3-in-1 solution with enhanced protection for the first 20 years , offering life protection, untapped savings appreciation, cancer benefit covering your children^
A simple term life insurance plan with no savings element and allows you to apply online
Provides protection and saving features, plus the flexibility to adjust the sum insured to fit your changing needs at different stages of your life.
Covers death and up to 60 critical illnesses and provides critical illness benefits with maximum claim amounts of up to 200% of the sum insured for each of the two illness groups (Cancer Illness Group and Non-Cancer Illness Group).
^ The cancer benefit is applicable to the first 20 policy years. Only one claim can be made by either the life insured or his or her child aged below 18 under this coverage.
Please refer to the respective product brochures, fact sheets and policy provisions for details of the above products, and the benefits and risks which are subject to the terms and conditions.
The above life insurance plans are not equivalent or similar to any kind of deposit. If the policyholder discontinues and / or surrenders the insurance plan in the early policy years, the amount of the benefit he / she will get back may be considerably less than the amount of the premium he / she has paid.
You are subject to the credit risk of HSBC Life (International) Limited. Your premiums paid will form part of the Company's assets. You do not have any rights or ownership over any of those assets. Your recourse is against the Company only. This product is a product of the Company but not HSBC and it is intended only for sale in the Hong Kong SAR.
HSBC Life (International) Limited is incorporated in Bermuda with limited liability, and is one of the HSBC Group’s insurance underwriting subsidiaries.
The above life insurance plans are underwritten by HSBC Life (International) Limited (“HSBC Life”), which is authorised and regulated by the Insurance Authority of the Hong Kong SAR to carry on long-term insurance business in the Hong Kong SAR. HSBC Life will be responsible for providing your insurance coverage and handling claims under your life insurance policy. The Hongkong and Shanghai Banking Corporation Limited (“the Bank”) is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agent of HSBC Life for the distribution of life insurance products in the Hong Kong SAR. The above products are products of HSBC Life but not the Bank and they are intended only for sale in the Hong Kong SAR. For product details and related charges, please refer to the relevant brochures and policy provisions.