HSBC Life | 11.11 Super Discount Offers

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🎉 This 11.11, put insurance at the top of your shopping list! 🛡️

11.11 is here! Don’t just go bargain-hunting. When you’re online, make sure you also check out HSBC Life insurance super offers!

From 11^th-15^th November, use the promo code “1111” to apply the following medical, term life, or critical illness plan, and unlock a first-year premium discount of more than 90%¹! 😱 5 days only, act now to enjoy worry-free, all-round coverage!

11.11 Surprise Offers 🔥

First-year premium discounts^1,2 🎁:

【 Full medical coverage 】

Up to 60% off

【 Term life coverage 】

More than 90% off

【 Critical illness coverage 】

60% off

🏥 Full medical coverage: up to 60% off¹

Here’s a plan that covers hospitalisation and surgical expenses with no sub-limits! 【HSBC VHIS Flexi Plan】 provides an annual sum insured of HKD5 million or more plus full coverage on medical expenses³, so you won’t have to worry about unexpected expenses.

✨Apply with the promo code “1111” to enjoy 50% off your first-year premium, up to 60% off if you apply together with a family member²!

Based on an annual sum insured of HKD5 million (Bronze plan),
First-year premium:
HKD96/month⁴ on average after 60% discount
(HKD50,000 annual deductible)

Apply now Apply now

☂️ Term life coverage: more than 90% off¹

Bigger discount, greater peace of mind! 【HSBC Family Protector】 term life insurance gives you the flexibility to add critical illness, hospital cash or other optional benefits to your coverage!

✨Apply with the promo code “1111” to unlock an 11-month first-year premium waiver (discount of over 90%)¹!

Based on a sum insured of HKD1 million,
First-year premium:
HKD 6/month⁵ on average after discount

Apply now Apply now

🧘🏻 Critical illness coverage: 60% off¹

No need to worry about paying premiums and not getting anything back! Enjoy comprehensive critical illness protection with 【HSBC Swift Guard Critical Illness Plan】 plus a guaranteed refund of the total premium paid⁶ if you have never made a claim by the end of your policy.

✨Apply with the promo code “1111” to get 60% off your first-year premium¹ (applicable to 5-year premium payment period only)!

Based on a sum insured of HKD100,000,
First-year premium:
HKD129/month⁷ on average after discount

Apply now Apply now

⏰ For 5 days only, Double 11 super discount offers! 🎁Don’t let this opportunity slip away. Apply now! 🎉

⏰ For 5 days only, Double 11 super discount offers! 🎁

Don’t let this opportunity slip away. Apply now! 🎉

Remarks

Offer is subject to terms and conditions.
Enjoy an extra 10% off when you apply with your family members. Offer is subject to terms and conditions.
Full coverage refers to the actual amount of eligible expenses and other expenses charged and payable in accordance to the terms and benefits of the VHIS Flexi policy.
The above example is based on HSBC VHIS Flexi Plan (Bronze), aged 30 with an annual deductible of HKD50,000. This figure is subject to rounding adjustment. The actual amount of the premium is decided at the discretion of HSBC Life. The age refers to the age you were on your last birthday.
Based on a non-smoking male aged 31 and a sum insured of HKD1 million. This figure is subject to rounding adjustment. The actual amount of the premium is decided at the discretion of HSBC Life. The age refers to the age the insured person or policyholder, whichever is applicable, will be on their next birthday.
Swift Guard Critical Illness Plan is a premium refundable plan with premiums refundable at the 10th Policy Year (if no claim has been paid or become payable under the policy during the entire policy term). The total premiums paid refers to the total amount of premiums due and paid for the basic plan as of the policy termination date, subject to the terms of the policy. It is for the calculation of the death benefit and net cash value. It excludes any aggregate premium balance and non-guaranteed interest accumulated under the policy unless and until such part of the premium is actually due and paid on that date.
Based on a non-smoking male aged 31 and a sum insured of HKD100,000. This figure is subject to rounding adjustment. The actual amount of the premium is decided at the discretion of HSBC Life. The age refers to the age the insured person or policyholder, whichever is applicable, will be on their next birthday.

Disclaimer

HSBC VHIS Flexi Plan is an individual indemnity hospital insurance plan certified under the Voluntary Health Insurance Scheme. HSBC Life is a registered VHIS Provider (Registration no.: 00042, effective date: 29 May 2020).

HSBC Swift Guard Critical Illness Plan is a critical illness plan with 101% of the total premiums paid refundable at the 10th Policy Year (if no claim has been paid or become payable under the policy during the entire policy term), policyholders are subject to early surrender loss.

HSBC Family Protector is a term life insurance plan with no savings element.

The above life insurance plans are underwritten by HSBC Life (International) Limited ("HSBC Life") which are authorised and regulated by the Insurance Authority (IA) of the Hong Kong SAR, and are intended only for sale in the Hong Kong SAR. It is not equivalent or similar to any kind of bank deposit or bank savings plan. The Hongkong and Shanghai Banking Corporation Limited (“HSBC”) is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an agency of HSBC Life for the distribution of life insurance products in the HKSAR. Policyholders will be subject to the credit risk of HSBC Life and your premiums paid will form part of HSBC Life's assets. You do not have any rights or ownership over any of these assets. Your recourse is against HSBC Life only.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between HSBC and you out of the selling process or processing of the related transaction, HSBC is required to enter into a Financial Dispute Resolution Scheme process with you; however, any dispute over the contractual terms of the above insurance product should be resolved between HSBC Life and you directly. Please refer to the respective product brochure for detailed features and the policy provisions for the detailed terms and conditions.