From starting and raising our families to entering our golden years, each stage of life brings its own needs and obligations. Our HSBC Family Goal Insurance Plan helps to safeguard your loved ones with life insurance protection plus enhancement of your life coverage for the first 20 years, allowing you to set sail in security throughout various stages of life.
Life protection throughout different stages of your life
Enjoy enhanced protection during the first 20 years of the policy with the sum insured equivalent to around 3X total premiums1 plus the non-guaranteed Special Bonus
Coverage for life’s unforeseen events
Receive an advance payment from the Cancer and Disability Benefit2 to cover for unexpected medical expenses. An advance payment will also apply if your child3 is diagnosed with cancer
Potential savings for your hassle-free senior years
Realise the potential growth in policy value with a choice to exercise the Policy Value Management Option4 to lock in part of the policy value for wealth preservation and financial certainty
HSBC Family Goal Insurance Plan is a whole life insurance plan with a savings element underwritten by HSBC Life (International) Limited ("HSBC Life"). It is not a bank deposit or bank savings plan. Policyholders are subject to HSBC Life's credit risk and early surrender loss. Please refer to the product brochure for details.
Book an appointment for face-to-face or video-enabled meeting here:
Or via (852) 2233 3130
(Monday to Friday from 11:00am to 7:30pm except public holidays)
HSBC Jade and Premier customers
Contact your Relationship Manager
Get up to 10% off your first-year premium.
Offer ends 31 October 2021. T&Cs apply
Earn up to an extra $3,000 RewardCash!
Pay new policy’s premium to HSBC Life with HSBC Premier Mastercard® Credit Card* to enjoy the offer.
Offer ends 31 December 2021. T&Cs apply
Complimentary special benefits for COVID-19. See details
With HSBC Family Goal Insurance Plan, you can join HSBC Life Well+, our 24-month wellness reward programme, and earn an Apple Watch8 or up to $1,200 RewardCash.
Join now and earn an extra $500 RewardCash!
To apply, you need to:
|Premium payment period/ issue age||
|Policy term||Up to age6 99|
|Minimum sum insured (per policy)||USD 25,000|
|Payment mode||Pay in annually or monthly9|
An opportunity for long-term capital growth while enjoying life protection, with the option to transfer your plan according to your wishes.
Enjoy term life protection plus the option to add medical and accidental death coverage under one plan. Apply online and enjoy premium waiver now.
The above plans are life insurance plan underwritten by HSBC Life (International) Limited. Policyholders are subject to the credit risk of HSBC Life and early surrender loss.
Manage your policy online
Access your policy details anytime, anywhere on both your HSBC HK Mobile Banking app and our Personal Internet Banking webpage, so you can check your benefits, coverage, premium due dates and much more at your fingertips.
Make a claim
Sometimes life doesn't go according to plan and you'll want to make an insurance claim as soon as possible.
Simply call our Tele-Consultants at (852) 3128 0122 who will assist you in preparing your relevant claim request(s).
*To borrow or not to borrow? Borrow only if you can repay!
HSBC Family Goal Insurance Plan is a life insurance plan underwritten by HSBC Life (International) Limited (“HSBC Life”) which is authorised and regulated by the Insurance Authority ("IA") to carry on long-term insurance business in the Hong Kong SAR. Please refer to the product brochure for detailed features and the policy provisions for the detailed terms and conditions.
HSBC Life is incorporated in Bermuda with limited liability, and is one of the HSBC Group's insurance underwriting subsidiaries. The Hongkong and Shanghai Banking Corporation Limited ('HSBC') is an insurance agent authorised by HSBC Life. This product is a product of HSBC Life but not HSBC and it is intended only for sale in the Hong Kong SAR. Your benefit is subject to the credit risk of HSBC Life. Your premiums paid will form part of HSBC Life's assets. You do not have any rights or ownership over any of those assets. Your recourse is against HSBC Life only.
For monetary disputes arising between HSBC and you out of the selling process or processing of the related transaction, HSBC will enter into a Financial Dispute Resolution Scheme process with you; however, any dispute over the contractual terms of the product should be resolved between HSBC Life and you directly.