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外幣兌換 兌玩全世界
外幣兌換 兌玩全世界

Every foreign exchange transaction brings you closer to winning a pure gold coin, plus enjoy JPY exchange price cut!

Get ready for new year FX planning and start off with rewards!  

Offer 1: Lucky draw for a 999.9 pure gold coin1

For every accumulated HKD 10,000 (or equivalent) eligible FX transaction, you’ll receive one lucky draw entry. Make your transaction online to earn double entries! Terms and conditions apply.
Grand Prize: 1 tael 999.9 pure gold coin (10 winners)
Other Prize: $1,000 RewardCash (90 winners)

Register now via Reward+ App!

足金金幣大抽獎

Offer 2: Limited-time JPY exchange price cut, with rates close to bank’s cost2

Enjoy an exclusive price cut for HKD to JPY exchanges. FX spread reduced by nearly 90%3, getting you as close as possible to the bank’s cost price for JPY—no limit on transaction amount!

Other Offers: Exclusive welcome reward of up to HKD 1,888 cash rebate for New FX Customers4
For every accumulated HKD50,000 (or equivalent) eligible FX transaction*, you’ll receive HKD50 cash rebate (up to a maximum of HKD500 cash rebate). Want even more? Accumulate  additional HKD1,000,000 (or equivalent) and receive an extra HKD1,388 cash rebate, for a total maximum of HKD1,888 cash rebate!

*Foreign exchange conversion from HK Dollar (HKD) to Japanese Yen (JPY) or involving setting-up of a time deposit are not included.
Log on and exchange now

Stay proactive and seize FX opportunities

The HSBC HK App has been fully upgraded. Easily set FX watch lists and FX order watch, receive instant alerts or complete automatic exchanges when your desired rate hits—stay in full control and capture every opportunity.

外匯監察表

FX Watchlist

See the latest exchange rates for your favourite currency pairs at a glance, and make your move.

外匯圖表

FX Chart

Monitor the market highs and lows, and keep an eye on foreign exchange opportunities.

Elevate your currency exchanges with more benefits and privilege
FX & Time deposit offer: Enjoy a preferential time deposit rate of up to 13% p.a.
In addition to lucky draw chance(s), you can also get a bonus rate of +1% p.a. to enjoy a total rate of up to 13% p.a. when you exchange funds in any of the designated currencies and place a 1-week time deposit via the HSBC HK App. No new funds are required. Click here for more details.
The above interest rates are indicative as of 24 Nov 2025 and are for reference only. It's not guaranteed and maybe subject to revision, as per prevailing market conditions. Minimum currency exchange and time deposit amount required.
Loyalty offer: Unlimited instant discounts on currency exchange spreads of up to 30%
Join the HSBC Forex Club to enjoy currency exchange spread discounts of your membership tier, which is determined by your accumulated eligible transaction amount within the last 90 days#. The more you exchange, the greater the discount, without a maximum limit! The discounted rate will be automatically reflected, showing your savings and allowing you to enjoy up to a 30% discount:
Tier Accumulated eligible transaction amount (HKD or its equivalent) Spread Discount
Green Below 200,000 -
Bronze 200,000 – below 1,000,000 5%
Silver 1,000,000 – below 3,000,000 10%
Gold 3,000,000 – below 5,000,000 15%
Platinum 5,000,000 and above 30%
Click here for more details.
#Transactions via HSBC Online and Mobile Banking / any HSBC branches / phone banking. Other services and channels, for example, FX Order Watch and transfers overseas, will be excluded unless specified. For details, please refer to the relevant terms and conditions.
Travel privilege: HSBC Mastercard® Debit Card
With access to 12 major currencies, it allows you to shop online, make purchases locally and overseas with up to 0.5% cash rebate on all eligible purchase, and withdraw cash at HSBC Group ATMs around the world, with 0 fees.
The above offer of zero charges on overseas withdrawals applies to HSBC Group ATMs worldwide, please click here for details.

Remark

  1. Terms and conditions apply for “FX Lucky Draw – Win a 999.9 Gold Coin”. Offer is valid until 31 March 2026.
  2. The Bank’s cost price refers to the exchange rate of a transaction without the usual sales margin charged by the Bank. For example, if the Bank’s cost rate for selling Japanese Yen on a given day is 0.0400, the FX rate a customer can enjoy might be 0.04011. After applying a 90% FX spread discount, the FX rate a customer can enjoy would become 0.04001, which is very close to the Bank’s cost rate of 0.0400. The above example is for reference only. Actual exchange rates are based on the Bank’s prevailing rates at the time of transaction.
  3. “90% FX spread discount” refers to reduction of 90% on sales margin (on top of the Bank’s Cost Price) normally charged for FX transaction by the Bank. Terms and conditions apply. Offer is valid until 16 May 2026.
  4. New FX customers are customers who have not made any currency exchange transaction with HSBC during 1 July 2025 to 31 December 2025. Terms and conditions apply for “FX Welcome Offer”. Offer is valid until 31 March 2026.
  5. Terms and conditions apply for HSBC Mastercard® Debit Card offers. For details, please visit HSBC HK Website> Banking> Debt cards

Terms and conditions apply and the offers are intended for persons in Hong Kong only.

Risk Disclosure:

Currency conversion risk - the value of your foreign currency and RMB deposits will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency and RMB deposits to other currencies at an exchange rate that is less favourable than the exchange rate at which you made your original conversion to that foreign currency and RMB, you may suffer a loss in the value of your principal.

Reference number: Y26-U6-PMFX0101

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