HSBC Life | HSBC Life's No. 1 market share in Hong Kong for three consecutive years

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HSBC Life's No. 1
market share in Hong Kong
for three consecutive years

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HSBC Life, as the No. 1 market share holder in Hong Kong for 3 consecutive years^* with a fulfilment ratio of up to 128%^#, our participating policies deliver returns that meet your expectations, empowering you to reach your life's aspirations. We are committed to supporting you at every stage, whether it is wealth growth, health protection, retirement or legacy planning.

Wealth

Legacy

Retirement

Health

Maximise your wealth growth potential while ensuring life protection, moving closer to financial freedom and helping you achieve your long-term savings goals.

HSBC Wealth Goal Insurance Plan III

helps you acchieve your long-term saving goals in USD and enjoy peace of mind with life protection until age 99¹, and flexibility to transfer the policy coverage to your loved ones.

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Long-term capital growth in USD with projected cash value can reach 400%² of the total premiums you've paid.

Extra life protection

Financial liquidity and security

🎁Enjoy up to 18% off for first year premium^

HSBC Eminent Goal Multi-Currency Insurance Plan

offers various options for policy split and withdrawal, along with 9 currencies to choose and switch from. Prepare for an open future with this flexible insurance plan and achieve your wealth goals.

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9 currencies to choose and switch from

Flexible wealth allocation

Flexible withdrawal option

🎁Enjoy up to 18% off for first year premium^

Take a long-term view with HSBC Life and plan ahead with full control over how your assets are allocated, so your wealth can be passed down and thrive across generations.

HSBC Paramount Global Life Insurance Plan II

is a A long-term insurance policy guaranteeing lifetime protection, while giving you the flexibility to meet your legacy planning needs with a range of death benefits.

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Enjoy meaningful life protection

Grow and protect your wealth

Pass wealth on to a loved one in your designated way

🎁Enjoy up to 20% off for first year premium^

HSBC Life cares for your diverse needs and helps you plan your retirement early!

Retirement planning

Enjoy peace of mind with comprehensive coverage that supports your health, wealth, and legacy planning—helping you and your family embrace a worry-free, quality retirement lifestyle.

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Annuity plans designed for your retirement

Retirement Planning with a suite of retirement solutions covering health, wealth and legacy

🎁Enjoy up to 5% off for first year premium^

Protect your health with tailored plans covering Hong Kong, Macau, Mainland China, and global options, keeping you safeguarded anytime, anywhere.

Voluntary Health Insurance Flexi Plan

Our certified VHIS plans offer you with extensive medical protection.

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No upfront out-of-pocket costs³

Global coverage with flexible choices among 4 levels of annual deductible

Full coverage up to HKD40 million

🎁Enjoy up to 60% off for first year premium^

Visit LifeTalk to get informed with the essential know-how of everyday life protection Learn more

Notes

^*According to the provisional statistics of the Hong Kong insurance industry released by the Insurance Authority, HSBC Life continued to rank first in Hong Kong for individual life New Business Premiums from 2022 to 2024.
^#Fulfillment ratios for annual dividends and special bonuses applied to participating products issued in Hong Kong SAR market (HKD and USD policies).
^Terms and conditions apply.

HSBC Wealth Goal Insurance Plan III is a long-term participating life insurance plan with a savings element underwritten by HSBC Life (International) Limited ("HSBC Life") which is authorised and regulated by the Insurance Authority ("IA") to carry on long-term insurance business in the Hong Kong SAR. It is not a bank deposit or bank savings plan. Please refer to the product brochure for detailed features and the policy provisions for the detailed terms and conditions.

HSBC Eminent Goal Multi-currency Insurance Plan is a long-term participating life insurance plan with a savings element underwritten by HSBC Life (International) Limited ("HSBC Life") which is authorised and regulated by the Insurance Authority ("IA") to carry on long-term insurance business in the Hong Kong SAR. It is not a bank deposit or bank savings plan. Please refer to the product brochure for detailed features and the policy provisions for the detailed terms and conditions.

HSBC Paramount Global Life Insurance Plan II is a whole-of-life participating life insurance plan with savings elements underwritten by HSBC Life (International) Limited ("HSBC Life") which is authorised and regulated by the Insurance Authority ("IA") to carry on long-term insurance business in the Hong Kong SAR. It is not a bank deposit or bank savings plan. Please refer to the product brochure for detailed features and the policy provisions for the detailed terms and conditions.

The HSBC VHIS Flexi Plan is a life insurance plan underwritten by HSBC Life (International) Limited ("HSBC Life") which is authorised and regulated by the Insurance Authority ("IA") to carry on long-term insurance business in the Hong Kong SAR. It is not a bank deposit or bank savings plan. Please refer to the product brochure for detailed features and the policy provisions for the detailed terms and conditions.

1. This refers to the policy anniversary at which the insured person or the policyholder will be of the specified age on their next birthday.
2. 'Cash value' is calculated using the current assumed investment returns. It includes projected guaranteed cash value and projected special bonus which is non-guaranteed. The rate of return as shown above is therefore not guaranteed and is shown for illustration only. In this example, it is assumed that the insured person is a 40-year-old male paying an annual premium of USD40,000 for 3 years—and his return after 30 years. In conclusion, the actual cash value under the policy at a future point in time may be higher or lower than the amount quoted in this example.
3. Pre-authorisation is required for cashless arrangements. The final decision for any pre-authorisation application or direct billing approval is subject to the discretion of HSBC Life (International) Limited.

Disclaimer
HSBC Life is incorporated in Bermuda with limited liability, and is one of the HSBC Group's insurance underwriting subsidiaries. The Hongkong and Shanghai Banking Corporation Limited ('HSBC') is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an agency of HSBC Life for the distribution of life insurance products in the Hong Kong Special Administrative Region. These products are products of HSBC Life but not HSBC and it is intended only for sale in the Hong Kong SAR.