Life Protection

At HSBC Life, we provide insurance plans designed to help you protect what is important to you and your family.

Customer exclusives

Our suite of protection solutions offers you whole of life protection, flexible premium payment, additional illness and disability benefits and ONEdna+ DNA Test* for selected plans.

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HSBC Family Goal Insurance Plan

A whole life insurance plan with a savings element, designed to cater for your needs from family matters to serious medical issues to your retirement.

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HSBC Cancer Term Protector#

A 2-in-1 life insurance plan with cancer protection which supports online application.

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HSBC Term Protector

A simple term life insurance plan with no savings element and allows you to apply online

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Goal Access Universal Life Plan (Protection)

Provides protection and saving features, plus the flexibility to adjust the sum insured to fit your changing needs at different stages of your life.

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HSBC Comprehensive Critical Illness Protection Plan

Covers death and up to 60 critical illnesses and provides critical illness benefits with maximum claim amounts of up to 200% of the sum insured for each of the two illness groups (Cancer Illness Group and Non-Cancer Illness Group).

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Jade Global Generations Universal Life / Jade Ultra Generation Universal Life

Designed for long term life protection. Allows you to plan flexibly for your family’s future.

Privileged Term Protection Plan

Offers you financial support and protection for your family, term life coverage up to the age of 80

Mortgage Protection Plan

Protect your mortgage repayments in the event of your death, ensuring your family can continue living in the family home, safe in the knowledge that mortgage payments are covered.

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WholeLife Protection Plan

Offers whole of life protection with guaranteed savings.

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^ Covering the insured’s children under the age of 18 for the policy’s first 20 years.

Please refer to the respective product brochures, fact sheets and policy provisions for details of the above products, and the benefits and risks which are subject to the terms and conditions.

For enquiry, please contact your relationship manager.

* Applicable to designated plans only – including Family Goal Insurance Plan, Goal Access Universal Life Plan (Protection), HSBC Comprehensive Critical Illness Protection Plan, Jade Global / Jade Ultra Global Generations Universal Life (not applicable if the policy currency is CNY), Privileged Term Protection Plan, WholeLife Protection Plan and HSBC Ruby Global Life Insurance Plan. ONEdna+ DNA Test is provided by Prenetics Limited. Terms and conditions apply (3-page PDF 589KB).

# Successfully apply HSBC Cancer Term Protector to enjoy ONEdna Hereditary Cancer Screening. Terms and Conditions (2-page PDF 200 KB).

The above life insurance plans are not equivalent or similar to any kind of deposit. If the policyholder discontinues and / or surrenders the insurance plan in the early policy years, the amount of the benefit he / she will get back may be considerably less than the amount of the premium he / she has paid.

You are subject to the credit risk of HSBC Life (International) Limited. Your premiums paid will form part of the Company's assets. You do not have any rights or ownership over any of those assets. Your recourse is against the Company only. This product is a product of the Company but not HSBC and it is intended only for sale in the Hong Kong SAR.

HSBC Life (International) Limited is incorporated in Bermuda with limited liability, and is one of the HSBC Group’s insurance underwriting subsidiaries.

The above life insurance plans are underwritten by HSBC Life (International) Limited (“HSBC Life”), which is authorised and regulated by the Insurance Authority of the Hong Kong SAR to carry on long-term insurance business in the Hong Kong SAR. HSBC Life will be responsible for providing your insurance coverage and handling claims under your life insurance policy. The Hongkong and Shanghai Banking Corporation Limited (“the Bank”) is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agent of HSBC Life for the distribution of life insurance products in the Hong Kong SAR. The above products are products of HSBC Life but not the Bank and they are intended only for sale in the Hong Kong SAR. For product details and related charges, please refer to the relevant brochures and policy provisions.