The new HSBC One+
For your first bucket of gold

1. Terms and conditions apply.
2. New customers who join or upgrade to HSBC One and complete the designated tasks can also deposit new funds to enjoy up to HKD3,250 cash reward, no registration required. Designated tasks include (a) successfully opens or already hold an investment account; and (b) completes Risk Profiling Questionnaire by the date of reward fulfilment. The promotion period is from 1 May 2026 to 30 June 2026. Terms and conditions apply.
3. Terms and conditions apply.
4. 'New HSBC auto-payroll customers' refers to customers who don't have any payroll records with us from 1 October 2025 to 31 March 2026.
5. During the designated payroll period, eligible customers who have eligible payroll records (receiving payroll that is deposited through their employer into their self-named HKD savings or current account with us through AutoPay, provided the total payroll amount in that single month reaches HKD10,000 or above, and the total deposit balance on the last calendar day of each payroll month shows a net increase compared to the total deposit balance as of 31 March 2026) for at least 3 months can earn the RewardCash, which is determined based on the eligible customer’s average monthly payroll amount. The average monthly payroll amount is calculated by dividing the total payroll amount from the first three months with eligible payroll records by three. Terms and conditions(PDF) apply.
6. 'Lifetime $0 commission' offer is applicable to HSBC Trade25 customers who are 26 years old or above if they meet the minimum transaction requirement every calendar year since joining Trade25 (including the year they joined Trade25). $0 commission is applicable to the first cumulative HKD250,000 trading volume per calendar month. The HKD25 monthly fee will only be collected for each customer account that has a securities transaction or holding during the calendar month. Investment involves risk. Terms and Conditions apply, please visit HSBC Trade 25 website for details.
7. “New-to-stocks” customers means who have not traded or held stocks with HSBC in 2025. Terms and conditions apply.
8. Offers are applicable to customers who are aged 18 to 35. Terms and conditions apply. (Applicable from 1 January 2026 until 31 December 2026). HSBC One+ Exclusive offer: Terms and conditions apply.
9. Investment involves risk. T&C apply.
10. Terms and conditions apply. Currency conversion involves risks.
11. Welcome offer is subject to relevant promotional terms and conditions. To borrow or not to borrow? Borrow only if you can repay!
12. New Credit Card Customers who activate the Eligible Credit Card, and successfully apply for Cash Instalment Plan with an approved withdrawal amount equal to or above HKD20,000 and with a repayment period of 12 months or above within the first 60 calendar days after card issuance, can enjoy an extra $200 RewardCash. Terms and conditions apply.
13. Terms and conditions apply.
14. Terms and conditions apply.
15. HSBC One+ customers can enjoy rewards of value up to HKD8,150 (including RewardCash, cash rewards, gift cards) by fulfilling the offer requirements during the promotion period. Please refer to the respective Terms and Conditions for more details.
16. The above HSBC HK App exclusive offer of extra +1% p.a. time deposit bonus interest rate is valid until further notice. Terms and conditions apply (PDF). The above interest rates are indicative as of 24 Nov 2025 and are for reference only. They are not guaranteed and are subject to revision based on prevailing market conditions.

• Terms and conditions apply.
• To borrow or not to borrow? Borrow only if you can repay!
• This information and offers are intended for persons in Hong Kong.
• Investment involves risk.
• Currency conversion involves risk.
• The information shown in this website is neither a recommendation, an offer, nor a solicitation for any investment product or service. Investment involves risk. You should carefully consider whether any investment product or service mentioned herein is appropriate for you in view of your personal circumstances. Past performance is no guide to future performance. Investors should refer to the individual product explanatory memorandum or offering document for further details and risks involved. The price of investment products may move up or down. Losses may be incurred as well as profits made as a result of buying and selling investment products.

The life insurance plans are underwritten by HSBC Life, which is authorised and regulated by the Insurance Authority of the Hong Kong SAR to carry on long-term insurance business in the Hong Kong SAR and is incorporated in Bermuda with limited liability. HSBC Life will be responsible for providing your insurance coverage and handling claims under your life insurance policy. The Bank is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agency of HSBC Life for the distribution of life insurance products in the Hong Kong SAR. The above products are products of HSBC Life but not the Bank and they are intended only for sale in the Hong Kong SAR. They are not a bank deposit or bank savings plan. If the policyholder discontinues and / or surrenders the insurance plan in the early policy years, the amount of the benefit he / she will get back may be considerably less than the amount of the premium he / she has paid. Your benefit is subject to the credit risk of HSBC Life. Your premiums paid will form part of HSBC Life's assets. You do not have any rights or ownership over any of those assets. Your recourse is against HSBC Life only.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between HSBC and you out of the selling process or processing of the related transaction, HSBC is required to enter into a Financial Dispute Resolution Scheme process with you; however, any dispute over the contractual terms of the above insurance product should be resolved between HSBC Life and you directly. For product details, cooling off period and related charges, please refer to the relevant brochures and policy provisions.