Get Our Spring Offer, Take Your Savings Higher!

🌸 Spring into savings: What are the perks of getting insurance now?

Spring is here, and it’s the perfect time to make a new wealth plan! Want to keep growing your savings and enjoy a premium rebate at the same time? 💰

🎇 Apply online for HSBC Swift Save Insurance Plan now, and enjoy our exclusive spring offer: a premium rebate of up to $750 RewardCash (RC)¹ + guaranteed HKD return of up to 3.70% p.a.²！🎁

Unlock premium rebate with our Spring Offer!

Apply online for HSBC Swift Save Insurance Plan with the promo code ‘SPRING’ now. If your first-year premium / annualised new premium³ reaches the designated amount, you’ll enjoy the following RewardCash (RC) premium rebate:

First-year premium / annualised new premium (ANP)³	RC premium rebate
≥HKD150,000	$750
HKD100,000–HKD149,999	$300

Get a quote now

HSBC Swift Save Insurance Plan offers guaranteed returns in multiple currencies. Pay premiums for 2 years, and guaranteed returns will be yours to enjoy after 3 or 5 years. Apply with promo code ‘SPRING’ to enjoy the following return rates after discount:

Currency	3 years	5 years
HKD	3.14% p.a.	3.70% p.a.
USD	3.49% p.a.	4.20% p.a.
GBP (New!)	3.60% p.a.	Not applicable

(based on lump sum payment)

How to maximize your rewards

If you use the promo code ‘SPRING’ to take out a 5-year HSBC Swift Save Insurance Plan with a lump sum payment of HKD300,000 (before discount), i.e. ANP of HKD151,881³, you will enjoy:

A first-year premium discount of 13.87% which is equivalent to HKD21,065.

That means you will pay an approximate lump sum of just HKD278,935 and get back HKD334,488⁴ after 5 years (guaranteed HKD return of 3.70% p.a.)!
RewardCash premium rebate of $750RC
Extra premium rebate

If you join the Well+ Get Insured Online challenge for the first time this year, you’ll also enjoy an extra premium rebate of up to $300RC⁵! Eligibility requirements and rewards as follows:

Eligibility	Premium refund
Join Well+ Get Insured Online challenge for the first time this year and apply successfully for an eligible new HSBC insurance plan⁶	$200RC
New HSBC Life customer⁷	Additional $100RC

First-year premium / Annualised new premium (ANP)³: how is it calculated？

What if I don’t have an HSBC credit card, can I still receive the RewardCash as premium rebate?

This spring, put your wealth plan in action!
Apply online with the code ‘SPRING’ now! 🌸

Get a quote now

This promotion is subject to terms and conditions.

Remarks

For successful applications made within the promotion period for an HSBC Swift Save Insurance Plan with an annualised new premium³ that exceeds or equals HKD150,000, each policy is eligible for a premium rebate of $750 RewardCash. T&Cs apply..
Annualised rate of return refers to the return rate that applies after a HKD lump sum payment is made and a 13.87% first-year premium discount is activated by the use of the designated promo code. T&Cs apply. Lump sum payment refers to the method for calculating the aggregate premium amount, which allows you to pre-pay the required premium at the discount determined by us. Subsequently, the premium payable each year will be deducted from the balance of the aggregate premium amount on the premium payment due date. The balance of the aggregate premium amount after the annual premium payable is deducted on the payment due date will be left in the policy to accumulate interest at a guaranteed interest rate determined by us. Please refer to the HSBC Swift Save Insurance Plan product leaflet for details.
The annualised new premium (ANP) can be calculated based on the policy payment term you have selected. Monthly payment: ANP equals monthly premium (before discount) x 12. Annual payment: ANP equals annual premium payable (before discount). Lump sum payment: ANP equals the first-year premium payable for the relevant policy (before discount).
The aggregate premium amounts shown are for reference only and do not include any insurance levy. There may changes in the annual guaranteed return that are related to the policy currency and payment term selected. The rate of return is calculated based on a lump sum premium payment and includes all applicable discounts. For a definition of maturity benefit (the amount you will receive at policy maturity), please refer to the relevant product leaflet.
Customers who join the Well+ Get Insured Online challenge for the first time this year and apply successfully for an eligible new HSBC Life policy⁶ through an approved channel will receive a premium rebate of $200 RewardCash. New HSBC Life customers⁷ will also receive an additional premium rebate of $100 RewardCash. T&Cs apply.
‘Eligible insurance plan’ refers to an eligible new policy of any of the HSBC Life life insurance products - Family Protector Term Life Insurance Plan, VHIS Flexi Plan, HSBC Swift Guard Critical Illness Plan and HSBC Swift Save Insurance Plan – which you apply for successfully through an approved channel after clicking the Start Now button for the Get Insured Online challenge, for which your application is approved on or before 28 September 2025, and which remains in effect at the time the RewardCash you are entitled to is credited to your account. If the application for the eligible new insurance policy is already approved before you click the Start Now button for the Get Insured Online challenge, the policy is not eligible for the reward available under the challenge. T&Cs apply.
A new HSBC Life customer is defined as one who does not hold any effective HSBC Life insurance policy at the time they click the Start Now button to take part in the challenge.
The annualised new premium (ANP) amount is rounded to the nearest integer.

Disclaimer

HSBC Swift Save Insurance Plan is a life insurance plan with a savings element, policyholders are subject to early surrender loss.

The above life insurance plan is underwritten by HSBC Life (International) Limited ("HSBC Life") which is authorised and regulated by the Insurance Authority (IA) of the Hong Kong SAR, and is intended only for sale in the Hong Kong SAR. It is not equivalent or similar to any kind of bank deposit or bank savings plan. The Hongkong and Shanghai Banking Corporation Limited (“HSBC”) is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an agency of HSBC Life for the distribution of life insurance products in the HKSAR. Policyholders will be subject to the credit risk of HSBC Life and your premiums paid will form part of HSBC Life's assets. You do not have any rights or ownership over any of these assets. Your recourse is against HSBC Life only.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between HSBC and you out of the selling process or processing of the related transaction, HSBC is required to enter into a Financial Dispute Resolution Scheme process with you; however, any dispute over the contractual terms of the above insurance product should be resolved between HSBC Life and you directly. Please refer to the respective product brochure for detailed features and the policy provisions for the detailed terms and conditions.

Get Our Spring Offer, Take Your Savings Higher!Get Our Spring Offer, Take Your Savings Higher!