shall not be liable for any damages, losses or liabilities, including but not limited to direct or indirect, special, incidental, consequential damages, losses or liabilities, in connection with your or any third party’s use of this video or your reliance on or use of or inability to use the information contained in this video. This video should not be reproduced or further distributed to any person or entity, whether in whole or in part, for any purpose.

HSBC Life has based this video on information obtained from sources it believes to be reliable, but which it has not independently verified. HSBC Life and HSBC makes no guarantees, representations or warranties and accepts no responsibility or liability as to its accuracy or completeness. Information in this video is subject to change without notice. HSBC Life is authorised and regulated by the Insurance Authority to carry on long-term insurance business in the Hong Kong SAR. HSBC Life is incorporated in Bermuda with limited liability, and is one of the HSBC Group’s insurance underwriting subsidiaries. The Hongkong and Shanghai Banking Corporation Limited ('HSBC') is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an agency of HSBC Life for the distribution of life insurance products in the Hong Kong Special Administrative Region. Insurance products provided by HSBC Life are only intended for sale through HSBC in the Hong Kong SAR. Policyholders are subject to credit risk of HSBC Life. For monetary disputes arising between HSBC and you out of the selling process or processing of the related transaction, HSBC will enter into a Financial Dispute Resolution Scheme process with you; however any dispute over the contractual terms of the product should be resolved between HSBC Life and you directly. For details and information about HSBC Life products, please visit the insurance-related pages at HSBC’s website or visit our branch.

All the information in the video is updated as of November 2023

Issued by HSBC Life (International) Limited (Incorporated in Bermuda with limited liability)

© Copyright. HSBC Life (International) Limited. All rights reserved.

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