HSBC MPF, as one of the largest retirement scheme administrators in Hong Kong, we have the expertise and experience to take care of your MPF investment and efficiently manage your fund. In appreciation for your support to HSBC MPF, we are proud to present the following offers:
HSBC MPF Flexi-Contributions are self-arranged contribution instruction totally independent of any employer.
Introduction of HSBC Mandatory Provident Fund - SuperTrust Plus
HSBC Mandatory Provident Fund - SuperTrust Plus provides a total of 20 actively and passively managed constituent funds, ranging from conservative to aggressive investments, and particularly with equity funds investing in specific market(s) and index-tracking collective investment schemes (ITCIS) to meet your unique retirement needs.
Please refer to ‘Principal Brochure’ which contains more detailed information about HSBC Mandatory Provident Fund – SuperTrust Plus including information on the fund structure, risk involved, fee table and of our ability to alter these fees and charges in the future.
|Constituent fund type||Name of constituent fund|
|Money market fund||MPF Conservative Fund|
|Bond fund||Global Bond Fund|
|Guaranteed fund||Guaranteed fund|
|Mixed assets fund||Age 65 Plus Fund|
|Core Accumulation Fund|
|ValueChoice Balanced Fund|
|Equity fund||Global Equity Fund|
|North American Equity Fund|
|European Equity Fund|
|Asia Pacific Equity Fund|
|Hong Kong and Chinese Equity Fund|
|Chinese Equity Fund|
|ValueChoice US Equity Fund|
|ValueChoice European Equity Fund|
|ValueChoice Asia Pacific Equity Fund|
|Hang Seng Index Tracking Fund|
|Hang Seng China Enterprises Index Tracking Fund|
Terms and Conditions
Customers have a right to request that his/her personal data are not to be used for direct marketing purposes. Requests can be made in writing to the Data Protection Officer, HSBC Provident Fund Trustee (Hong Kong) Limited, c/o The Hongkong and Shanghai Banking Corporation Limited, PO Box 73770, Kowloon Central Post Office.
Issued by The Hongkong and Shanghai Banking Corporation Limited.
Investment involves risks. Past performance is not indicative of future performance. For further details including the product features and risks involved, please refer to the ‘Principal Brochure’.
The HSBC Mandatory Provident Fund – SuperTrust Plus is mandatory provident fund scheme.
You should consider your own risk tolerance level and financial circumstances before making any investment choices. When, in your selection of funds, you are in doubt as to whether a certain fund is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and/or professional advice and choose the fund(s) most suitable for you taking into account your circumstances.
You should consider your own risk tolerance level and financial circumstances before investing in the MPF Default Investment Strategy. You should note that the DIS constituent funds, namely, the Core Accumulation Fund and the Age 65 Plus Fund, may not be suitable for you, and there may be a risk mismatch between the DIS constituent funds and your risk profile (the resulting portfolio risk may be greater than your risk preference). You should seek financial and/or professional advice if you are in doubt as to whether the DIS is suitable for you, and make the investment decision most suitable for you taking into account your circumstances.
You should note that the implementation of the DIS may have an impact on your MPF investments and benefits. We recommend that you consult with the Trustee if you have doubts on how you are being affected.
The Guaranteed Fund invests solely in an approved pooled investment fund in the form of an insurance policy provided by HSBC Life (International) Limited. The guarantee is also given by HSBC Life (International) Limited. Your investments in the Guaranteed Fund, if any, are therefore subject to the credit risks of HSBC Life (International) Limited. Please refer to the ‘Warning’ section under ’Guaranteed Fund’ in Part II – Fund Structure of the ‘Principal Brochure’ for details of the credit risk.
The guarantee in the Guaranteed Fund only applies under certain conditions. Please refer to the ‘Guarantee features’ section under Guaranteed Fund’ in Part II – Fund Structure of the ’Principal Brochure’ for full details of the guarantee features and Guarantee Conditions, including the guarantee features in the context of payment of benefits in instalments.
MPF Benefits, AVC Benefits and TVC Benefits payable on a Member’s 65th birthday or early retirement on or after his/her reaching age 60 can be paid in one lump sum or in instalments, at the Member’s election (in such form and on such terms as the Trustee may, to the extent not prohibited by the ‘MPF Ordinance’ or General Regulation, prescribe). Please refer to the ‘Payment of MPF Benefits, AVC Benefits and TVC Benefits’ section under ‘Payment of benefits’ in Part I – Product Information of the ‘Principal Brochure’ for full details.
You should not invest based on this document alone and should read the ‘Principal Brochure’.
Investment involves risks. Past performance is not indicative of future performance. The value of financial instruments, in particular stocks and shares, and any income from such financial instruments, may go down as well as up. For further details including the product features and risks involved, please refer to the ‘Principal Brochure’.
Please read through all the important notes to accept.