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Unit trusts

Invest in a diversified portfolio to achieve your financial goals

Diversify your investments with unit trusts

Unit trusts help you diversify your investments into different markets and investment instruments. Whether you're making your first investment, or adding to your portfolio, you can choose from a range of funds that match your risk appetite and investment goals.

Key benefits

Spread risk with professional management

Reduce risk by spreading your investments across a diverse portfolio with access to worldwide markets - you're in good hands with our dedicated fund managers

Invest at your own pace

Start with a lump sum investment or build your portfolio with monthly contributions from as low as HKD1,000

Portfolio-based analyses

HSBC Premier Elite and HSBC Premier customers can stress-test their portfolios by simulating volatility using our Wealth Portfolio Intelligence Service

Leverage our insights and capabilities

Invest with HSBC and stay tuned to our latest news, views and analyses of the investment world

Unit Trusts offers

- HSBC Premier Elite and HSBC Premier customers who did not have any Unit Trusts holdings and transactions in the past 12 months can enjoy initial subscription charge of 0.88% on all Unit Trust orders (unlimited transaction amount). Offer valid till 31 March 2024. T&Cs apply. Learn more

- Enjoy first 6 months initial charge waiver for Unit Trusts Monthly Investment Plan. Offer valid till 31 December 2024. T&Cs apply. Learn more

- HSBC Premier Elite and HSBC Premier customers may receive HKD1,000 cash rebate for every accumulated amount of HKD250,000 transfer-in of Unit Trust, no cash rebate limit. Offer valid till 31 March 2024. T&Cs apply. Learn more

Looking for ideas?

Whether you're just starting out, or you're looking for a new opportunity, here are some investment ideas to get you started:
Check out actively-managed funds under our strict definition of sustainable investments.

Fees and charges

All open-end funds (except bond funds)

You can enjoy a unit trust preferential initial subscription charge when you use your HSBC account to place a subscription order.
Subscription[@investments-ut-initial-charge], [@investments-ut-initial-charge-actual] amount / fund type HSBC Premier
HSBC One or Personal Integrated Account
Other investment accounts
Below HKD1,000,000 2.50% 3.00%
3.00%
HKD1,000,000 or above
2.50%
2.50%
3.00%
You can enjoy a unit trust preferential initial subscription charge when you use your HSBC account to place a subscription order.
Subscription[@investments-ut-initial-charge], [@investments-ut-initial-charge-actual] amount / fund type Below HKD1,000,000
HSBC Premier
2.50%
HSBC One or Personal Integrated Account
3.00%
Other investment accounts 3.00%
Subscription[@investments-ut-initial-charge], [@investments-ut-initial-charge-actual] amount / fund type HKD1,000,000 or above
HSBC Premier
2.50%
HSBC One or Personal Integrated Account
2.50%
Other investment accounts 3.00%

Bond funds

Enjoy a discount on your initial subscription charge when you use your HSBC investment account to subscribe for the first time.
Subscription[@investments-ut-initial-charge], [@investments-ut-initial-charge-actual] amount / fund type HSBC Premier
HSBC One or Personal Integrated Account
Other investment accounts
Below HKD1,000,000 2.00% 2.00%
2.00%
HKD1,000,000 or above
1.50%
2.00%
2.00%
Enjoy a discount on your initial subscription charge when you use your HSBC investment account to subscribe for the first time.
Subscription[@investments-ut-initial-charge], [@investments-ut-initial-charge-actual] amount / fund type Below HKD1,000,000
HSBC Premier
2.00%
HSBC One or Personal Integrated Account
2.00%
Other investment accounts 2.00%
Subscription[@investments-ut-initial-charge], [@investments-ut-initial-charge-actual] amount / fund type HKD1,000,000 or above
HSBC Premier
1.50%
HSBC One or Personal Integrated Account
2.00%
Other investment accounts 2.00%

Other services

Services pricing table
Services Charges
Redemption / management / other fees Please refer to the respective prospectus of the fund
Switching fee [@investments-ut-switch-fund]
Up to 1% of the switching amount
Investment order confirmation eAlerts Free of charge
Transfer-out[@investments-ut-transfer] Administration fee of HKD100 per fund transferred
Services pricing table
Services Redemption / management / other fees
Charges
Please refer to the respective prospectus of the fund
Services Switching fee [@investments-ut-switch-fund]
Charges
Up to 1% of the switching amount
Services Investment order confirmation eAlerts
Charges
Free of charge
Services Transfer-out[@investments-ut-transfer]
Charges
Administration fee of HKD100 per fund transferred

Ways to invest in unit trusts

Unit trusts enable investors to diversify their investments into different markets and investment instruments such as equities, bonds, securities, currencies and warrants/derivatives.

If you would like to enjoy the benefits of diversification through unit trust investments, you can invest a lump sum amount or set up a monthly investment plan.

Lump sum investment

Diversify your portfolio with unit trust investment with as little as USD1,000/HKD10,000 in a lump sum.

Minimum investment: From USD1,000/HKD10,000

Make monthly investments and achieve your wealth goals without having to tie up your savings

Minimum investment: No initial lump sum is required. Minimum monthly contribution per fund[@investments-ut-irregular] from HKD1,000

FlexInvest is the fastest way to diversify with our low-cost index funds and ready-made portfolios
Rebalance your portfolio as often as you like, with a single account fee for unlimited transactions

Trade via the HSBC HK Mobile Banking app

Step 1

Open the app and go to Investment > Unit Trust to browse funds.

Step 2

Select a fund and evaluate fund details. Please read through the offering documents carefully, including the risk factors.

Step 3

Fill in the order details, then review and confirm your order.

Need help?

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Don't have an HSBC investment account?

You can open an investment account on the HSBC HK Mobile Banking app and start trading with us in minutes.

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Notes

    • Other promotional offers on open-end fund initial charge maybe available from time to time. Customer will enjoy the preferential initial charge offer set out above or the prevailing promotional offer, whichever rate is lower.
    • Details of this open-end fund preferential initial charge offer may be changed from time to time at the discretion of The Hongkong and Shanghai Banking Corporation Limited in Hong Kong SAR (the "Bank") without prior notice.
    • The Bank reserves the right to change these Terms and Conditions at any time with reasonable notice and the initial charge offer may be withdrawn by the Bank at its discretion without prior notice.
    • In case of dispute, the decision of the Bank shall be final and conclusive.
    • In case of discrepancies between the English and Chinese versions of these Terms and Conditions, the English version shall apply and prevail.

    The information is not and should not be construed as an offer to buy or sell any investment products, and should not be considered as investment advice. You should carefully consider whether any investment products are appropriate in view of your investment experience, objectives, financial resources and relevant circumstances.

    Investment involves risk. Investors should not only base on this material alone to make investment decisions. Please refer to the offering documents of the respective funds for details, including risk factors. The price of units or shares and the income from them may go down as well as up and any past performance figures shown are not indicative of future performance. The information contained on this website is intended for Hong Kong residents only and should not be construed as a distribution, an offer to sell, or a solicitation to buy any securities in any jurisdiction where such activities would be unlawful under the laws of such jurisdiction, in particular the United States of America. Please refer to the unit trust disclaimer for further important details.

    The contents of this page have not been reviewed by the Securities and Futures Commission.

    Issued by the Hongkong and Shanghai Banking Corporation Limited