Enjoy every exchange around the world

Red Hot FX Lucky Draw:
Total of $1,600,000 RewardCash to be won

Get a chance to win up to $30,000 RewardCash when you exchange foreign currencies! From now until 30 September 2025, every eligible foreign currency transaction of HKD10,000 (or equivalent) earns you one entry into the Red Hot FX Lucky Draw, with no cap on chance(s)! To get 4 extra chances, accumulate above eligible transaction and complete Reward Missions. With a total of $1,600,000 RewardCash on the table, put your FX in play the Red Hot way.

Total of $1,600,000 RewardCash To Be Won

Grand Prize x 10

$30,000
RewardCash

2nd Prize x 400

$2,000
RewardCash

3rd Prize x 5,000

$100
RewardCash

How to join

Basic Mission

Win 1 lucky draw chance by accumulating HKD10,000 (or its equivalent) of eligible transactions with designated currencies involved. The more you exchange, the more chances you get!

Reward Mission

Complete Basic mission and meet any one of the following conditions to earn an extra lucky draw chance. Maximum 4 bonus chances to grab:

New currency exchange customers^*
Existing or New HSBC Forex Club member
Customers newly register FPS and set HSBC HK as default receiving bank
Existing or new HSBC Mastercard® Debit Cardholders

Terms and Conditions apply.

Time deposit offer: Enjoy a preferential time deposit rate of up to 13% p.a.

In addition to lucky draw chance(s), you can also get a bonus rate of +1% p.a. to enjoy a total rate of up to 13% p.a. when you exchange funds in any of the designated currencies and place a 1-week time deposit via the HSBC HK App. No new funds are required. Click here for more details.

The above interest rates are indicative as of 30 Jun 2025 and are for reference only. It's not guaranteed and maybe subject to revision, as per prevailing market conditions. Minimum currency exchange and time deposit amount required.

Loyalty offer: Unlimited instant discounts on currency exchange spreads of up to 30%

Join the HSBC Forex Club to enjoy currency exchange spread discounts of your membership tier, which is determined by your accumulated eligible transaction amount within the last 90 days^#. The more you exchange, the greater your discount, without a maximum limit! The discounted rate will be automatically reflected, showing your savings and allowing you to enjoy up to a 30% discount:

Tier	Accumulated eligible transaction amount (HKD or its equivalent)	Spread Discount
Green	Below 200,000	-
Bronze	200,000 – below 1,000,000	5%
Silver	1,000,000 – below 3,000,000	10%
Gold	3,000,000 – below 5,000,000	15%
Platinum	5,000,000 and above	30%

Click here for more details.

#Transactions via HSBC Online and Mobile Banking / any HSBC branches / phone banking. Other services and channels, for example, FX Order Watch and transfers overseas, will be excluded unless specified. For details, please refer to the relevant terms and conditions.

Travel privilege: HSBC Mastercard® Debit Card

With access to 12 major currencies, it allows you to shop online, make purchases locally and overseas with 0.4% cash rebate on all eligible purchase, and withdraw cash at HSBC Group ATMs around the world, with 0 fees.

The above offer of zero charges on overseas withdrawals applies to HSBC Group ATMs worldwide, please click here for details.

RewardCash is easy to earn and burn—so why wait! Join the RewardCash programme on HSBC Reward+, even without an HSBC credit card. Let’s start earning RewardCash together!

Remark

*New currency exchange customers, who haven't made any exchange transaction with HSBC between 1 January and 30 June 2025.

Terms and conditions apply and the offers are intended for persons in Hong Kong only. Please click here for the promotion details and detailed terms and conditions.

Risk Disclosure:

Currency conversion risk - the value of your foreign currency and RMB deposits will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency and RMB deposits to other currencies at an exchange rate that is less favourable than the exchange rate at which you made your original conversion to that foreign currency and RMB, you may suffer a loss in the value of your principal.

Reference number: Y25-A0-SGEN01, Y25-U6-PMFX0101